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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

No problems fantastic bank.

No problems fantastic bank. Would recommend Reviewed on: 13th March 2026

Poor banking

Close bank account for no reason, thats enough said really Reviewed on: 13th March 2026

10/10 banking especially for buisness

10/10 banking especially for buisness Reviewed on: 13th March 2026

There is only one leading bank and that is Monzo

I have been with Monzo for over 6 years and I might as well work for them as all I’ve done over the years is practically sponsor them and telling all my friends and family to join, reason being due to how easy it is to manage your banking! Not to mention all the benefits and exclusive perks you get when you pay for Monzo max such as world wide travel insurance and Uk nation wide breakdown cover and personal item protection insurance. I could go on and on about all the perks and benefits but it’s down to you to see for yourself and join the club! Thanks ever so much Monzo for your commitment and contribution to your loyal customers. I have been with N26, Metro Bank, Nationwide, chase bank and Revolut and I must say from experience Monzo is the only leading competitor!!! :) Reviewed on: 13th March 2026

Monzo is great *****

I’ve been with Monzo for years now absolutely amazing also you get paid a day early ;) which I love that feature will be sticking with you for long time thanks for everything Monzo ***** Reviewed on: 13th March 2026

I’ve been with Monzo for nearly two years, I have a...

I’ve been with Monzo for nearly two years, I have a current account, a flex credit card and a loan with them and they are excellent. I’ve contacted them with a question. About my account in the past and they were very helpful and fast to respond! I have recommended them to multiple friends and family! Reviewed on: 12th March 2026

Monzo Current Account Review

I’ve been using the Monzo current account for everyday banking and it’s one of the easiest banking apps I’ve tried. The app is very simple to use and gives instant notifications every time money goes in or out, which helps me keep track of my spending. One of my favourite features is the budgeting tools and “Pots”. I can separate money for bills, savings, or different goals, which makes managing my finances much easier. The round-up feature also automatically saves small amounts from purchases, which adds up over time. Another big advantage is that there’s no monthly fee for the standard account and you can spend abroad without foreign transaction fees, which is really useful when travelling. The app also categorises spending automatically so you can see where your money is going. The only downside is that everything is app-based. There are no physical branches, and depositing cash can sometimes involve a fee. Overall, Monzo is a great modern bank for people who prefer managing their money from their phone. It’s simple, transparent, and packed with useful tools that help you stay in control of your finances. Reviewed on: 12th March 2026

Fab bank!

Fab bank. Never any issues. I love taking part in the 1p challenges. Reviewed on: 12th March 2026

Love being able to money a day early!

Love being able to money a day early! Reviewed on: 12th March 2026

Always excellent for service and brand

Always excellent for service and brand Reviewed on: 12th March 2026

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