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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Customer respond my answer quickly and resolve it!

5
Customer respond my answer quickly and resolve it! Reviewed on: 20th March 2025

Revolutionised modern banking with their app and mar...

5
Revolutionised modern banking with their app and marketing Reviewed on: 20th March 2025

The ease and lack of friction is what makes Monzo Gr...

5
The ease and lack of friction is what makes Monzo Great. Easy to do everything from the app and I've got my whole family on it with joint accounts and more recently kids accounts. Never really had any issues, helps me keep to my budgets, great for payments abroad and has everything I need. Reviewed on: 20th March 2025

Superb banking platform with easy to use interface a...

5
Superb banking platform with easy to use interface and great features beyond the current account eg pots, 1p saver, flex credit and ISA Reviewed on: 20th March 2025

Makes money management easier & epic perks!

5
Monzo’s current account is simple and easy to use. It provides flexibility with different levels if perks - the Max current account includes great perks like travel insurance and phone cover. It’s also a great account to travel with due to having no foreign transaction fees. Plus the app is simple and intuitive - it provides super helpful features to track your spending and support budgeting. Reviewed on: 20th March 2025

Been a Monzo customer since the early days.

5
Been a Monzo customer since the early days. Never looked back! Reviewed on: 20th March 2025

great banking

5
Monzo is a great place where i can store all my holiday money and savings to earn little interest on top and to treat myself when possible. Always great communication with new updates Reviewed on: 20th March 2025

the easiest interface I’ve ever come across.

5
It’s the easiest interface I’ve ever come across. We have a shared account in our household, the ease of transferring money, knowing what’s coming next so I never fall short, moving between accounts, and don’t get me started on international transfers - so much simpler than other banks. My favourite function is for my personal loan where it tells you exactly how much interest you’ll save for each pound I overpay. Brilliant! Reviewed on: 20th March 2025

Best banking app

5
I have been with monzo for many years and the app is brilliant. Monzo makes banking very easy. I have used many other major banking apps, and none of them are as good as Monzo’s. Monzo also offers a great range of extras including cashback and flex. Reviewed on: 20th March 2025

Everything about Monzo is fantastic.

5
Everything about Monzo is fantastic. They are head and shoulders above all other banks. Reviewed on: 19th March 2025

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