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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Kerching!

I just love the simplicity and ease of use. The Savings pots are excellent and the little Kerching! Sound when money hits the account is just brilliant. Reviewed on: 9th February 2026

Monzo is awesome

Monzo is ace the benefits of having it and the challenges they offer with rewards is amazing Reviewed on: 9th February 2026

Monzo is so easy and I love the saving pots and bein...

Monzo is so easy and I love the saving pots and being able to use the card easily abroad Reviewed on: 9th February 2026

Very easy to use, customer service is fantastic and...

Very easy to use, customer service is fantastic and I've never had any issues Reviewed on: 9th February 2026

Monzo amazing

Brilliant to bank with. Everything you need all at your fingertips. Intuitive app so easy to use Reviewed on: 9th February 2026

Fear not your finances with Monzo!

I love the layout of the app. I used to be afraid of finances and using the app I have been able to review my money, start saving (1p challenge was very fun!) And just having an all round view of my money across accounts as well as debts. Monzo has been the catalyst for helping me change my financial habits. Reviewed on: 9th February 2026

Best Bank Ever

Monzo is one of the best banks out there. They offer fantastic opportunities from perfect savings rates to checking on your credit score. Monzo will always be my favourite bank.With Monzo you cannot go wrong they even help you look for your old pensions even if you can't find them, they'll be on the case for you. Reviewed on: 9th February 2026

Best Bank!

Really good company who have always tried their best to help me whenever I have needed assistance. Would thoroughly recommend the company to anyone as one of the top banks that I have used. Have managed ged to recover money when scams have taken place Reviewed on: 9th February 2026

Switching to Monzo was just what I needed in a bank

I switched to Monzo because of the benefits available and the features on the app are brilliant compared to what I was getting with other providers. So much easier to use and smarter. Reviewed on: 9th February 2026

So happy to have moved to monzo!

Its so simple and easy. Everything is guided with pictures and cartoons. The cards are bright and have all details on 1 side of the card. Has so many genius features that make everything so easy. Like setting up pots to save for things seperately and see where you stand on your pots. You can customise it all, theres encouragement to help you save like the 1p challenge. Honestly the only regret i have is not moving to monzo sooner. It helps me manage money so much better just because i can split my moneh up within 1 account. Reviewed on: 9th February 2026

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