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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Good app, but can improve on the fees

2
Good app, but can improve on the fees Reviewed on: 19th March 2025

it's been amazing so far

5
We ve been using Monzo since ages. We have a joint account as well with my wife. It works for us very well Reviewed on: 19th March 2025

Monzo makes finance fun!

5
Monzo makes banking fun, and money management a fulfilling experience Reviewed on: 19th March 2025

It is the most user/customer friendly bank I've ever...

5
It is the most user/customer friendly bank I've ever used. The app is effortless to use and has an incredibly human touch to it. The language that Monzo use for communicating makes you feel comfortable with their support whilst also providing a little giggle here and there. They're just unique and truly make managing my finances so easy. Reviewed on: 19th March 2025

Overall - Decent

4
A good all round bank! Rarely have issues and more of a personal feel than a traditional bank. Reviewed on: 19th March 2025

The fact I managed to convince my mum to get it.

5
The fact I managed to convince my mum (who’s nearly 70) to use it. She loves it and it’s made her life so much easier. Especially when travelling. Reviewed on: 19th March 2025

Monzo is perfect.

5
Monzo is perfect. It helps me manage my money so much better, the app is incredible and how other banking apps haven't caught up yet is beyond me. Their sense of community and marketing also need to be mentioned for how incredible they are too. Reviewed on: 19th March 2025

Love Monzo, super easy to use, 10/10 customer servic...

5
Love Monzo, super easy to use, 10/10 customer service if you ever need them and even better referral bonuses! Reviewed on: 19th March 2025

I have been a Monzo customer for 5 years and I have...

5
I have been a Monzo customer for 5 years and I have no complaints at all! They have a good range of different accounts. It is easy to set up an account. Also receive emails with plenty of warning about changes and information regarding my account. Reviewed on: 19th March 2025

Monzo is really easy to use and has loads of extra f...

5
Monzo is really easy to use and has loads of extra features Reviewed on: 19th March 2025

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