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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use, convenient for payments abroad and savi...

5
Easy to use, convenient for payments abroad and savings pots. I mainly use it for a joint account for bills. Reviewed on: 24th March 2026
Rachel S's avatar
Rachel S

Best bank I've ever used...

5
I've used Monzo since April 2016 when they were still called Mondo! They have consistently been the best bank I've ever used. Any other bank accounts I've had such as NatWest and (by far the worst) Barclaycard, have very outdated and clunky systems, poor customer service and long waiting times for the services and help. Reviewed on: 24th March 2026
Conor H's avatar
Conor H

Super flexible

5
I love the app, the flexibility, and the ease of use Reviewed on: 24th March 2026
Rajan W's avatar
Rajan W

Having been with Monzo for 9 years as a beta user an...

5
Having been with Monzo for 9 years as a beta user and ex-alumni I’ve seen and experienced first hand their growth. Customer service has always been at the forefront and it still shows today. Reviewed on: 24th March 2026
Jenna Bradshaw 's avatar
Jenna Bradshaw

Absolutely love Monzo!

5
Absolutely love Monzo! The app is incredibly easy to use, and everything you need is right there at your fingertips. It’s so quick to navigate and manage your money without any hassle. One of my favourite features is being able to stop a transaction if you’ve made a mistake. Highly recommend! Reviewed on: 24th March 2026
Hannah W's avatar
Hannah W

Can't fault it.

5
Can't fault it. Been a customer for years and wouldn't use another bank Reviewed on: 24th March 2026
Matthew's avatar
Matthew

I've been with Monzo for almost 10 years and love it.

5
I've been with Monzo for almost 10 years and love it. Reviewed on: 24th March 2026
Jessi Dimmock's avatar
Jessi Dimmock

Monzo, you're great!

5
I have been a Monzo user for years, and it is the sole bank I use for everything. I couldn't be happier with Monzo and will continue to be a happy customer. Keep being awesome! Reviewed on: 24th March 2026
Catherine G's avatar
Catherine G

Incredible

5
Been using them for 4 or so years. Very easy to use and view my money around saving accounts. Also really enjoy using when abroad as removes additional costs. Have recommended to 5 or 6 people in Reviewed on: 24th March 2026
Ben's avatar
Ben

Best Bank I’ve used.

5
I’ve never been someone who enjoys dealing with money. In fact, I’ve actively avoided it whenever possible. Traditional banking always felt complicated, stressful, and honestly a bit overwhelming, too many steps, too much jargon, and not enough clarity. Managing my personal account felt more like a chore than something I could ever feel in control of. That’s exactly why Monzo has been such a game changer for me. From the moment I started using it, the difference was obvious. The app is incredibly intuitive, everything is where you expect it to be, and nothing feels unnecessarily complicated. Instead of feeling anxious every time I check my balance, I now feel informed and, surprisingly, in control. What really stands out is how Monzo turns everyday money management into something simple and even enjoyable. Features like instant spending notifications, clear categorisation, and easy-to-understand summaries take away all the guesswork. I no longer feel like I have to “deal with my finances”, it just naturally fits into my day. The design plays a huge role in this too. It’s clean, friendly, and approachable, not intimidating like traditional banking apps. It feels like it was built for real people, not financial experts. Most importantly, Monzo has completely changed my relationship with money. Something I used to avoid is now something I actively engage with. I feel more confident, more aware, and far less stressed. For someone like me, who never thought they’d enjoy managing their finances, that’s a huge achievement. Monzo hasn’t just improved banking for me, it’s transformed it. That’s why I believe it truly deserves recognition at the British Bank Awards. Reviewed on: 24th March 2026
Benn's avatar
Benn

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