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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Brilliant service.

Brilliant service. Easy to set up and the app is impeccable Reviewed on: 20th March 2026

I have no experienta but i like thu try thancks

I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Monzo is so easy to use!!

Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026

I have been with monzo since Beta stage.

I have been with monzo since Beta stage. I trusted them that it will become the best bank and it has. The products they offer like Max, phone insurance, credit score insights, train travelcard, greggs vouchers, cinema vouchers and so much more. I absolutely love the virtual card you can create and the pots. The pots have always helped me to organise my money so much better and keep track of everything. The app is amazing and it has everything you need and well optimised. Customer service was always prompt and helpful. I want monzo to be my bank for the rest of my life, even if I move countries. So they must become global asap please! Reviewed on: 19th March 2026

Could not be better!

Could not be better! Makes my life so much easier when managing my money. Reviewed on: 19th March 2026

Amazing customer service, quick to respond online ch...

Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026

Worth the switch, hassle free

Stuck with my old bank just because it was there, switched to Monzo and banking is so much easier, sending payments, saving, splitting bills. Amazing I’ve recommended a few family members too Reviewed on: 18th March 2026

Excellent banking App and very good customer support

Excellent banking App and very good customer support Reviewed on: 18th March 2026

Wish I’d have know sooner

So happy to have found this great account, my only regret is I didn’t find it sooner, Monzo make budgeting your money and saving easy, Monzo pots are a genius idea, I’ve also joined the 1p saving challenge and will end the year with a nice little nest egg, thanks Monzo Reviewed on: 17th March 2026

thank you monzo!

monzo have helped me build my credit score, give me cashback, help me with saving challenge, give me good interest on instant access savings and best of all give me money 4pm the working day before :) Reviewed on: 17th March 2026

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