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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

One of the best UIs I have ever used

5
One of the best UIs I have ever used Reviewed on: 19th March 2025

Quick account opening, clear policies, easy to use,...

5
Quick account opening, clear policies, easy to use, and quite fast app. Reviewed on: 19th March 2025

Joined a few months ago and have loved it since, fre...

5
Joined a few months ago and have loved it since, free sausage roll ever week, railcard too and a very good savings scheme of the 1p challenge. Reviewed on: 19th March 2025

I have been a Monzo customer for a long time and it...

5
I have been a Monzo customer for a long time and it has made my budgeting and saving so efficient, also, swift action was taken when I had a fraudulent transaction on my account. It was sorted within just a few hours and it’s really reassuring. Reviewed on: 19th March 2025

Easy to use!

5
I love Monzo! Easy to use! Efficient Reviewed on: 19th March 2025

Modern banking with an incredible app.

5
Having experienced Monzo’s modern banking, I wouldn’t be able to go back to a traditional high-street bank. The app is incredible for budgeting and wealth building. I am in a great financial position and so much of this is due to Monzo and their incredible app. Reviewed on: 19th March 2025

Great experience

5
I’ve had a great experience with Monzo from day 1. Wouldn’t use another bank Reviewed on: 19th March 2025

Simple banking

5
Really transparent and helps me save regularly. Reviewed on: 19th March 2025

I have never felt so in control of my spending

5
I joined Monzo in January and I have been impressed with their continual improvements already. I feel more in control of my money than ever. Reviewed on: 19th March 2025

Too marks

5
Best in class for security and excellent customer service. Never had an issue with Monzo! Leading the way in innovation. Reviewed on: 19th March 2025

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