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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18215 reviews)

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4.93

Based on 18,215 reviews, last reviewed 5th Mar 2026

48750% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Banking made simple! Simplified transactions friendly helpful staff. Getting paid early and made aware of upcoming payments is a great help Reviewed on: 5th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18215)

Amazing bank

I have 4 bank accounts including Monzo and Monzo is by far the best bank I have ever used. I love how it brings all your accounts together in one app, there are lots of incentives to get you saving, accessing bank statements are easy, interest rates are great. A favourite of mine is the save a penny challenge. I love the live notifications and if I ever have a problem, getting to in touch is easy. I can pay money into my account via the post office. Great investment options. The app is super easy to use, full of vibrant colours that makes it very attractive. Reviewed on: 9th February 2026

Best bank

Amazing company everything is so easy and I’ve managed to save with pots etc highly recommend customer service is brilliant best bank! Reviewed on: 9th February 2026

I have used monzo since 2019 and have amazing experi...

I have used monzo since 2019 and have amazing experience with custom service 10/10 Reviewed on: 9th February 2026

Monzo. Banking like no other.

Monzo is banking like no other. An app that feels warm, welcoming and doesn't make money as intimidating as it feels in some other apps. I've had various bank accounts over the years, looking for one that does what I want, simply and without hassle. Monzo is that bank. The ability to auto-sort my salary to cover my monthly bills, subscriptions and savings ensures that I take the time to pay myself first, then whatever is left after, I know is my allocated spending for the month, be that for treating myself, family, friends or going out. Genuinely, banking has never felt so pleasurable. Reviewed on: 9th February 2026

Can’t complain at all.

Can’t complain at all. Best bank I’ve ever had. Reviewed on: 9th February 2026

I love Monzo I’ve been with them for 4 years and nev...

I love Monzo I’ve been with them for 4 years and never had any problems, love early payday and love the chance of double payday, bills back. I also have perks which in my opinion is so cheap an affordable and you get so much for your money monthly. Reviewed on: 9th February 2026

I have banked with Monzo since 2018 and never had an...

I have banked with Monzo since 2018 and never had an issue. It’s easy straightforward banking. Reviewed on: 9th February 2026

Monzo credit card life me Monzo bank account number...

Monzo credit card life me Monzo bank account number 1 good me simple Reviewed on: 9th February 2026

Excellent all round account which allows saving pots...

Excellent all round account which allows saving pots, links other cards and mortgage. Gives credit score advice too. Reviewed on: 9th February 2026

I have had the best experience banking with monzo fr...

I have had the best experience banking with monzo from there pots you can create to seperate things and to there savings with Interest love this bank Reviewed on: 9th February 2026

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