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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Compared to other banks Monzo has it all- great serv...

Compared to other banks Monzo has it all- great service, app, response times, value for money. A really positive addition to my life Reviewed on: 20th March 2026

Monzo has made managing my budget and spending habit...

Monzo has made managing my budget and spending habits so much easier and I felt the benefit within only a few months. I’ve had to deal with customer service a few times and they’ve always been really helpful and actioned things promptly. Reviewed on: 20th March 2026

Really easy to use app and excellent easy to use ban...

Really easy to use app and excellent easy to use banking eg transfers,savings Reviewed on: 20th March 2026

brilliant service

brilliant service easy to use lots of thought gone into the app and banking procedures to make it easy Reviewed on: 20th March 2026

This bank is great for me as it lets me use it every...

This bank is great for me as it lets me use it everywhere UK and Europe with no charges. The app is also easy and full of information, the notifications are very useful for the use of me and my daughter. Reviewed on: 20th March 2026

Best bank, the customer services are always very he...

Best bank, the customer services are always very helpful and reliable, responses are in quick succession of time, and thorough Reviewed on: 20th March 2026

Forward thinking bank

Always forward thinking and great perks with the account. Love the pots you can save in, brilliant. Links with everything I need and feels safe. Reviewed on: 20th March 2026

They understood my situation when i was going throug...

They understood my situation when i was going through a financial situation and they helped me Reviewed on: 20th March 2026

Fantastic smooth experience from the start.

Fantastic smooth experience from the start. Easy and simple to open. Brilliant features and excellent UX Reviewed on: 20th March 2026

I have been a Monzo customer for few years now I als...

I have been a Monzo customer for few years now I also have my children’s account set up with monzo pretty easy to use Reviewed on: 20th March 2026

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