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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy setup

It was a easy to set up and very user friendly. Reviewed on: 16th March 2026

Just peak convenience, app just makes banking so easy

Just peak convenience, app just makes banking so easy Reviewed on: 16th March 2026

Excellent experience with Monzo so far.

Excellent experience with Monzo so far. Switching was a dream, love the features, actually engage with my banking more regularly now and have savings via the savings challenges. Love it! Reviewed on: 16th March 2026

I have never had any issues, i love the perks and re...

I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, i also love the social media presence, great company / bank Reviewed on: 15th March 2026

Been with Monzo since 2021 never really had a proble...

Been with Monzo since 2021 never really had a problem, they accept when there's something wrong and will compensate you aswell but also it is a great bank Reviewed on: 15th March 2026

Love this way of banking Monzo are great and simply...

Love this way of banking Monzo are great and simply brilliant Reviewed on: 15th March 2026

5 star service

On the rare occasion I've had an issue (not with Monzo but with a transaction) they've been really easy to deal with, quick and efficient Reviewed on: 15th March 2026

Monzo is great

As someone who uses monzo max i feel like the perks that come with the account pay for themselves several times over with the monthly cost. Reviewed on: 15th March 2026

I love this bank!

I love this bank! Its app is fantastic and I love the ease of it and it’s very visual. Nothing negative I can say about this bank 10/10 Reviewed on: 15th March 2026

Great bank and i love all the features like monzo...

Great bank and i love all the features like monzo flex Reviewed on: 15th March 2026

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