Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Not had anything bad happen always been spot on.

Not had anything bad happen always been spot on. Reviewed on: 12th March 2026

Easy and good to use, would recommend to others

Easy and good to use, would recommend to others Reviewed on: 12th March 2026

Good and very well done I enjoy using this bank...

Good and very well done I enjoy using this bank Reviewed on: 12th March 2026

So good for setting up separate money pots for budge...

So good for setting up separate money pots for budgeting purposes Reviewed on: 12th March 2026

7 years of trust with Monzo now in question

I’ve had my account since 2019 and till this year I couldn’t fault it. In those 7 years I’ve had all sorts of money fly from account to account no problem. Then one day Monzo decided to not trust a payment I was making which accumulated to around £2,500 to a contact on my account, me and the other person have almost 300 transactions together, safe to say I trust this person, then out of no where Monzo lock my account and I’ve heard he horror stories…. So I was shaking with anxiety. Luckily it was all cleared up, I understand it was a large some of money but freeze the transaction or something not lock my entire account. It’s made me think about going to a new bank Reviewed on: 12th March 2026

Never had an issue with Monzo, always been amazing-...

Never had an issue with Monzo, always been amazing- had one issue regarding a refund however Monzo delt with it straight away Reviewed on: 12th March 2026

100% reccomend to all.

I have been using Monzo max since 2022. I have never had an issue and loved using this bank compared to my previous one. Reviewed on: 12th March 2026

Always straight forward.

Always straight forward. Great way to manage my money. Wonderful perks Reviewed on: 12th March 2026

I think monzo are great, get paid early!

I think monzo are great, get paid early! Whenever I’ve had an issue and spoken to the staff they are always polite and solve my issues pretty much instantly!! App is simple to use also Reviewed on: 12th March 2026

Great bank and really helpful would love it if you c...

Great bank and really helpful would love it if you could deposit like a normal bank Reviewed on: 12th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plus Current Account
from The Cumberland 4.92 from 39 reviews
Silver Account
from TSB 4.06 from 4 reviews
Choice Current Account
from Danske Bank UK 3.64 from 22 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub