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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Love the features the app allows you to do!

Love the features the app allows you to do! Pots, savings and saving challenges. Reviewed on: 13th March 2026

Had no issues atall, really good bank and added bonu...

Had no issues atall, really good bank and added bonus is the saving challenges, saving pots you can have added on to the account plus a connected child's account added on you can keep an eye on. Not to mention you can get payments up to 3 days early! Brilliant to be fair. Reviewed on: 13th March 2026

I love all the offers Monzo has to offer!

I love all the offers Monzo has to offer!! i can easily keep track of all my money so i don’t overspend! aswell, the 2p challenge is amazing! perfect for that extra bit of money just before the christmas period. Reviewed on: 13th March 2026

i got my account when i moved to UK 8 years ago.

i got my account when i moved to UK 8 years ago. If there was no Monzo i wouldnt have had any account back then Reviewed on: 13th March 2026

Really simple to use, the app is amazing!

Really simple to use, the app is amazing! Lots of great initiatives like the 1p savings challenge, virtual cards, and the amazing perks you can get, which are a great value for money (free weekly Greggs treat, Uber One, Annual Railcard, and monthly Vue Cinema Ticket and 10% off food and drink at Vue too!) Reviewed on: 13th March 2026

I love the innovative products (1p challenge and rou...

I love the innovative products (1p challenge and round up pots) - so easy to save! Reviewed on: 13th March 2026

Simple everyday banking

I currently use Monzo for my everyday banking. This mobile app makes it very easy to check my balance, track spending, and transfer money instantly. Overall, my experience with Monzo has been very positive because it is simple, convenient, and easy to manage through the app. Reviewed on: 13th March 2026

I’ve had Monzo for 8 years and have loved it.

I’ve had Monzo for 8 years and have loved how it’s grown, with all it’s features and its conversion rate abroad I have recommended to all my family who use it Reviewed on: 13th March 2026

I upgraded to Monzo perks and it's amazing.

I upgraded to Monzo perks and it's amazing. It saves me way much more than it costs and you get a nice shiny card. I love being able to message support when i need help, and i love that it's a completely digital bank so that i don't have to waste time in a branch. The money pots make it very easy to save and the app is very user friendly. Reviewed on: 13th March 2026

Monzo experience

Used Monzo since April 2025 and has been a seamless experience since, good customer service, good incentives, good services available, very happy with Monzo! Reviewed on: 13th March 2026

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