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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is the best.

5
Monzo is the best. I would recommend it to everyone Reviewed on: 20th March 2026
Esther T's avatar
Esther T

All my financial need in one place.

5
So easy to use, all my financial needs in one place from current account to investing to pensions and regular savings. I even have my child’s account and a joint account there too. All so easy to transfer funds from one to the other. As for asking for payments just get someone to scan a QR code on your phone and they pay you. Reviewed on: 20th March 2026
Neil's avatar
Neil

I love it very good service.

5
I love it very good service. I recommend everyone Reviewed on: 20th March 2026
Adriana B's avatar
Adriana B

I so much like Monzo because since 3 years of my exp...

5
I so much like Monzo because since 3 years of my experience they are so supportive, stable with their network and when you have an issue with any payment or order and report to them the will pick it up immediately and assist you and make sure your money is refunded to you. And a lot of ways on saving that will help you. I tell people about Monzo account is very secured despite its online bank and your money is saved. Reviewed on: 20th March 2026
PRINCESS FAVOUR's avatar
PRINCESS FAVOUR

Simple, Smart, and Stress Free Banking

5
I’ve had a great experience with Monzo the app is intuitive, payments are instant, and budgeting tools make managing money so easy. Their customer support is quick, friendly, and genuinely helpful, which makes banking feel stress free. Reviewed on: 20th March 2026
Gibba J's avatar
Gibba J

Monozo comes with some great little perks, highly re...

5
Monozo comes with some great little perks, highly recommend Reviewed on: 20th March 2026
Donna 's avatar
Donna

Banking Freedom

5
Using Monzo has been a breath of fresh air regarding ease of banking, especially when travelling or transferring money abroad! All my family members have an account and it is so easy to pay for family events as a result. Reviewed on: 20th March 2026
Maggie C's avatar
Maggie C

Been with Monzo from day 1

5
Been with Monzo from day 1 while other banks rejects me from opening a current account due to no 3 year address in the UK, Monzo only needed my current address and open my current and payroll account since then. Reviewed on: 20th March 2026
Rolyn M's avatar
Rolyn M

The easy secure and fast bank , always supported

5
The easy secure and fast bank , always supported Reviewed on: 20th March 2026
Alexandra M's avatar
Alexandra M

I love having Monzo - flawless service.

5
I love having Monzo - flawless service. Nothing like the nonsense I’ve experienced with the traditional banks. Reviewed on: 20th March 2026
Helen B's avatar
Helen B

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