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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

The app makes me feel like money can be both serious...

The app makes me feel like money can be both serious and fun. Reviewed on: 24th March 2026

Love Monzo.

Love Monzo. It’s got great features and the app is excellent. On the times I’ve spoken to their customer service it’s been great, quick and responsive. Reviewed on: 24th March 2026

What banks should be & traditional banks wish they were

Monzo are more than a bank, they’re a reassurance in handling your money and a modern present and future. The way banking should of been zonks ago! Reviewed on: 24th March 2026

Super reliable

They are really reliable, the only bank that feels like it’s for the people. They give you decent interest rates on savings and offer you the chance to get your salary the day before. Reviewed on: 24th March 2026

Never had a problem, just once my card was cloned an...

Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026

Loooove monzo

Getting my money a day early is a blessing, and also they always are helpful if there’s a fraudulent transaction or anything. Reviewed on: 23rd March 2026

Amazing.

Amazing. Best and feel like family support banking. Expect more offers, cash back, prizes. Reviewed on: 23rd March 2026

I’ve had a really positive experience using Monzo.

I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing my money feel simple and stress-free. I especially like the instant notifications and how clearly everything is organised—it helps me stay on top of my spending without even trying. Features like savings pots and budgeting tools have genuinely helped me become more mindful with my money, and I feel much more in control compared to traditional banks. Everything is quick, transparent, and designed in a way that actually makes sense. Overall, Monzo has made banking feel modern, convenient, and tailored to everyday life. I wouldn’t go back to using anything else. Reviewed on: 22nd March 2026

Amazing!!

Ease of use, banking at your finger tips, easy to use app, good safety features, good offers including premium account with benefits. Good ways to save and invest money. I love how simple it is to track spends. Round ups are brilliant. Reviewed on: 22nd March 2026

Monzo is the best bank out there I have always strug...

Monzo is the best bank out there I have always struggled with saving and since having my pots in monzo i have been saving so well! Reviewed on: 22nd March 2026

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