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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Helpful and patient

Always been very helpful, polite and very quick to get back to you:) Reviewed on: 12th March 2026

Best UK bank

Monzo makes banking easy and help is available 24/7. Reviewed on: 12th March 2026

Brilliant Bank

Excellent in customer service and such an easy platform to control accounts. Reviewed on: 12th March 2026

Great bank account.

Great bank account. Very user friendly app. I like how interactive it is. Really enjoy banking with them. Love the pots and ease of viewing isas / investments/ stocks and shares. Although no LISA!! What?!! Reviewed on: 12th March 2026

Brilliant for saving and feel confident with my mone...

Brilliant for saving and feel confident with my money being in the bank Reviewed on: 12th March 2026

Great bank!

Easy to use. Helpful when needed. Love everything about Monzo Reviewed on: 12th March 2026

Great bank

Great bank and advanced in the support and technology provided Reviewed on: 12th March 2026

Very user friendly

Very user friendly, the app layout helps me achieve my goals Reviewed on: 12th March 2026

Absolutely love monzo, I have a current account, sav...

Absolutely love monzo, I have a current account, savings account,joint account, business account and credit card, they're so easy to deal with and problems are dealt with quickly and without all the stress, like what you get with some other banks. The app is easy to use and I can use it on holiday without getting charged extra fees. Reviewed on: 12th March 2026

Monzo’s mortgage tracker is superb

Monzo’s mortgage tracker gives me better insight and understanding on my mortgage than my actual provider. It really shows Monzo’s way of design is to put customer’s need at its core. Reviewed on: 12th March 2026

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