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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The challenger bank with the best UX in the business...

5
The challenger bank with the best UX in the business Reviewed on: 20th March 2026
Alexia Willetts's avatar
Alexia Willetts

App is Fab!

5
App is great, with brilliant features keeping me informed, easy to love money around and create savings pots Reviewed on: 20th March 2026
Catharine Savin's avatar
Catharine Savin

The best

5
The best card ever good for family and other people its essy to use Reviewed on: 20th March 2026
Elena riza 's avatar
Elena riza

I've had this account for nearly 4 years, I original...

5
I've had this account for nearly 4 years, I originally opened it to use as spare back up account. I use it now pretty much as my main account. It's streamlined and easy to use. Very much like my normal account, but adding cash and making transfers is so easy. The ability to have pots to section your money into is a fantastic way for me to budget. I'm so happy with them as a financial provider that I also have my business account and my child's account with them. They have pension pots and ISA availability. I think they are world leader in the products and services they offer. Customer service is top quality too! Never had an issue. Opening my account was quick and efficient and as I said, Ive had the account for a food few years now, and I'm thinking of using it solely in future. Reviewed on: 20th March 2026
tara parry's avatar
tara parry

Highly recommended

5
I have had the account for two years and it's been the best current account I have ever had. great features and I can add other accounts to it and really helps me and my family I have gtr my family to join and friendsHighly recommended Reviewed on: 20th March 2026
Marie r's avatar
Marie r

It's fantastic best bank for daily use

5
It's fantastic best bank for daily use Reviewed on: 20th March 2026
Adrian G's avatar
Adrian G

Ahead of the big old-school banks in features, ease-...

5
Ahead of the big old-school banks in features, ease-of-use and creative benefits. Also cost-effective additional offerings. Demystifying old approaches and thinking for a modern world through clear descriptions and transparency of action. Just off to grab my Greggs… Reviewed on: 20th March 2026
Christian C's avatar
Christian C

Monzo Without doubt the best of the best

5
Monzo is by far the best bank I have been with..simple to use great benefits and without doubt the best bank iv been with in 40 years of banking Reviewed on: 20th March 2026
Stephen Manley's avatar
Stephen Manley

Happy with the service.

5
Happy with the service.Easy to use abroad. Reviewed on: 20th March 2026
MIHAELA MACIUCA's avatar
MIHAELA MACIUCA

I bank with monzo and have a child account wouldn't...

5
I bank with monzo and have a child account wouldn't use any other Reviewed on: 20th March 2026
Rachel Chambers's avatar
Rachel Chambers

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