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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Great bank

5
I love Monzo especially when you pay in another currency to we how good the exchange rate is and there are no fees Reviewed on: 19th March 2025

Monzo is the most user-friendly banking app!

5
The monzo app is the most user-friendly banking app I've ever used, you can tell they really prioritise the user experience and user interface. I've not had much experience with their customer service team, however this is because I've never had any issues! Reviewed on: 19th March 2025

Quick to respond

5
Monzo have always been easy to use and quick to respond. They really helped me when I had fraudulent activity on my account. They acted so quickly to ensure I didn't lose any money Reviewed on: 19th March 2025

A modern bank for modern times, for all people

5
The way Monzo is set up to help track budget spending, pots for setting money aside for specific bills or savings and the ease of use of app make such a huge difference. They were key in my climbing out of debt and they’ve helped empower my wife and I to win with our money since. not to mention the very rare occasion you need to contact client support (like my card being stolen), they are so helpful and polite, talk to you like a real person and resolve your issues. i now have my personal, joint, Flex and savings pots all with Monzo Reviewed on: 19th March 2025

Great bank lots of features, the app is very user fr...

5
Great bank lots of features, the app is very user friendly Reviewed on: 19th March 2025

The other banks don’t even come close

5
I’ve been with Monzo for years now and it’s still the best thing out there. The other banks don’t even come close. Reviewed on: 19th March 2025

The best :D

5
Brill onboarding process and once a customer even better! Personalised widgets and experience is phenomenal Reviewed on: 19th March 2025

The best bank ever!

5
Best banking I’ve ever used, recommend it to everyone I know. Easy to navigate, quick service, great apr rates! Just love it Reviewed on: 19th March 2025

Banking made frendly

5
Ease of use, clear explanations, and service with character. I've been a Monzo user for a long time and have always been served with kindness and clarity. Reviewed on: 19th March 2025

Best bank, and it also has character!

5
I've been a Monzo customer for more than six years. I use Monzo Plus, Flex, cashback, and Pots, etc. The app is easy to use, and I love the extra features, such as categories, notes, and the receipt-adding option. I like the design. Making transfers or sharing costs is super easy. Customer service is the best I've ever experienced. I love the funny posts on LinkedIn. Best bank ever! Reviewed on: 19th March 2025

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