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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

By far the most user-friendly online bank

A wide range of products available through a very user-friendly app, all accessible at no cost — you couldn’t ask for better. The online customer service used to be very responsive, with the ability to speak directly to a human. Unfortunately, that’s no longer the case, and any enquiry now seems to take at least 24–48 hours to be addressed. Reviewed on: 13th March 2026

i’ve been with monzo for over 5 years, i’ve already...

i’ve been with monzo for over 5 years, i’ve already recommended 3 people and they have gone with monzo, it’s very easy to use and ive never had a problem, and when ive been in a spot of bother and ive contacted them, they have been very quick to help. would highly recommend. Reviewed on: 13th March 2026

Monzo max, always helped with suspicious transactions

Always helped me with any issues with suspicious transactions I’ve had within 24 hours, monzo Max is also great value for money when used right. Been a member since I was old enough for a card so been a few years now never had any issues. Reviewed on: 13th March 2026

I actually pay for Monzo Premium because how much I...

I actually pay for Monzo Premium because how much I trust them and how good they are, I used to bank with Starling. When i made the change to Monzo it genuinely changed the way I used my money how I saved and invested. Plus the card looks great, keep being Monzo, Monzo! Reviewed on: 13th March 2026

Very well satisfied, Providing Next Level Banking So...

Very well satisfied, Providing Next Level Banking Solutions, Is Real Time Game Changer In Banking Industry.!! Reviewed on: 13th March 2026

I love that there is an option to filter your money...

I love that there is an option to filter your money into pots- it's made me a lot better at managing my own money. Generally, the interface is very fun, and it feels a lot more interactive than other banks. Reviewed on: 13th March 2026

Amazing bank fast no fuss transactions

Amazing bank fast no fuss transactions Reviewed on: 13th March 2026

Best bank I have used so far!

I’ve been using Monzo for over a year now and never had any problems, loved the idea that I can get paid a day early and refunds always come earlier than that of with any other banks. The savings account interest is also quite an advantage. Since I have had such a good experience with Monzo, I decided to switch to Monzo as my main bank account a few months ago and I am still extremely impressed. The only thing that I can say that’s a con is that if you deposit cash at a post office etc.. they charge a £1 fee. I have also travelled abroad a few times and Monzo doesn’t charge a fee for card spending abroad, it just finds the exchange rate and charges you appropriately. 10/10 Reviewed on: 13th March 2026

Love everything about this bank.

Love everything about this bank. The layout of the app helps me to understand my money, the trends highlight when I am spending more and the pots that you can set up make it easier to save money. Reviewed on: 13th March 2026

Monzo The Great

Monzo is a great, user friendly bank that is all controlled in the app. Customer Service is quick and second to none in live chat - no need to wait in queues. The Max subscription that I have is amazing with benefits like phone & travel insurance, Greggs treats, cinema tickets & Railcards. I have been with Monzo for around 7 years now and I cannot possibly think about changing. Reviewed on: 13th March 2026

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