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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo experience

Used Monzo since April 2025 and has been a seamless experience since, good customer service, good incentives, good services available, very happy with Monzo! Reviewed on: 13th March 2026

Amazing bank.

Amazing bank. Aleaus available if you need support. Good benefits too Reviewed on: 13th March 2026

Not a bad word to be said

I really enjoy banking with Monzo. I usually get a big standard bank account but the perks that Monzo offer are the real draw! Early paydays, better interest rates and FREE SAUSAGE ROLLS - say no more! I’ve had no issues with Monzo, and when I have encountered banking issues link money I haven’t approved being taken from my account the customer service team sort that straight away. Genuinely not a bad word to be said Reviewed on: 13th March 2026

The staff are always helpful whenever you need they...

The staff are always helpful whenever you need they always help with your problems and find the right solution Reviewed on: 13th March 2026

Monzo's technical offering has been by far the most...

Monzo's technical offering has been by far the most impressive of any bank I've ever seen, and their customer service is incredibly accessible. I recently used the monzo pension finder to centralise and transfer all my old pensions, which is something I'd been putting off for a while, monzo made it as simple as a couple of presses of a button. Reviewed on: 13th March 2026

Best bank you can use!

They have been amazing, i wouldn't use a different bank. Reviewed on: 13th March 2026

I’ve absolutely loved Monzo from the start to now ev...

I’ve absolutely loved Monzo from the start to now evening opening a flex account with them I’ve also switched friends to Monzo because the customer service they provide is second to none Reviewed on: 13th March 2026

Great customer experience

I started using monzo initially for the pots, transferring money into the account monthly, now I use this as my main bank account. All interactions have been very good. Reviewed on: 13th March 2026

Monzomarvellous

I have been using Monzo now for a couple of years - I originally opened the bank account to spend money abroad but now it's my main account, I love all the little features like the updates on how my spending is going - gives me incentive to save and makes me think about my spending. Reviewed on: 13th March 2026

It’s been really good, love being with monzo.

It’s been really good, love being with monzo. Would recommend to anyone. Such a good bank Reviewed on: 13th March 2026

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