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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Moved from natwest and would highly recommend monzo...

5
Moved from natwest and would highly recommend monzo it's so easy to use Reviewed on: 21st March 2025

I love MONZO!

5
I love MONZO! Most easiest to use bank I have ever had and I feel so safe with them too Reviewed on: 21st March 2025

Best bank in the UK

5
Easy to use application. Good interface. I switched from HSBC and the difference is remarkable. I know how im using my money, how much I can save etc. Having pots in the main section also helps in allocating my money. Great bank if you want to properly analyse how much you spend, without complicated or bloated applications like HSBC. Reviewed on: 21st March 2025

Awesome and SIMPLE to use app

5
Awesome and SIMPLE to use app, great offers and everything just works as you would want. Love it Reviewed on: 21st March 2025

It's like banking, but more fun

5
Monzo makes life easier all round with finances, it was new age banking when I first got it, gamified my irresponsible spending habits which, i hoped would help me stop, but alas, it just made it more fun Reviewed on: 21st March 2025

Can't see myself moving to another bank

5
I have been a Monzo customer for years and could not see myself moving to another bank. Information is easy to understand, interest rates are good and I really enjoy the Perks. This year I am also taking part in the Penny saving challenge which so helpful because I don't even have to think about it. Reviewed on: 21st March 2025

It’s a great app for all of your monetary transactions

5
It’s a great app for all of your monetary transactions Reviewed on: 21st March 2025

Best bank in the UK

5
Monzo is a game-changer for managing and spending money—super easy to use and very convenient for my travels. The app makes banking feel effortless! Reviewed on: 21st March 2025

I’ve been using Monzo for years and never had any is...

5
I’ve been using Monzo for years and never had any issues. The switch over from NatWest was really easy. I got married and changed my name and had the rigmarole of changing it with everyone. Went onto their live chat, within 10 minutes it was changed - all I had to do was upload a picture of my ID and my marriage certificate. Most places ask for you to sent the original document in the post. Reviewed on: 21st March 2025

My sister introduced me to Monzo as she swears by it...

5
My sister introduced me to Monzo as she swears by it so I took her advice and created an account. The Monzo banking app is so user friendly and easy to use! I’ve recommended Monzo to so many friends and family. It’s also fun to use and transferring money is super speedy. Thanks Monzo :) Reviewed on: 21st March 2025

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