Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Highly recommended

I have had the account for two years and it's been the best current account I have ever had. great features and I can add other accounts to it and really helps me and my family I have gtr my family to join and friendsHighly recommended Reviewed on: 20th March 2026

It's fantastic best bank for daily use

It's fantastic best bank for daily use Reviewed on: 20th March 2026

Ahead of the big old-school banks in features, ease-...

Ahead of the big old-school banks in features, ease-of-use and creative benefits. Also cost-effective additional offerings. Demystifying old approaches and thinking for a modern world through clear descriptions and transparency of action. Just off to grab my Greggs… Reviewed on: 20th March 2026

Monzo Without doubt the best of the best

Monzo is by far the best bank I have been with..simple to use great benefits and without doubt the best bank iv been with in 40 years of banking Reviewed on: 20th March 2026

Happy with the service.

Happy with the service.Easy to use abroad. Reviewed on: 20th March 2026

I bank with monzo and have a child account wouldn't...

I bank with monzo and have a child account wouldn't use any other Reviewed on: 20th March 2026

Such an easy bank to bank with and the app has a lot...

Such an easy bank to bank with and the app has a lot to offer Reviewed on: 20th March 2026

I like everything in the app, very easy and excellen...

I like everything in the app, very easy and excellent customer service. Reviewed on: 20th March 2026

The easiest bank I had ever banked with.

The easiest bank I had ever banked with. One card can use in the UK and abroad no worry for fees to be included. Reviewed on: 20th March 2026

No nonsense people banking.

No nonsense people banking. Great rewards. Reviewed on: 20th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 3.86 from 2 reviews
Graduate Current Account
from RBS 3.86 from 11 reviews
Current Account
from Clydesdale Bank 3.92 from 61 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub