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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Ultimate current account

5
Monzo is the ultimate current account, don't really use anything else. It has all I need and more with their extra features. The app is amazing, easy to handle and customisable to how I like it. The perfect bank with the perfect app. Reviewed on: 20th March 2025

Easy to use, love the pots, always helpful when need...

5
Easy to use, love the pots, always helpful when needed to get in touch. Reviewed on: 20th March 2025

money pots, 1p challenge and more

5
I love the pots option - let's you put the money aside so easily and monitor your goals! The interest rate on saving account is great and the cashback offers too - more ways of saving. I've recently joined the 1p challenge - what a fun way of saving up again! But this isn't enough - what makes them great is their exceptional customer service! I was once a victim of fraud and they've helped me stop the transactions and get my money back within few minutes! Reviewed on: 20th March 2025

Just no !

1
No benefits, awful customer service, easy scammed and hacked, accouts get banned and people loose thousands and phone numbers etc get blocked when looking for help Reviewed on: 20th March 2025

I love it especially the mobile app the app is very...

5
I love it especially the mobile app the app is very user friendly just easy as like a social media app for me not like a banking app Reviewed on: 20th March 2025

Best bank by miles

5
Monzo has completely changed the way I manage my money. Gone are days of queing in tedious banks - instead the app is super intuitive, with instant spending notifications, easy budgeting tools, and great savings features like pots. The customer service is amazing - fast, friendly - andI love the great rates and fee-free spending abroad. Simple and stress-free unlike my bricks and mortar bank who i literally dread contacting. Reviewed on: 20th March 2025

Monzo is a game-changer!

5
Monzo is a game-changer! Instant notifications, easy budgeting, and seamless transfers make banking effortless. The app is super intuitive, with great features like savings pots and bill splitting. Plus, customer support is fast and helpful. The best bank out there! Reviewed on: 20th March 2025

Control, clarity and consistency

5
Love monzo, it's actually given me so much control on makes budgeting so easy. Investments and savings are life changing Reviewed on: 20th March 2025

Just easy to use as a product and transferring money...

4
Just easy to use as a product and transferring money around friends and family is just simple, tracking your money is great though the tools in which Monzo has Reviewed on: 20th March 2025

Greg’s my spirit human

5
Greg’s my spirit human. That’s it. That is all. But there’s prompts below this text box and the next buttons still greyed out so I’m still typing. Did I mention Greg? I did. Let me mention Greg again. Greg deserves to have the Fridays that’s he wants, my god. It’s still greyed out. At least the text below this box is now saying ‘fantastic’. Greg, help me! Please, please, please. Nope. Still greyed out. Anyway, I’m off on hols next week. I guess I’ll still be typing then. Doh. Hahahahahah I could have hit the button at anytime. Anyway. Monzo’s a great bank. Adios it’s too early for this. Reviewed on: 20th March 2025

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