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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Monozo comes with some great little perks, highly re...

Monozo comes with some great little perks, highly recommend Reviewed on: 20th March 2026

Banking Freedom

Using Monzo has been a breath of fresh air regarding ease of banking, especially when travelling or transferring money abroad! All my family members have an account and it is so easy to pay for family events as a result. Reviewed on: 20th March 2026

Been with Monzo from day 1

Been with Monzo from day 1 while other banks rejects me from opening a current account due to no 3 year address in the UK, Monzo only needed my current address and open my current and payroll account since then. Reviewed on: 20th March 2026

The easy secure and fast bank , always supported

The easy secure and fast bank , always supported Reviewed on: 20th March 2026

I love having Monzo - flawless service.

I love having Monzo - flawless service. Nothing like the nonsense I’ve experienced with the traditional banks. Reviewed on: 20th March 2026

The challenger bank with the best UX in the business...

The challenger bank with the best UX in the business Reviewed on: 20th March 2026

App is Fab!

App is great, with brilliant features keeping me informed, easy to love money around and create savings pots Reviewed on: 20th March 2026

The best

The best card ever good for family and other people its essy to use Reviewed on: 20th March 2026

I've had this account for nearly 4 years, I original...

I've had this account for nearly 4 years, I originally opened it to use as spare back up account. I use it now pretty much as my main account. It's streamlined and easy to use. Very much like my normal account, but adding cash and making transfers is so easy. The ability to have pots to section your money into is a fantastic way for me to budget. I'm so happy with them as a financial provider that I also have my business account and my child's account with them. They have pension pots and ISA availability. I think they are world leader in the products and services they offer. Customer service is top quality too! Never had an issue. Opening my account was quick and efficient and as I said, Ive had the account for a food few years now, and I'm thinking of using it solely in future. Reviewed on: 20th March 2026

Highly recommended

I have had the account for two years and it's been the best current account I have ever had. great features and I can add other accounts to it and really helps me and my family I have gtr my family to join and friendsHighly recommended Reviewed on: 20th March 2026

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