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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is the only bank I'd use while travelling.

5
Monzo is the only bank I'd use while travelling. The ease of use, no fees on payments and transparency with real time conversion is so helpful. I'm primarily a Barclays customer but their app is worlds behind in terms of user experience compared to monzo. Reviewed on: 24th March 2026
Oliver T's avatar
Oliver T

All-round efficient bank

5
This bank has many great features to help manage money, budget, and save. The customer service is efficient, and the app experience is user friendly. Reviewed on: 24th March 2026
Sza92's avatar
Sza92

Banking, But Better...

5
I have a Max account and use all the products it offers, from savings and spending tools to rewards and other perks. The app is incredibly easy to use and the visuals are top-notch, making everyday banking feel smooth, modern and genuinely different from other banks. Reviewed on: 24th March 2026
Kirk R's avatar
Kirk R

Saved me from scammers

5
I almost got scammed booking a holiday but the fact accessibility in the app allowed me to freeze and cancel my card and transfer my money to a pot before the transaction could go through. Got new card a few days later. Saved me so much stress Reviewed on: 24th March 2026
Bazza's avatar
Bazza

Super fast to open, tons of options to open account...

5
Super fast to open, tons of options to open account and ways to track spending and income in a gamified way. I also really like their customer service which is really fast and friendly. Reviewed on: 24th March 2026
Milo's avatar
Milo

The app makes me feel like money can be both serious...

5
The app makes me feel like money can be both serious and fun. Reviewed on: 24th March 2026
Roxanne A's avatar
Roxanne A

Love Monzo.

5
Love Monzo. It’s got great features and the app is excellent. On the times I’ve spoken to their customer service it’s been great, quick and responsive. Reviewed on: 24th March 2026
Nomis's avatar
Nomis

What banks should be & traditional banks wish they were

5
Monzo are more than a bank, they’re a reassurance in handling your money and a modern present and future. The way banking should of been zonks ago! Reviewed on: 24th March 2026
Josh D's avatar
Josh D

Super reliable

5
They are really reliable, the only bank that feels like it’s for the people. They give you decent interest rates on savings and offer you the chance to get your salary the day before. Reviewed on: 24th March 2026
Meg 's avatar
Meg

Never had a problem, just once my card was cloned an...

5
Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026
Phoenix G's avatar
Phoenix G

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