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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing customer service, quick to respond online ch...

5
Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026
Charlotte W's avatar
Charlotte W

Worth the switch, hassle free

5
Stuck with my old bank just because it was there, switched to Monzo and banking is so much easier, sending payments, saving, splitting bills. Amazing I’ve recommended a few family members too Reviewed on: 18th March 2026
Neil's avatar
Neil

Excellent banking App and very good customer support

5
Excellent banking App and very good customer support Reviewed on: 18th March 2026
Lee D's avatar
Lee D

Wish I’d have know sooner

5
So happy to have found this great account, my only regret is I didn’t find it sooner, Monzo make budgeting your money and saving easy, Monzo pots are a genius idea, I’ve also joined the 1p saving challenge and will end the year with a nice little nest egg, thanks Monzo Reviewed on: 17th March 2026
Victoria S's avatar
Victoria S

thank you monzo!

5
monzo have helped me build my credit score, give me cashback, help me with saving challenge, give me good interest on instant access savings and best of all give me money 4pm the working day before :) Reviewed on: 17th March 2026
Terri s's avatar
Terri s

Monzo is a fully regulated UK bank that runs almost...

5
Monzo is a fully regulated UK bank that runs almost entirely through a mobile app, making it very convenient for day‑to‑day money management like spending, saving, and budgeting. Reviewed on: 17th March 2026
Abdulateef Jafaru 's avatar
Abdulateef Jafaru

Love Monzo!

5
I’ve had a really good experience with Monzo so far. The app is super easy to use and makes managing my money feel straightforward and stress-free. I especially like the money pots feature—it’s great for organising savings and keeping track of different goals. There are also some really useful perks within the memberships! Reviewed on: 17th March 2026
SS's avatar
SS

Great app lay out and savings / investments

5
Great app lay out and savings / investments Reviewed on: 17th March 2026
Lawson 's avatar
Lawson

Monzo was a great bank and I wish they were in Austr...

5
Monzo was a great bank and I wish they were in Australia - our online banks aren’t nearly at the same level… yet! Reviewed on: 17th March 2026
Al's avatar
Al

Easy to bank with.

5
Easy to bank with. Pots feature makes managing bills and money much easier Reviewed on: 17th March 2026
Jonathan W's avatar
Jonathan W

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