Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18215 reviews)

View other Monzo products

4.93

Based on 18,215 reviews, last reviewed 5th Mar 2026

48750% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Banking made simple! Simplified transactions friendly helpful staff. Getting paid early and made aware of upcoming payments is a great help Reviewed on: 5th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18215)

Makes my old banking app look archaic!

One of the best financial decisions I've made, makes my old banking app look archaic. The amount of features and data displayed is amazing and the notifications across the product keeps me informed at a glance. Reviewed on: 9th February 2026

Very user friendly bank

Very user friendly bank…motivates to start saving …lots of benefits and good international transfer rates…been using for the last 3 years Reviewed on: 9th February 2026

Big fan!

Monzo Max is the first time I've ever paid for a bank account, and it's such good value for money. I do, however, wish that the travel insurance was a little bit better, I believe it only has a 3* Defaqto rating which worries me somewhat. I also have a free business account with Monzo. I find the app user friendly and reliable. Reviewed on: 9th February 2026

Loyal customer.

Been with monzo for some years. It makes saving and budgeting clear and enjoyable. Love savings pots and good rates on isa. Customer service on in app chat has always worked well for me and queries resolved quickly. Reviewed on: 9th February 2026

I love monzo.

I love monzo. It’s great for receiving salary early and also spending abroad. Reviewed on: 9th February 2026

I wish I had joined monzo sooner!

I wish I had joined monzo sooner!. Their app is so user friendly and it has also meant I have been able to open an account for my 7 year old and teach her the value of money and set up weekly spending money for her. I love the features such as sending monzo me links for ease of receiving a payment for an owed bill and the split bill function too! Reviewed on: 9th February 2026

I really enjoy using Monzo because it makes managing...

I really enjoy using Monzo because it makes managing my money feel simple, clear and stress-free. The app is incredibly easy to use, and I love being able to see exactly where my money is going in real time. Features like instant spending notifications, budgeting tools and savings pots help me stay organised and in control without feeling overwhelmed. Everything feels transparent and user-focused, and it’s obvious a lot of thought has gone into making banking more accessible and modern. Overall, Monzo fits naturally into my day-to-day life and has genuinely improved the way I manage my finances. Reviewed on: 9th February 2026

Monzo is a good bank to bank with.

Monzo is a good bank to bank with. It’s loyal to its customers and helps you out with everything you need, the app is easy to use and very straightforward. There is plenty of marketing and they let you connect with different banks quickly without the fuss. Reviewed on: 9th February 2026

Great offers and works really well

Great offers and works really well Reviewed on: 9th February 2026

Monzo current account

Excellent customer service also you get paid a day early what’s a good part of that account? Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Account
from TSB 2.71 from 3 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Current account
from Cater Allen 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 227 reviews
Flex Purchase credit card
from Monzo 4.97 from 3041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub