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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Top bank

5
Great bank. Love the additional ease of transferring, splitting bills, setting up savings. Nothing is ever hard. Reviewed on: 19th March 2025

I love the app.

4
I love the app. Very easy to use. I've had it for years and everything feels so easy - tracking how much i'm spending on tfl, sending out a QR code or link to get paid by friends, or separating all of my money in all of their separate pots. my only wish is that the savings & investments tabs was laid out the same as your pots. the pots you can see all at once from a birds eye view, but savings & investments is an extra click and swipe to see where i'm at. other than that, i'm a ride or die monzo lass Reviewed on: 19th March 2025

Love Monzo

5
Love Monzo, the layout, the graphs showing my spending forecast across the month. Very easy to use abroad. Love the year end round up Reviewed on: 19th March 2025

easy to use

5
Monzo is very easy to use, great for managing joint accounts, tracking expenses, and simple to set up an account. Reviewed on: 19th March 2025

Monzo is a very efficient bank .

5
Monzo is a very efficient bank .the services are amazing Reviewed on: 19th March 2025

Love Monzo !

5
Love Monzo ! Great products, I use for my main current account banking, joint account, flex and loan. Reviewed on: 19th March 2025

I love Monzo it helps a lot with saving and the fact...

5
I love Monzo it helps a lot with saving and the fact you both get money after referring a friend is also amazing Reviewed on: 19th March 2025

I love my Monzo account.

5
I love my Monzo account. When I’ve had issues with transactions they are great. Change of name was all done through chat, no posting docs or having to go to a branch. Everything is just easy with Monzo! Reviewed on: 19th March 2025

Ease to open account & app usage

5
Ease to open account & app usage Reviewed on: 19th March 2025

Monzo the bank for everyone !

5
Monzo had enabled me to save , cost track and plan for my financial future. Any bank can open a savings account and any bank can tell you your balance but Monzo are of of the front runners for going that extra mile and enabling anyone to do it , the tools they have not only support me in making better and clearer decisions with my money but they have also family members in their 40’s with understanding what is going on and out of their bank account. All in all I would say Monzo is a brilliant bank , not only for young people but for people of all ages Reviewed on: 19th March 2025

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