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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank, the customer services are always very he...

5
Best bank, the customer services are always very helpful and reliable, responses are in quick succession of time, and thorough Reviewed on: 20th March 2026
Janene F's avatar
Janene F

Forward thinking bank

5
Always forward thinking and great perks with the account. Love the pots you can save in, brilliant. Links with everything I need and feels safe. Reviewed on: 20th March 2026
Em McC's avatar
Em McC

They understood my situation when i was going throug...

5
They understood my situation when i was going through a financial situation and they helped me Reviewed on: 20th March 2026
Elida's avatar
Elida

Fantastic smooth experience from the start.

5
Fantastic smooth experience from the start. Easy and simple to open. Brilliant features and excellent UX Reviewed on: 20th March 2026
Lauren H's avatar
Lauren H

I have been a Monzo customer for few years now I als...

5
I have been a Monzo customer for few years now I also have my children’s account set up with monzo pretty easy to use Reviewed on: 20th March 2026
Daljit k's avatar
Daljit k

Monzo is the "Apple of banking.

5
Monzo is the "Apple of banking." It’s intuitive, aesthetically pleasing, and makes complex money management feel like a game. While it has introduced more paid tiers recently, its free account still offers more "quality of life" features than most traditional high-street banks. Reviewed on: 20th March 2026
MR M's avatar
MR M

The best bank

5
Never had an issue. Easy payments and easy management of the account. Reviewed on: 20th March 2026
Michaela O's avatar
Michaela O

I love their services and value added services.

5
I love their services and value added services. Reviewed on: 20th March 2026
Hammed D's avatar
Hammed D

They are the best, always so friendly and helpful!

5
They are the best, always so friendly and helpful! Monzo app is so easy to use! Reviewed on: 20th March 2026
Amy R's avatar
Amy R

Very happy, easy banking, its my main card Monzo now

5
Very happy, easy banking, its my main card Monzo now Reviewed on: 20th March 2026
Songul Y's avatar
Songul Y

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