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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

thank you monzo!

monzo have helped me build my credit score, give me cashback, help me with saving challenge, give me good interest on instant access savings and best of all give me money 4pm the working day before :) Reviewed on: 17th March 2026

Monzo is a fully regulated UK bank that runs almost...

Monzo is a fully regulated UK bank that runs almost entirely through a mobile app, making it very convenient for day‑to‑day money management like spending, saving, and budgeting. Reviewed on: 17th March 2026

Love Monzo!

I’ve had a really good experience with Monzo so far. The app is super easy to use and makes managing my money feel straightforward and stress-free. I especially like the money pots feature—it’s great for organising savings and keeping track of different goals. There are also some really useful perks within the memberships! Reviewed on: 17th March 2026

Great app lay out and savings / investments

Great app lay out and savings / investments Reviewed on: 17th March 2026

Monzo was a great bank and I wish they were in Austr...

Monzo was a great bank and I wish they were in Australia - our online banks aren’t nearly at the same level… yet! Reviewed on: 17th March 2026

Easy to bank with.

Easy to bank with. Pots feature makes managing bills and money much easier Reviewed on: 17th March 2026

very good bank, and quick to attend to banking issues

very good bank, and quick to attend to banking issues Reviewed on: 16th March 2026

The easiest bank account to manage

The easiest bank to use, contact and sort out anything you need help with. I've been with Monzo for almost 7 years now and I just love all the accessible things they have , how easy it is to manage the money, to transfer between pots and all the communication about any changes are always very clear. Reviewed on: 16th March 2026

Brillaint bank 10/10

Brillaint bank 10/10 would definatley reccomend Reviewed on: 16th March 2026

Monzo have just been great from the get go never had...

Monzo have just been great from the get go never had an issue Reviewed on: 16th March 2026

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