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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love the innovative products (1p challenge and rou...

5
I love the innovative products (1p challenge and round up pots) - so easy to save! Reviewed on: 13th March 2026
Courtney W's avatar
Courtney W

Simple everyday banking

5
I currently use Monzo for my everyday banking. This mobile app makes it very easy to check my balance, track spending, and transfer money instantly. Overall, my experience with Monzo has been very positive because it is simple, convenient, and easy to manage through the app. Reviewed on: 13th March 2026
Customer 's avatar
Customer

I’ve had Monzo for 8 years and have loved it.

5
I’ve had Monzo for 8 years and have loved how it’s grown, with all it’s features and its conversion rate abroad I have recommended to all my family who use it Reviewed on: 13th March 2026
Chris H's avatar
Chris H

I upgraded to Monzo perks and it's amazing.

5
I upgraded to Monzo perks and it's amazing. It saves me way much more than it costs and you get a nice shiny card. I love being able to message support when i need help, and i love that it's a completely digital bank so that i don't have to waste time in a branch. The money pots make it very easy to save and the app is very user friendly. Reviewed on: 13th March 2026
Leo B's avatar
Leo B

Monzo experience

5
Used Monzo since April 2025 and has been a seamless experience since, good customer service, good incentives, good services available, very happy with Monzo! Reviewed on: 13th March 2026
Freddie E's avatar
Freddie E

Amazing bank.

5
Amazing bank. Aleaus available if you need support. Good benefits too Reviewed on: 13th March 2026
Sophie 's avatar
Sophie

Not a bad word to be said

5
I really enjoy banking with Monzo. I usually get a big standard bank account but the perks that Monzo offer are the real draw! Early paydays, better interest rates and FREE SAUSAGE ROLLS - say no more! I’ve had no issues with Monzo, and when I have encountered banking issues link money I haven’t approved being taken from my account the customer service team sort that straight away. Genuinely not a bad word to be said Reviewed on: 13th March 2026
Saskia P's avatar
Saskia P

The staff are always helpful whenever you need they...

5
The staff are always helpful whenever you need they always help with your problems and find the right solution Reviewed on: 13th March 2026
Jacob 's avatar
Jacob

Monzo's technical offering has been by far the most...

5
Monzo's technical offering has been by far the most impressive of any bank I've ever seen, and their customer service is incredibly accessible. I recently used the monzo pension finder to centralise and transfer all my old pensions, which is something I'd been putting off for a while, monzo made it as simple as a couple of presses of a button. Reviewed on: 13th March 2026
James Beach's avatar
James Beach

Best bank you can use!

5
They have been amazing, i wouldn't use a different bank. Reviewed on: 13th March 2026
Fluke's avatar
Fluke

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