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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is by far my best bank

5
Monzo is by far my best bank, gives me multiple saving pots which helps with budgeting! And the cash back offers are great too!! Reviewed on: 21st March 2026
Bay's avatar
Bay

Love Monzo!

5
I like that you can open as many savings pots as you can, and have multiple cards for budgeting. Reviewed on: 21st March 2026
Mads's avatar
Mads

Really easy to set and use!

5
Really easy to set and use! As a family we are now all with Monzo! Reviewed on: 21st March 2026
SC's avatar
SC

Seamless transaction experience always.

5
Seamless transaction experience always. Reviewed on: 21st March 2026
Julius A's avatar
Julius A

I have used Monzo for the past 5 years and it's been...

5
I have used Monzo for the past 5 years and it's been one of the best decisions. Love their product. Reviewed on: 21st March 2026
Geanina Ungureanu's avatar
Geanina Ungureanu

Easy to use helpful team and would recommend to anyone

5
Easy to use helpful team would recommend to anyone Reviewed on: 21st March 2026
Sarah L's avatar
Sarah L

I’ve been banking with Monzo for a few years and I w...

5
I’ve been banking with Monzo for a few years and I wouldn’t change! Very helpful and so easy to use. Reviewed on: 21st March 2026
Louise's avatar
Louise

ease of simplicity, making the experience engaging a...

5
ease of simplicity, making the experience engaging and transparent Reviewed on: 21st March 2026
milly botes's avatar
milly botes

Monzo is the best bank I have had

5
Monzo is the best bank I have had Reviewed on: 21st March 2026
Maria M's avatar
Maria M

Monzo is a superb account to have

5
Monzo is a superb account to have Reviewed on: 21st March 2026
Tee O's avatar
Tee O

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