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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

very good bank, and quick to attend to banking issues

5
very good bank, and quick to attend to banking issues Reviewed on: 16th March 2026
Adeniyi G's avatar
Adeniyi G

The easiest bank account to manage

5
The easiest bank to use, contact and sort out anything you need help with. I've been with Monzo for almost 7 years now and I just love all the accessible things they have , how easy it is to manage the money, to transfer between pots and all the communication about any changes are always very clear. Reviewed on: 16th March 2026
Amanda's avatar
Amanda

Brillaint bank 10/10

5
Brillaint bank 10/10 would definatley reccomend Reviewed on: 16th March 2026
megan d's avatar
megan d

Monzo have just been great from the get go never had...

5
Monzo have just been great from the get go never had an issue Reviewed on: 16th March 2026
Ross P's avatar
Ross P

Why go anywhere else.

5
From starting out with Monzo away from the high street banks i have been more than happy with the growth of the business. from the basic account then going full Monzo with Salary paid in. Tehn upgrading then opening a business account and now even my kids have an account. Keep up the good work. Reviewed on: 16th March 2026
Mick's avatar
Mick

Easy setup

5
It was a easy to set up and very user friendly. Reviewed on: 16th March 2026
Deepak M's avatar
Deepak M

Just peak convenience, app just makes banking so easy

5
Just peak convenience, app just makes banking so easy Reviewed on: 16th March 2026
Gurdy's avatar
Gurdy

Excellent experience with Monzo so far.

5
Excellent experience with Monzo so far. Switching was a dream, love the features, actually engage with my banking more regularly now and have savings via the savings challenges. Love it! Reviewed on: 16th March 2026
Denise Y's avatar
Denise Y

I have never had any issues, i love the perks and re...

5
I have never had any issues, i love the perks and rewards, incentives etc. i love the layout of. the app, everything is simple, colourful and modern, i also love the social media presence, great company / bank Reviewed on: 15th March 2026
charlie 's avatar
charlie

Been with Monzo since 2021 never really had a proble...

5
Been with Monzo since 2021 never really had a problem, they accept when there's something wrong and will compensate you aswell but also it is a great bank Reviewed on: 15th March 2026
Benjamin L's avatar
Benjamin L

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