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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

It's fantastic best bank for daily use

5
It's fantastic best bank for daily use Reviewed on: 20th March 2026

Ahead of the big old-school banks in features, ease-...

5
Ahead of the big old-school banks in features, ease-of-use and creative benefits. Also cost-effective additional offerings. Demystifying old approaches and thinking for a modern world through clear descriptions and transparency of action. Just off to grab my Greggs… Reviewed on: 20th March 2026

Monzo Without doubt the best of the best

5
Monzo is by far the best bank I have been with..simple to use great benefits and without doubt the best bank iv been with in 40 years of banking Reviewed on: 20th March 2026

Happy with the service.

5
Happy with the service.Easy to use abroad. Reviewed on: 20th March 2026

I bank with monzo and have a child account wouldn't...

5
I bank with monzo and have a child account wouldn't use any other Reviewed on: 20th March 2026

Such an easy bank to bank with and the app has a lot...

5
Such an easy bank to bank with and the app has a lot to offer Reviewed on: 20th March 2026

I like everything in the app, very easy and excellen...

5
I like everything in the app, very easy and excellent customer service. Reviewed on: 20th March 2026

The easiest bank I had ever banked with.

5
The easiest bank I had ever banked with. One card can use in the UK and abroad no worry for fees to be included. Reviewed on: 20th March 2026

No nonsense people banking.

5
No nonsense people banking. Great rewards. Reviewed on: 20th March 2026

Digital banking at its best.

5
Digital banking at its best. So much easier that bricks and mortar banks. Reviewed on: 20th March 2026

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