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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank I have used I love all features

5
Best bank I have used I love all features Reviewed on: 14th March 2026
Hi's avatar
Hi

Using Monzo is a great experience, they always find...

5
Using Monzo is a great experience, they always find ways to make banking fun, quick and easy! I will continue to use Monzo for as long as I can, as I believe they are a great and reliable online bank. Reviewed on: 13th March 2026
Joe Baldock's avatar
Joe Baldock

I have been using Monzo for some time now and it has...

5
I have been using Monzo for some time now and it has genuinely made managing my money much easier. The app is very simple to understand and everything is clearly organised. I can track my spending, check my balance and set savings goals without any confusion. The instant notifications are really helpful because they keep me aware of my spending throughout the day. I also really like how easy it is to send and receive money. Transactions feel fast and reliable which gives me confidence when using the app. The spending insights are another great feature because they help me understand my habits and stay on top of my budget in a practical way. Whenever I have needed support the experience has been positive. The responses have been friendly and helpful which makes a big difference. Overall Monzo feels modern, transparent and focused on what customers actually need. I would happily recommend it to anyone looking for a smart and convenient way to manage their finances. Reviewed on: 13th March 2026
Nasib k's avatar
Nasib k

Just the best

5
Long time customer - Monzo is just the best, clean, efficient without clutter and plenty of features. Never failed me Reviewed on: 13th March 2026
Filip S's avatar
Filip S

Never had an issue.

5
Never had an issue. Easy to use. Love that I can create pots and manage bills from them. Great. Reviewed on: 13th March 2026
Tceed's avatar
Tceed

Love the features the app allows you to do!

5
Love the features the app allows you to do! Pots, savings and saving challenges. Reviewed on: 13th March 2026
Macie M's avatar
Macie M

Had no issues atall, really good bank and added bonu...

5
Had no issues atall, really good bank and added bonus is the saving challenges, saving pots you can have added on to the account plus a connected child's account added on you can keep an eye on. Not to mention you can get payments up to 3 days early! Brilliant to be fair. Reviewed on: 13th March 2026
Alicia H's avatar
Alicia H

I love all the offers Monzo has to offer!

5
I love all the offers Monzo has to offer!! i can easily keep track of all my money so i don’t overspend! aswell, the 2p challenge is amazing! perfect for that extra bit of money just before the christmas period. Reviewed on: 13th March 2026
dannii b's avatar
dannii b

i got my account when i moved to UK 8 years ago.

5
i got my account when i moved to UK 8 years ago. If there was no Monzo i wouldnt have had any account back then Reviewed on: 13th March 2026
Agrita Khanna's avatar
Agrita Khanna

Really simple to use, the app is amazing!

5
Really simple to use, the app is amazing! Lots of great initiatives like the 1p savings challenge, virtual cards, and the amazing perks you can get, which are a great value for money (free weekly Greggs treat, Uber One, Annual Railcard, and monthly Vue Cinema Ticket and 10% off food and drink at Vue too!) Reviewed on: 13th March 2026
Luke H's avatar
Luke H

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