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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Such an easy bank to bank with and the app has a lot...

5
Such an easy bank to bank with and the app has a lot to offer Reviewed on: 20th March 2026
Cherelle 's avatar
Cherelle

I like everything in the app, very easy and excellen...

5
I like everything in the app, very easy and excellent customer service. Reviewed on: 20th March 2026
Elsa's avatar
Elsa

The easiest bank I had ever banked with.

5
The easiest bank I had ever banked with. One card can use in the UK and abroad no worry for fees to be included. Reviewed on: 20th March 2026
Ulgen G's avatar
Ulgen G

No nonsense people banking.

5
No nonsense people banking. Great rewards. Reviewed on: 20th March 2026
Mark R's avatar
Mark R

Digital banking at its best.

5
Digital banking at its best. So much easier that bricks and mortar banks. Reviewed on: 20th March 2026
Michael K's avatar
Michael K

Monzo is the best bank account.

5
Monzo is the best bank account. The app is simple and easy to use. You can access your money faster than with other banks. Reviewed on: 20th March 2026
Magda's avatar
Magda

Best banking app.

4
Best banking app. Very easy to use. Reviewed on: 20th March 2026
Arshvir singh wahla's avatar
Arshvir singh wahla

I’ve been with Monzo for a few years now and by far...

5
I’ve been with Monzo for a few years now and by far the best and easiest account to deal with and the customer service is always spot on and quick to respond Reviewed on: 20th March 2026
Liam W's avatar
Liam W

Monzo is an amazing bank for everything

5
Monzo is an amazing bank for everything Reviewed on: 20th March 2026
Nosakhare 's avatar
Nosakhare

Great User Interface and good range of products

5
Great User Interface and the range of products they offer now is great with Home Insurance, stock and shares and the childs bank account which I use for my daughter. Reviewed on: 20th March 2026
Rich F's avatar
Rich F

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