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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I have used Monzo for the past 5 years and it's been...

I have used Monzo for the past 5 years and it's been one of the best decisions. Love their product. Reviewed on: 21st March 2026

Easy to use helpful team and would recommend to anyone

Easy to use helpful team would recommend to anyone Reviewed on: 21st March 2026

I’ve been banking with Monzo for a few years and I w...

I’ve been banking with Monzo for a few years and I wouldn’t change! Very helpful and so easy to use. Reviewed on: 21st March 2026

ease of simplicity, making the experience engaging a...

ease of simplicity, making the experience engaging and transparent Reviewed on: 21st March 2026

Monzo is the best bank I have had

Monzo is the best bank I have had Reviewed on: 21st March 2026

Monzo is a superb account to have

Monzo is a superb account to have Reviewed on: 21st March 2026

Monzo is the best.

Monzo is the best. I would recommend it to everyone Reviewed on: 20th March 2026

All my financial need in one place.

So easy to use, all my financial needs in one place from current account to investing to pensions and regular savings. I even have my child’s account and a joint account there too. All so easy to transfer funds from one to the other. As for asking for payments just get someone to scan a QR code on your phone and they pay you. Reviewed on: 20th March 2026

I love it very good service.

I love it very good service. I recommend everyone Reviewed on: 20th March 2026

I so much like Monzo because since 3 years of my exp...

I so much like Monzo because since 3 years of my experience they are so supportive, stable with their network and when you have an issue with any payment or order and report to them the will pick it up immediately and assist you and make sure your money is refunded to you. And a lot of ways on saving that will help you. I tell people about Monzo account is very secured despite its online bank and your money is saved. Reviewed on: 20th March 2026

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