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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18343 reviews)

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4.93

Based on 18,343 reviews, last reviewed 6th Mar 2026

55100% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has changed my relationship with my finances I love banking with Monzo - the app is such a pleasure to use and I feel much more on top of my finances than I have ever been in my life. Reviewed on: 6th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18343)

Monzo one of the best British bank

Monzo one of the best British bank Reviewed on: 9th February 2026

does everything I want, and nothing I don't

does everything I want, and nothing I don't Reviewed on: 9th February 2026

Most modern app out of all the banks, super easy to...

Most modern app out of all the banks, super easy to use and all the features they have make everything super quick yet secure. They offer competitive interest rates and incentives for banking with them. Reviewed on: 9th February 2026

Best card for travelling

Having Monzo account isa lot of fun especially the 1p savings challenge. It was a lovely surprise getting over a thousand pounds at the end year. I also know exactly how much I’m spending everyday and the only card I use when travelling. Reviewed on: 9th February 2026

Customer service & other

Gave excellent customer service when I was having issues with Binance, a little slow but overall top notch service. Best banking UI I’ve used. Premium service is great value and provides great services. Reviewed on: 9th February 2026

Incredible Bank

Monzo are the best bank I have ever had the perks are brilliant I get with my account and I have never had any issues. It's free to use abroad and I love the early payday feature. I had to request a refund when I bought off a website that didn't deliver the items and ignored my emails and they refunded the money so quickly. I recommend them to everyone. Reviewed on: 9th February 2026

Best current account on market and love tracking my...

Best current account on market and love tracking my spending Reviewed on: 9th February 2026

Monzo are a great bank, they are extremely helpful w...

Monzo are a great bank, they are extremely helpful when I call up or use the chat facilties, always friendly staff and nothing is ever to much, they deserve all the recognition they can get for their tremendous service to their customers, not a bad thing to say Reviewed on: 9th February 2026

Brilliant

I love all the features that Monzo has and other bank has t got Reviewed on: 9th February 2026

The best account I’ve had.

This is the best everyday account I’ve had. I started using Monzo at the end of last year and wish I’d swapped sooner. So easy to use and actually gets my money working for me as much as I work for it. Reviewed on: 9th February 2026

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