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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank our there

5
I have yet to meet and experience another bank not only in the UK but in Europe that provide such a great service, has an amazing app and clear and simple messaging and terms and conditions, very transparent and excellent business Reviewed on: 24th March 2026
Matt D's avatar
Matt D

Really enjoy the premium feature

5
Really enjoy the premium feature as it helps me out in purchasing things i dont really want to worry about until i actually need them. Travel insurance and gadget insurance are examples of things that would be annoying to purchase as a stand alone product but as part of a monthly package i think its great. Thats befoe the additional perks like cinema tickets and railcards. Reviewed on: 24th March 2026
Adam S's avatar
Adam S

Best bank account I have ever had

5
I have been a Monzo customer for 6 years and a MAX subscriber for 3 - I love that I can set different pots to save in, travel insurance (including winter sports for me and my children), but the best feature for me is a live feed of how much money is due out of my account and how much I have left to spend - all without me doing anything. I just look and the information is there. Reviewed on: 24th March 2026
Sharon's avatar
Sharon

Best Bank EVAAAAA

5
As someone who has only been in the UK 3 years, setting up a new bank is usually stressful. But with MONZO it was soooo easy, I was set up and had a card within 3 days of being here which made settling in far less stressful! Not to mention Monzo premium is the best and I use my free movie ticket every month. Reviewed on: 24th March 2026
Abby Bent's avatar
Abby Bent

Best bank I’ve had

5
The pots are so useful to set money aside and see what it’s for, eg holidays, presents, bills etc. The app is very easy to use. Reviewed on: 24th March 2026
Gresklu's avatar
Gresklu

Hot Coral 4EVER

5
super easy, awesome customer service, great in app money pots etc, cashback, early salary payment, the full package. love it Reviewed on: 24th March 2026
Brook Layton's avatar
Brook Layton

My heart and soul is with Monzo

5
Monzo supported me with helping budget invest and save. Reviewed on: 24th March 2026
Trevan C's avatar
Trevan C

Effortless Banking

5
Monzo has completely redefined what a current account should feel like. The app is intuitive, fast, and genuinely useful. The current account switch deals being offered by other banks wouldn't even make up for the convenience of banking with Monzo. Reviewed on: 24th March 2026
Mike Balls's avatar
Mike Balls

This is modern banking

5
Monzo is innovative and so easy to use. It offers great products and the customer service is excellent Reviewed on: 24th March 2026
J's avatar
J

Everything is easy on Monzo, it's like they've taken...

5
Everything is easy on Monzo, it's like they've taken all the annoying things about banking and spending and fixed them. Reviewed on: 24th March 2026
CC's avatar
CC

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