Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Monzo's team? Best in class!

5
Any time I've needed help, Monzo's team has been there. Even when the issue was 100% my dumb fault they picked me up, dusted me off, fixed the problem and sent me on my way feeling considerably less silly than I did before. I LOVE the app. Super easy to use, great visibility over all my products. I'm a big fan of round-ups and the daily penny challenge! Reviewed on: 24th March 2026
Laura P's avatar
Laura P

Yeah, Na, Fine

4
What does they right is very good, but because it does so well it feel like everything robotic , the customer service is much to be desired though, great LinkedIn profile, #TeamGregg Reviewed on: 24th March 2026
LM's avatar
LM

Its great, I have been using it since I moved to the...

5
Its great, I have been using it since I moved to the UK 5 years ago. I don't have to speak to customer service very often, as the product just works. Reviewed on: 24th March 2026
Thomas Olszewski's avatar
Thomas Olszewski

Monzo is The Bank.

5
Monzo is The Bank. I wish all countries in the world can experience such an amazing, transparent, convenient bank like Monzo. Reviewed on: 24th March 2026
Mattia's avatar
Mattia

Simple, smart, and reliable banking

5
I’ve had a really positive experience with Monzo so far. The app is super easy to use, and I love how everything is clearly laid out. It makes managing my money simple and stress-free. Features like instant spending notifications and budgeting tools are really helpful for staying on top of things. Customer support has also been quick and friendly whenever I’ve needed help. Overall, it’s a great current account and I’d definitely recommend it. Reviewed on: 24th March 2026
Ash's avatar
Ash

A few years in and plenty to follow as a customer

5
I have been with them a few years now, I use them as my main account, pay my salary in and LOVE them, old brands have a lot of catching up to do! Reviewed on: 24th March 2026
Ant W's avatar
Ant W

Great bank, without a doubt worthy of 5 stars!

5
Great bank, without a doubt worthy of 5 stars! Every aspect of my experience has been outstanding. The staff is attentive, patient, and genuinely committed to providing excellent customer service. I always feel valued and respected, no matter how big or small my request may be. Their systems are modern, their processes are smooth, and their focus on customer satisfaction truly stands out. It’s reassuring to know that I can rely on a bank that consistently puts its customers first. I’m extremely satisfied and highly recommend them to anyone looking for a trustworthy and supportive banking partner. Reviewed on: 24th March 2026
Marky R's avatar
Marky R

Easy to split bills, easy to use on holiday, the app...

5
Easy to split bills, easy to use on holiday, the app UI is defo created and designed for Gen Z haha Reviewed on: 24th March 2026
Holly 's avatar
Holly

Easy to apply and use, good user interface

5
Easy to apply and use, good user interface Reviewed on: 24th March 2026
Anna 's avatar
Anna

Incredible bank

5
They allow for you to have multiple savings pots and bills pots that bills are paid from separate from personal. They make it easy for me to budget, save and invest. Reviewed on: 24th March 2026
Jen O's avatar
Jen O

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill