Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great budgeting tools from Monzo

Love the budgeting tools that Monzo gives you, from salary sorter to the savings pots and the account benefits are all really handy. I enjoy a Greggs treat weekly, and have also been able to give my parents an annual railcard for free Reviewed on: 13th March 2026

One of the badest bank you can ever bank with other...

One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

New to Monzo

Recently moved over to Monzo after hearing good things from friends and they have not disappointed! Easy to use app, the use of pots to separate bills, expenses etc is fantastic. Means I only need one physical card keeping everything simple! Reviewed on: 13th March 2026

Vibrant card

I love pizza. I've m I fed my everyday banking over. I particularly like the ease that you. An use it abroad without fees. The bright colour of the card means I can always find it with ease. It's modern and not dull. Reviewed on: 13th March 2026

Easy to use on holiday

boss Monzo use it when away on holiday every single time easy to keep track on what your spending and good convertion rates Reviewed on: 13th March 2026

Love Monzo

Love Monzo, easy to use and really helps me keep on track with my spending and saving. I like how it notifies you about money going in and out and love the fact you ca get paid a day early! They have a savings challenge and a saving pot tha rounds up money you’ve spent to the nearest pound and goes into your savings pot which I thinks great. Reviewed on: 13th March 2026

My best friend

I have never ever had a problem. I use Monzo as it has the best currency exchange rate all the time. It tells me if I don’t have enough funds to meet payments. I can relax which is good for me as I have health issues that stress makes worse. Recommended a friend only two days ago. Monzo is my best friend Reviewed on: 13th March 2026

Monzo is great

Monzo been fabulous with amazing cash back deals & saving challenges never had a problem with them Reviewed on: 13th March 2026

Best Bank in Uk

Best services easy to use and have more benefits than any other bank Reviewed on: 13th March 2026

One of the best banks going amazing

One of the best banks going amazing Reviewed on: 13th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward current account
from Halifax 4.41 from 203 reviews
Current account
from Kroo 4.88 from 5957 reviews
Everyday Current Account
from Santander 4.02 from 205 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub