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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Account had a fraudulent transaction Monzo were on i...

Account had a fraudulent transaction Monzo were on it within 5 minutes of reporting it . They stopped my card immediately. Issued a new card which arrived within 48 hrs . Gave me my new card details so I could use it on my phone immediately. Money was refunded into my account within the hour . Never ever had service like that ever from a high street bank Reviewed on: 9th February 2026

MONZO GO T.S.B. NO

Had been t.s.b.since 1987!Had problems they kept me waiting one dayfor45 MINUTES! Switched to Monzo 2023 have been brilliant. Tried to switch my wife of 56 years over in November ( we had held a joint account with t.s.v.( previously lloyds) TSB BLOCKED THE TRANSFER & FROZE THE ACCOUNT Reviewed on: 9th February 2026

As my bank, monzo is a great help for me especially...

As my bank, monzo is a great help for me especially my spendings. As to my credits it gives me the opportunity to build credit scores. Monzo has a lot of opportunities in terms of savings, perks and everything that will help me to save and spend. So, for me Monzo is amazing and excellent bank. Reviewed on: 9th February 2026

Monzo for the win!

They’ve never let me down. I have much better understanding and acesss to my money than any other high street bank could offe. Simple tools and guide that have helped me keep track of pending bills and early payday. Reviewed on: 9th February 2026

My little coral card of joy

I absolutely love the versatility of this bank. My BFF and I head on a girlie trip to London every year and we only use Monzo. Cards loaded up and when bills come it’s so easy to aplit the bill. No more using calculator to work out who owes what. She Monzos me and I Monzo her. My 2 grown up children have Monzo and it’s so easy for me to transfer money to them rather than going into my other bank, putting in sort codes and account numbers. My son recently purchased a house and I was able to transfer a considerable sum of money to his solicitor for a deposit. They got it immediately. My husband used his High Street Bank account and could only transfer a certain amount over a few days. I have Monzo flex and it’s brilliant for spreading the cost of larger items. I’ve used cashback a few times which is great- usually only get that with certain credit cards. As for the 1p challenge- brilliant. Such an easy way to save for an end of year treat. I love the bright orange card- not going to lose that in a hurry. I prefer to use the card rather than phone because I like to flash the coral at people… it gets them talking. Reviewed on: 9th February 2026

Very good I trust this bank with all my money and ca...

Very good I trust this bank with all my money and can get my payday early which is a bonus and I just love it Reviewed on: 9th February 2026

Love the app and getting paid a day early!

Love the app and getting paid a day early! Reviewed on: 9th February 2026

Monzo are so kind, thorough and helpful.

Monzo are so kind, thorough and helpful. They have been with me every step. Reviewed on: 9th February 2026

Monzo abroad is fantastic!

Monzo abroad is fantastic! The exchange rates are excellent and the app is so easy to use highly recommend Reviewed on: 9th February 2026

I kove monzo the app is brilliant and easy to use sn...

I kove monzo the app is brilliant and easy to use snd it had some msny offers on there like the 1 2p challenge Reviewed on: 9th February 2026

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