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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Everything works.

Everything works. Banking is so easy with Monzo Reviewed on: 14th March 2026

Brilliant

All the extra features on Monzo really make saving money that bit easier. They have features where you can add money to locked pots, you can create a kitty and split bills with ease. 10/10 my favourite banking app. Reviewed on: 14th March 2026

Best bank 2026

Banked with Monzo for a number of years now and they have only got better witj age just like a fine wine Reviewed on: 14th March 2026

Good Bank without the comprises

Made an account with them to use the card abroad as Lloyds charged a fixed fee on every transaction. I have since moved to using them as my main bank. Reviewed on: 14th March 2026

Great bank ever I been with them 4 years never had a...

Great bank ever I been with them 4 years never had an issue Reviewed on: 14th March 2026

Best bank I have used I love all features

Best bank I have used I love all features Reviewed on: 14th March 2026

Using Monzo is a great experience, they always find...

Using Monzo is a great experience, they always find ways to make banking fun, quick and easy! I will continue to use Monzo for as long as I can, as I believe they are a great and reliable online bank. Reviewed on: 13th March 2026

I have been using Monzo for some time now and it has...

I have been using Monzo for some time now and it has genuinely made managing my money much easier. The app is very simple to understand and everything is clearly organised. I can track my spending, check my balance and set savings goals without any confusion. The instant notifications are really helpful because they keep me aware of my spending throughout the day. I also really like how easy it is to send and receive money. Transactions feel fast and reliable which gives me confidence when using the app. The spending insights are another great feature because they help me understand my habits and stay on top of my budget in a practical way. Whenever I have needed support the experience has been positive. The responses have been friendly and helpful which makes a big difference. Overall Monzo feels modern, transparent and focused on what customers actually need. I would happily recommend it to anyone looking for a smart and convenient way to manage their finances. Reviewed on: 13th March 2026

Just the best

Long time customer - Monzo is just the best, clean, efficient without clutter and plenty of features. Never failed me Reviewed on: 13th March 2026

Never had an issue.

Never had an issue. Easy to use. Love that I can create pots and manage bills from them. Great. Reviewed on: 13th March 2026

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