Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

View other Monzo products

4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17221)

Singlehandedly saved my finances

Monzo has made my budgeting a breeze and has singlehandedly saved my finances. I really appreciate the instant notifications every time your account is debited or credited. Another thing I love is that I can get paid the afternoon before payday. They also have some decent savings plans options. Wholeheartedly recommend this bank to anyone. Reviewed on: 20th March 2025

Easy to use and good functionality

Easy to use and good functionality Reviewed on: 20th March 2025

Incredible perks and features

I have a Perks account which has very useful perks and makes it extremely easy to track my spending, credit history, linking all my accounts and more! It's a great addition to my financial arsenal, it provides great easy access savings pots, and hassle free goal setting Reviewed on: 20th March 2025

Turning banking on its head

I have a business, personal and children’s current account with Monzo. Everything Monzo does has been thought through from the users perspective- from its app to customer service. I can move to another bank anytime but I choose to stay with Monzo because I genuinely enjoy the experience of being properly banked! Reviewed on: 20th March 2025

Monzo for Life

I have been a Monzo account user for a few years now and I wouldn’t look back. I have a current account max plan, joint account with my partner and now a Flex account too. The perks, the character and the good customer service makes it hard to even think about leaving. I also love my weekly free Greg’s sausage roll too Reviewed on: 20th March 2025

Monzo or nothing !

It’s been a great experience banking with Monzo they organized structure is impeccable and unbeatable by other banks. Reviewed on: 20th March 2025

Easy to use - moving money.

Easy to use - moving money. Like the savings pot and 1p challenge which is a encouraging Reviewed on: 20th March 2025

Since switching to Monzo I now have full control of...

Since switching to Monzo I now have full control of my finances, I have a healthier understanding of my spending and accountability. I've even been able to regularly save and increase my investments. The apps layout makes it so easy to use, everything is at my finger tips. Knowledge really is power and monzo has given that to me. Reviewed on: 20th March 2025

Simplifying money management

Monzo has made it so easy to manage and stay on top of my day to day finances! I love their budgeting feature and the ability to create 'shared tabs' with my partner make shared expenses so smooth! Reviewed on: 20th March 2025

Been using Monzo for over 3 years now

I've been using Monzo for over 3 years now, and I love love it! The app amazing compared to other banking aps and the benefits of the premium card are my fav. From travel perks to saving money tools. Highly recommend it! Reviewed on: 20th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.90 from 99 reviews
Current Account
from Triodos Bank 4.93 from 7954 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Credit Card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub