Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19405)

By far the easiest bank I’ve ever dealt with.

5
I’ve banked with Monzo for about 4 or 5 years now. The whole process of switching was effortless. They literally switched everything for me in what felt like seconds. I love their kids accounts too. No cost and I have full control of their junior accounts through the app. Anytime I’ve needed support it’s been seamless through the app. Reviewed on: 22nd March 2026
Phil C's avatar
Phil C

Switch to monzo was effortless.

5
Switch to monzo was effortless. round ups and savings post options are great along with the penny challenge, can’t believe more banks haven’t done this. The apps ui is great and very informative. Great benefits including breakdown holiday and phone insurance. Lots of cash back offers. Great bank would recommend Reviewed on: 22nd March 2026
Louis T's avatar
Louis T

Love Monzo!

5
Love Monzo!! Changed to Monzo and recommended to my friends and family! Reviewed on: 22nd March 2026
Skye's avatar
Skye

The Best Bank

5
I joined Monzo just because I needed a second bank account set up quickly and without hassle and a work colleague had mentioned using them. Several years later they are my main account and in addition I have a Flex account and personal loan with them. I rave about them to everyone and can't imagine using any other bank. Any issues I have had have been dealt with and although I wouldn't say it's always been seamless, I have never felt let down or disappointed by the handling of any issues raised (which have never been a Monzo caused issue btw). Reviewed on: 21st March 2026
Gerard 's avatar
Gerard

Just yes

5
I have had Monzo for a while now it was recommended to me by family and still is. There are so many aspects to the app that are so helpful such as savings pots, investment pots and pensions, let alone the fact that they can help people with their bills if the bills with certain conditions. They have so many additional features such as being able to manage multiple bankcards from different companies from the Monzo app, cashback and more. Could not recommend enough. Also if you send someone the friend link both you and them can earn up to £50. Amazing. Reviewed on: 21st March 2026
Alexis T's avatar
Alexis T

Monzo is by far my best bank

5
Monzo is by far my best bank, gives me multiple saving pots which helps with budgeting! And the cash back offers are great too!! Reviewed on: 21st March 2026
Bay's avatar
Bay

Love Monzo!

5
I like that you can open as many savings pots as you can, and have multiple cards for budgeting. Reviewed on: 21st March 2026
Mads's avatar
Mads

Really easy to set and use!

5
Really easy to set and use! As a family we are now all with Monzo! Reviewed on: 21st March 2026
SC's avatar
SC

Seamless transaction experience always.

5
Seamless transaction experience always. Reviewed on: 21st March 2026
Julius A's avatar
Julius A

I have used Monzo for the past 5 years and it's been...

5
I have used Monzo for the past 5 years and it's been one of the best decisions. Love their product. Reviewed on: 21st March 2026
Geanina Ungureanu's avatar
Geanina Ungureanu

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill