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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Been wit monzo now for number of years , by far tge...

5
Been with monzo now for number of years , by far tge best bank account ive ever had Reviewed on: 20th March 2026
Steven Thomas 's avatar
Steven Thomas

Monzo is second to none

5
I cant trade Monzo to any other bank Reviewed on: 20th March 2026
Tex's avatar
Tex

Monzo just makes banking easy.

5
Monzo just makes banking easy. No stress money breakdown amazing perks Reviewed on: 20th March 2026
Ross F's avatar
Ross F

Easy to use and everything I need

5
Easy to use and everything I need Reviewed on: 20th March 2026
Josh M's avatar
Josh M

excellent service from start to finish always helpfu...

5
excellent service from start to finish always helpful and accommodating Reviewed on: 20th March 2026
jay ramage 's avatar
jay ramage

Brilliant service.

5
Brilliant service. Easy to set up and the app is impeccable Reviewed on: 20th March 2026
Darren Bown's avatar
Darren Bown

I have no experienta but i like thu try thancks

2
I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

Monzo is so easy to use!!

5
Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026
Kiera s's avatar
Kiera s

I have been with monzo since Beta stage.

5
I have been with monzo since Beta stage. I trusted them that it will become the best bank and it has. The products they offer like Max, phone insurance, credit score insights, train travelcard, greggs vouchers, cinema vouchers and so much more. I absolutely love the virtual card you can create and the pots. The pots have always helped me to organise my money so much better and keep track of everything. The app is amazing and it has everything you need and well optimised. Customer service was always prompt and helpful. I want monzo to be my bank for the rest of my life, even if I move countries. So they must become global asap please! Reviewed on: 19th March 2026
Chris's avatar
Chris

Could not be better!

5
Could not be better! Makes my life so much easier when managing my money. Reviewed on: 19th March 2026
Katrina 's avatar
Katrina

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