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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Never had a problem with them

5
Never had a problem with them. Good customer services and easy to set up. Reviewed on: 14th March 2026
Leigh m's avatar
Leigh m

Great bank.

5
Great bank, very easy and straightforward to use and sort any problem out! Reviewed on: 14th March 2026
Sam's avatar
Sam

Amazing company had a problem amazing company

5
Never had a problem amazing company Reviewed on: 14th March 2026
Joshua's avatar
Joshua

Been with Monzo nearly 10 years, never any issues

5
Been with Monzo nearly 10 years, never any issues Reviewed on: 14th March 2026
Rich H's avatar
Rich H

Very easy and straight forward

5
Very easy and straight forward, been with them 6+ years and never had issues Reviewed on: 14th March 2026
Ceiran's avatar
Ceiran

Everything works.

5
Everything works. Banking is so easy with Monzo Reviewed on: 14th March 2026
Amrik Bhatti's avatar
Amrik Bhatti

Brilliant

5
All the extra features on Monzo really make saving money that bit easier. They have features where you can add money to locked pots, you can create a kitty and split bills with ease. 10/10 my favourite banking app. Reviewed on: 14th March 2026
Laura k's avatar
Laura k

Best bank 2026

5
Banked with Monzo for a number of years now and they have only got better witj age just like a fine wine Reviewed on: 14th March 2026
Lil Smurf's avatar
Lil Smurf

Good Bank without the comprises

5
Made an account with them to use the card abroad as Lloyds charged a fixed fee on every transaction. I have since moved to using them as my main bank. Reviewed on: 14th March 2026
Tech's avatar
Tech

Great bank ever I been with them 4 years never had a...

5
Great bank ever I been with them 4 years never had an issue Reviewed on: 14th March 2026
Soufyane s's avatar
Soufyane s

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