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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Monzo made me look at money differently.

4
Monzo made me look at money differently. I've learned a lot and I'm in better control of my money BUT customer service is absolutely slow Reviewed on: 23rd March 2025

I’ve had a great experience as a Monzo customer.

5
I’ve had a great experience as a Monzo customer. The app is user-friendly, with instant spending notifications and easy budgeting tools. Customer support is responsive, and features like fee-free spending abroad make banking smooth. Overall, a hassle-free and modern banking experience Reviewed on: 23rd March 2025

Awesome service

5
Hi I am with manzo last 1.5 year Reviewed on: 23rd March 2025

Monzo is the best!

5
I have been banking with monzo for years, they’re the best banking experience I have come across. The customer service has been outstanding. The app is so easy to use and great for money management. Reviewed on: 22nd March 2025

Best bank I’ve ever been apart of.

5
Best bank I’ve ever been apart of. No other bank I’ve used gave me my work pay early or upped my interest rate out of nowhere. Reviewed on: 22nd March 2025

First Class Banking

5
Quick and prompt action to queries, lots of saving options to invest my money wisely, easily pay and transfer, seamless view of transaction and investments, good interest rates Reviewed on: 22nd March 2025

Monzo - simply the best!

5
Monzo are just the most innovative and customer-focused bank brand I've ever been a part of. I originally joined back in beta testing (at the recommendation of some friends), to use on girls trip - as they were the only ones (at the time) with the ability to instantly calculate exchange rates and let you choose which currency to pay for goods in. I've since migrated more and more from my existing 'mainstream' bank accounts, and just love every new feature Monzo releases - from pots to the 1p saving challenge, the general usability of the app, and everything in between! The categorisation of expenditure and budget planning is brilliant - and I'm still only on the basic current account, so it's all just built-in functionality, not only paid-for features. Can't recommend enough! Reviewed on: 22nd March 2025

Monzo was a great choice for me!

5
Monzo was a great choice for me. When I moved to Scotland I didn’t have all the details needed to open a bank account. But then I found Monzo and it allowed me to make an account. If pays you your work pay a day early if you would like and provide the option to put money in separate pots to organise it. There’s so much more you can do but it’s honestly so handy. Reviewed on: 21st March 2025

I love Monzo.

5
I love Monzo. A great back. Easy to use. Fun to follow on socials. Reviewed on: 21st March 2025

Ravi’s bank

5
Amazing app with ultimate features Reviewed on: 21st March 2025

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