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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Digital banking at its best.

Digital banking at its best. So much easier that bricks and mortar banks. Reviewed on: 20th March 2026

Monzo is the best bank account.

Monzo is the best bank account. The app is simple and easy to use. You can access your money faster than with other banks. Reviewed on: 20th March 2026

Best banking app.

Best banking app. Very easy to use. Reviewed on: 20th March 2026

I’ve been with Monzo for a few years now and by far...

I’ve been with Monzo for a few years now and by far the best and easiest account to deal with and the customer service is always spot on and quick to respond Reviewed on: 20th March 2026

Monzo is an amazing bank for everything

Monzo is an amazing bank for everything Reviewed on: 20th March 2026

Great User Interface and good range of products

Great User Interface and the range of products they offer now is great with Home Insurance, stock and shares and the childs bank account which I use for my daughter. Reviewed on: 20th March 2026

Great banking service all rounder

Easy to use app. Great offers. View all accounts in once place. Easy transfer. Flexible savings plans. Best online customer services I’ve ever used and never felt I needed to actually speak to someone. Very responsive. Reviewed on: 20th March 2026

so easy to use, all my accounts are easy to see and...

so easy to use, all my accounts are easy to see and navigate, even my daughter has a monzo attached to mine Reviewed on: 20th March 2026

Best ever best

Best ever best bank account I have Reviewed on: 20th March 2026

It’s an amazing on line banking the double pay syste...

It’s an amazing on line banking the double pay system has also helped me in time of need easy to use Reviewed on: 20th March 2026

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