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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love Monzo

5
Love Monzo, easy to use and really helps me keep on track with my spending and saving. I like how it notifies you about money going in and out and love the fact you ca get paid a day early! They have a savings challenge and a saving pot tha rounds up money you’ve spent to the nearest pound and goes into your savings pot which I thinks great. Reviewed on: 13th March 2026
Steffany k's avatar
Steffany k

My best friend

5
I have never ever had a problem. I use Monzo as it has the best currency exchange rate all the time. It tells me if I don’t have enough funds to meet payments. I can relax which is good for me as I have health issues that stress makes worse. Recommended a friend only two days ago. Monzo is my best friend Reviewed on: 13th March 2026
Sandra Snowden's avatar
Sandra Snowden

Monzo is great

5
Monzo been fabulous with amazing cash back deals & saving challenges never had a problem with them Reviewed on: 13th March 2026
Sam 's avatar
Sam

Best Bank in Uk

5
Best services easy to use and have more benefits than any other bank Reviewed on: 13th March 2026
Muhammad Shahzaib Ali's avatar
Muhammad Shahzaib Ali

One of the best banks going amazing

5
One of the best banks going amazing Reviewed on: 13th March 2026
Kyle W's avatar
Kyle W

No problems fantastic bank.

5
No problems fantastic bank. Would recommend Reviewed on: 13th March 2026
Ann's avatar
Ann

Poor banking

1
Close bank account for no reason, thats enough said really Reviewed on: 13th March 2026
Liam m's avatar
Liam m

10/10 banking especially for buisness

5
10/10 banking especially for buisness Reviewed on: 13th March 2026
Joshua C's avatar
Joshua C

There is only one leading bank and that is Monzo

5
I have been with Monzo for over 6 years and I might as well work for them as all I’ve done over the years is practically sponsor them and telling all my friends and family to join, reason being due to how easy it is to manage your banking! Not to mention all the benefits and exclusive perks you get when you pay for Monzo max such as world wide travel insurance and Uk nation wide breakdown cover and personal item protection insurance. I could go on and on about all the perks and benefits but it’s down to you to see for yourself and join the club! Thanks ever so much Monzo for your commitment and contribution to your loyal customers. I have been with N26, Metro Bank, Nationwide, chase bank and Revolut and I must say from experience Monzo is the only leading competitor!!! :) Reviewed on: 13th March 2026
Leo Sculpher's avatar
Leo Sculpher

Monzo is great *****

5
I’ve been with Monzo for years now absolutely amazing also you get paid a day early ;) which I love that feature will be sticking with you for long time thanks for everything Monzo ***** Reviewed on: 13th March 2026
Corey Skeldon's avatar
Corey Skeldon

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