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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

I opened a bank account with monzo in 2019 and my cr...

I opened a bank account with monzo in 2019 and my credit was not good but after banking with them for two and a half years their services helped me to build my credit and it has really been very helpful. Reviewed on: 19th March 2025

MONZO TO THE WORRLLDDDD

I have always been frugal and, to be honest, I have never trusted banks. I have always felt like they are just out to take your money without offering real value in return. For years, I was with the big blue bank—let’s just call them that. Then came the boom of modern banks, and I signed up for all of them. Monzo was the only one that stuck, and for good reason. It is hands down the easiest app to use, the fastest way to send and receive money, and the best at helping you understand your spending habits at a glance. And they just keep adding more. I was so sold on Monzo that I made everyone I know get one—literally everyone. Now, I use Monzo Flex, Investments, Savings Pots, and my nine-year-old sons have their own Monzo cards on the way. I started with Plus, upgraded to Max, and now I have phone insurance for the family, travel insurance, cashback, breakdown cover, cinema tickets, and even a free sausage roll from Greggs. Absolute madness. If they launch Monzo Ultimate, I am signing up immediately. I hate banks—seriously. But Monzo? Game changer Reviewed on: 19th March 2025

I've been using monzo for the last 6 years

I've been using monzo for the last 6 years when I first immigrated to the UK. It's been phenominal honestly. Easy to set up the account, really good mobile app, customer service has always been great and I love the pots, makes budgeting a lot easier. The new updates of ISA and investment pots are also great. Reviewed on: 19th March 2025

Iv had an account with Monzo for a long time, its ac...

Iv had an account with Monzo for a long time, its accessible and easy to use. Even my 6 year old daughter has a Monzo bank account now ! Reviewed on: 19th March 2025

Monzo is so easy.

Monzo is so easy. Most people I know have it so it makes transferring money so easy. Also the group tab feature and splitting bills feature is amazing. Saves my friends and I so much hassle when we eat out / go on holiday etc. Amazing! Reviewed on: 19th March 2025

Monzo is honestly great.

Monzo is honestly great. The app is super easy to use, and I love getting instant notifications for every transaction. Sending money, saving, and tracking spending is so simple. Never had any issues, and it just makes life easier Reviewed on: 19th March 2025

its good.

its good Reviewed on: 19th March 2025

Would highly recommend

I have a Monzo Max account and it is well worth the money. I originally only got the account to cover Travel and Phone insurance but the added perks make it great value for money! The team at Monzo are also extremely helpful, I recently had a fraudulent activity on my account, within 10 minutes of reporting they had refunded the money and cancelled my card, within 48 hours I had received my new card. I would highly recommend to anyone. Reviewed on: 19th March 2025

Monzo has taken the pain out of financial decisions.

I switched to Monzo from a NatWest account, the interface is so much more user friendly, I am able to customise my dashboard which is SO helpful when I am a visual person. The availability and ease of application on products like Flex and Loans has taken the pain out of financial decisions. Reviewed on: 19th March 2025

Who needs Greg when you have Monzo!!

I love Monzo. It's simple yet thorough, quirky yet stylish and the service is personal yet professional. I couldn't ask for more in a bank! I've never had any issues that haven't been resolved quickly and efficiently. There is a human being on the other end of the chat function which makes the world of difference and I genuinely enjoy spending time on my Monzo app personalising my experience and making it work or me. I love their LinkedIn posts too! Reviewed on: 19th March 2025

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