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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple, Smart, and Stress Free Banking

I’ve had a great experience with Monzo the app is intuitive, payments are instant, and budgeting tools make managing money so easy. Their customer support is quick, friendly, and genuinely helpful, which makes banking feel stress free. Reviewed on: 20th March 2026

Monozo comes with some great little perks, highly re...

Monozo comes with some great little perks, highly recommend Reviewed on: 20th March 2026

Banking Freedom

Using Monzo has been a breath of fresh air regarding ease of banking, especially when travelling or transferring money abroad! All my family members have an account and it is so easy to pay for family events as a result. Reviewed on: 20th March 2026

Been with Monzo from day 1

Been with Monzo from day 1 while other banks rejects me from opening a current account due to no 3 year address in the UK, Monzo only needed my current address and open my current and payroll account since then. Reviewed on: 20th March 2026

The easy secure and fast bank , always supported

The easy secure and fast bank , always supported Reviewed on: 20th March 2026

I love having Monzo - flawless service.

I love having Monzo - flawless service. Nothing like the nonsense I’ve experienced with the traditional banks. Reviewed on: 20th March 2026

The challenger bank with the best UX in the business...

The challenger bank with the best UX in the business Reviewed on: 20th March 2026

App is Fab!

App is great, with brilliant features keeping me informed, easy to love money around and create savings pots Reviewed on: 20th March 2026

The best

The best card ever good for family and other people its essy to use Reviewed on: 20th March 2026

I've had this account for nearly 4 years, I original...

I've had this account for nearly 4 years, I originally opened it to use as spare back up account. I use it now pretty much as my main account. It's streamlined and easy to use. Very much like my normal account, but adding cash and making transfers is so easy. The ability to have pots to section your money into is a fantastic way for me to budget. I'm so happy with them as a financial provider that I also have my business account and my child's account with them. They have pension pots and ISA availability. I think they are world leader in the products and services they offer. Customer service is top quality too! Never had an issue. Opening my account was quick and efficient and as I said, Ive had the account for a food few years now, and I'm thinking of using it solely in future. Reviewed on: 20th March 2026

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