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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is my main bank, they have helped me through s...

5
Monzo is my main bank, they have helped me through some though times! They are so helpful and actually care about my account. There was a period I was in my overdraft for a while and they checked in to see if I was alright, I thought that was so sweet because no other bank has ever done that. I will never leave Monzo! Reviewed on: 24th March 2026
Winter W's avatar
Winter W

Very user friendly app with lots of pots for saving

5
Very user friendly app with lots of pots for saving Reviewed on: 24th March 2026
vijaykumar Popatlal's avatar
vijaykumar Popatlal

Makes me enjoy banking!

5
Makes me enjoy banking! Slick app and great features makes me want to stay and recommend them to friends. Reviewed on: 24th March 2026
Dan Harvey's avatar
Dan Harvey

Fantastic bank with a wide range of options

5
I have really enjoyed being a Monzo customer after switching my bank from a traditional high street bank. The time delay when making a payment is extremely useful if you need to cancel any payments and the app is very easy to use Reviewed on: 24th March 2026
Charlotte D's avatar
Charlotte D

It’s the best banking app (someone who has many)

5
It’s the best banking app. I use NatWest, Metro, Barclays and Lloyds and Monzo by far the best and makes it so easy for me to track my money, save and send and receive money. Reviewed on: 24th March 2026
Bella S's avatar
Bella S

Excellent assistance when in need.

5
Excellent assistance when in need. Brilliant in recovering funds that were stolen by fraudsters. Trustworthy and supportive! Reviewed on: 24th March 2026
Eleni G's avatar
Eleni G

Incredible app, puts every other banks' app to shame

5
Incredible app, puts every other banks' app to shame Reviewed on: 24th March 2026
svc's avatar
svc

Been with Monzo for 8 years now, LOVE IT!

5
Been with Monzo for 8 years now, LOVE IT! Reviewed on: 24th March 2026
Cass's avatar
Cass

Monzo has been absolutely fine seek credit score and...

5
Monzo has been absolutely fine seek credit score and account cashback transactions credit card detectability everything in general. Absolute fantastic. Reviewed on: 24th March 2026
Robbie's avatar
Robbie

Monzo - the most convenient bank in England!

5
Monzo couldn't be easier! It's the best bank in England! Reviewed on: 24th March 2026
Miranda L's avatar
Miranda L

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