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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Absolutely love Monzo!

Absolutely love Monzo! The app is incredibly easy to use, and everything you need is right there at your fingertips. It’s so quick to navigate and manage your money without any hassle. One of my favourite features is being able to stop a transaction if you’ve made a mistake. Highly recommend! Reviewed on: 24th March 2026

Can't fault it.

Can't fault it. Been a customer for years and wouldn't use another bank Reviewed on: 24th March 2026

I've been with Monzo for almost 10 years and love it.

I've been with Monzo for almost 10 years and love it. Reviewed on: 24th March 2026

Monzo, you're great!

I have been a Monzo user for years, and it is the sole bank I use for everything. I couldn't be happier with Monzo and will continue to be a happy customer. Keep being awesome! Reviewed on: 24th March 2026

Incredible

Been using them for 4 or so years. Very easy to use and view my money around saving accounts. Also really enjoy using when abroad as removes additional costs. Have recommended to 5 or 6 people in Reviewed on: 24th March 2026

Best Bank I’ve used.

I’ve never been someone who enjoys dealing with money. In fact, I’ve actively avoided it whenever possible. Traditional banking always felt complicated, stressful, and honestly a bit overwhelming, too many steps, too much jargon, and not enough clarity. Managing my personal account felt more like a chore than something I could ever feel in control of. That’s exactly why Monzo has been such a game changer for me. From the moment I started using it, the difference was obvious. The app is incredibly intuitive, everything is where you expect it to be, and nothing feels unnecessarily complicated. Instead of feeling anxious every time I check my balance, I now feel informed and, surprisingly, in control. What really stands out is how Monzo turns everyday money management into something simple and even enjoyable. Features like instant spending notifications, clear categorisation, and easy-to-understand summaries take away all the guesswork. I no longer feel like I have to “deal with my finances”, it just naturally fits into my day. The design plays a huge role in this too. It’s clean, friendly, and approachable, not intimidating like traditional banking apps. It feels like it was built for real people, not financial experts. Most importantly, Monzo has completely changed my relationship with money. Something I used to avoid is now something I actively engage with. I feel more confident, more aware, and far less stressed. For someone like me, who never thought they’d enjoy managing their finances, that’s a huge achievement. Monzo hasn’t just improved banking for me, it’s transformed it. That’s why I believe it truly deserves recognition at the British Bank Awards. Reviewed on: 24th March 2026

Monzo's team? Best in class!

Any time I've needed help, Monzo's team has been there. Even when the issue was 100% my dumb fault they picked me up, dusted me off, fixed the problem and sent me on my way feeling considerably less silly than I did before. I LOVE the app. Super easy to use, great visibility over all my products. I'm a big fan of round-ups and the daily penny challenge! Reviewed on: 24th March 2026

Yeah, Na, Fine

What does they right is very good, but because it does so well it feel like everything robotic , the customer service is much to be desired though, great LinkedIn profile, #TeamGregg Reviewed on: 24th March 2026

Its great, I have been using it since I moved to the...

Its great, I have been using it since I moved to the UK 5 years ago. I don't have to speak to customer service very often, as the product just works. Reviewed on: 24th March 2026

Monzo is The Bank.

Monzo is The Bank. I wish all countries in the world can experience such an amazing, transparent, convenient bank like Monzo. Reviewed on: 24th March 2026

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