Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17222)

I love the flexibility that Monzo offers

5
I love the flexibility that Monzo offers, I can do everything from my phone, the app is so intuitive, I love the savings pots and the challenges offered. I've been able to save money, earn interest, organise my finances, all so easily. Reviewed on: 27th March 2025

Flawless

5
Occasionally I need something a bit odd from Monzo, and they step up every time Reviewed on: 27th March 2025

This bank is amazing, i’ve used it for multiple thin...

5
This bank is amazing, i’ve used it for multiple things such as going on holiday and using it to change to different currencies and things like that. Reviewed on: 27th March 2025

Monzo’s Current Account is an absolute game-changer...

5
Monzo’s Current Account is an absolute game-changer if you’re looking for a super easy, budget-friendly banking experience. Their app is so user-friendly, and you get real-time notifications that help you keep an eye on your spending. No monthly fees, no extra charges on overseas transactions, plus handy budgeting features that let you set goals and track every penny. It feels like Monzo actually listens to customers, which makes everyday banking smoother and way less stressful. Highly recommended! Reviewed on: 27th March 2025

Monzo the greatest

5
Monzo is so quick and easy to use, it’s good for quick easy transfers with friends and it’s low fx rates mean it is perfect for someone who travels like myself Reviewed on: 27th March 2025

Amazing!

5
Had nothing but an amazing experience with Monzo, are great with giving tips on how to save money! Reviewed on: 27th March 2025

Brilliant Best app to use for my banking

5
Best app to use for my banking, no fees abroad, very reasonable interest rates. Always very informative, will be looking to switch other accounts to Monzo. Easy to use investment within the app. Reviewed on: 27th March 2025

Simple clear information, good customer service.

5
Simple clear information, good customer service. No problems Reviewed on: 27th March 2025

Great service one of the best bank ever been with re...

5
Great service one of the best bank ever been with really easy and simple great tutorial Reviewed on: 27th March 2025

Always they been better than high street banks, mode...

5
Always they been better than high street banks, modern app nothing to complain I recommend Reviewed on: 27th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products