Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Love this way of banking Monzo are great and simply...

5
Love this way of banking Monzo are great and simply brilliant Reviewed on: 15th March 2026
Jordan L's avatar
Jordan L

5 star service

5
On the rare occasion I've had an issue (not with Monzo but with a transaction) they've been really easy to deal with, quick and efficient Reviewed on: 15th March 2026
Aron's avatar
Aron

Monzo is great

5
As someone who uses monzo max i feel like the perks that come with the account pay for themselves several times over with the monthly cost. Reviewed on: 15th March 2026
Owen Smith's avatar
Owen Smith

I love this bank!

5
I love this bank! Its app is fantastic and I love the ease of it and it’s very visual. Nothing negative I can say about this bank 10/10 Reviewed on: 15th March 2026
Kerry H's avatar
Kerry H

Great bank and i love all the features like monzo...

5
Great bank and i love all the features like monzo flex Reviewed on: 15th March 2026
carly's avatar
carly

Excellent cusestomer care services.

5
Excellent customer care service. User friendly app Reviewed on: 15th March 2026
Shafqat R's avatar
Shafqat R

Monzo has always been so easy to use and their custo...

5
Monzo has always been so easy to use and their customer service is brilliant. I get updated frequency if i’ve opened an enquiry and i’m always informed in full detail. They offer so many different things, loans, credit card etc. and you can change you’re instalment plans to more affordable one or pay months ahead on your loan. Reviewed on: 14th March 2026
Daniella B's avatar
Daniella B

The app is user friendly.

5
The app is user friendly. The customer service is very quick and always helpful Reviewed on: 14th March 2026
Emily S's avatar
Emily S

Great bank, would recommend.

4
Great bank, would recommend. App easy to use and quick to send money, and good perks. Reviewed on: 14th March 2026
Karen B's avatar
Karen B

Honestly the best banking experience ive had.

5
Honestly the best banking experience ive had. Ive moved away from high street banks and me and my family all use monzo now. Ive found their pots and virtual cars a game changer for managing our bills and getting debt free. Reviewed on: 14th March 2026
Michael B's avatar
Michael B

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill