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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Simple, smart, and reliable banking

5
I’ve had a really positive experience with Monzo so far. The app is super easy to use, and I love how everything is clearly laid out. It makes managing my money simple and stress-free. Features like instant spending notifications and budgeting tools are really helpful for staying on top of things. Customer support has also been quick and friendly whenever I’ve needed help. Overall, it’s a great current account and I’d definitely recommend it. Reviewed on: 24th March 2026
Ash's avatar
Ash

A few years in and plenty to follow as a customer

5
I have been with them a few years now, I use them as my main account, pay my salary in and LOVE them, old brands have a lot of catching up to do! Reviewed on: 24th March 2026
Ant W's avatar
Ant W

Great bank, without a doubt worthy of 5 stars!

5
Great bank, without a doubt worthy of 5 stars! Every aspect of my experience has been outstanding. The staff is attentive, patient, and genuinely committed to providing excellent customer service. I always feel valued and respected, no matter how big or small my request may be. Their systems are modern, their processes are smooth, and their focus on customer satisfaction truly stands out. It’s reassuring to know that I can rely on a bank that consistently puts its customers first. I’m extremely satisfied and highly recommend them to anyone looking for a trustworthy and supportive banking partner. Reviewed on: 24th March 2026
Marky R's avatar
Marky R

Easy to split bills, easy to use on holiday, the app...

5
Easy to split bills, easy to use on holiday, the app UI is defo created and designed for Gen Z haha Reviewed on: 24th March 2026
Holly 's avatar
Holly

Easy to apply and use, good user interface

5
Easy to apply and use, good user interface Reviewed on: 24th March 2026
Anna 's avatar
Anna

Incredible bank

5
They allow for you to have multiple savings pots and bills pots that bills are paid from separate from personal. They make it easy for me to budget, save and invest. Reviewed on: 24th March 2026
Jen O's avatar
Jen O

Great Customer Service

5
Monzo isn't my main bank account for day to day however, when i was scammed and got all my money taken, Monzo customer service was amazing in a stressful situation. They were very responsive and sorted the issues in 24 hours and got me all my money back. Reviewed on: 24th March 2026
Jessica W's avatar
Jessica W

Account for simplicity and ease

5
Overall a good everyday account, easy to use, intuitive design and cool features/ categories :) Reviewed on: 24th March 2026
Hannah M's avatar
Hannah M

Always been great with everything they offer have ba...

5
Always been great with everything they offer have banked with them for a long time now and never look back Reviewed on: 24th March 2026
Billy S's avatar
Billy S

Great all rounder

5
Super simple to use and contact customer service when needed. Easy to upgrade and can see the clear benefits. Great explainers and features Reviewed on: 24th March 2026
Louise Thompson's avatar
Louise Thompson

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