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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18368 reviews)

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4.93

Based on 18,368 reviews, last reviewed 7th Mar 2026

37500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy app to navigate, excellent customer servic... Very easy app to navigate, excellent customer service, modern and fresh service to use. Gives me all the information I need to help me manage my money... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18368)

Incredible Bank

Monzo are the best bank I have ever had the perks are brilliant I get with my account and I have never had any issues. It's free to use abroad and I love the early payday feature. I had to request a refund when I bought off a website that didn't deliver the items and ignored my emails and they refunded the money so quickly. I recommend them to everyone. Reviewed on: 9th February 2026

Best current account on market and love tracking my...

Best current account on market and love tracking my spending Reviewed on: 9th February 2026

Monzo are a great bank, they are extremely helpful w...

Monzo are a great bank, they are extremely helpful when I call up or use the chat facilties, always friendly staff and nothing is ever to much, they deserve all the recognition they can get for their tremendous service to their customers, not a bad thing to say Reviewed on: 9th February 2026

Brilliant

I love all the features that Monzo has and other bank has t got Reviewed on: 9th February 2026

The best account I’ve had.

This is the best everyday account I’ve had. I started using Monzo at the end of last year and wish I’d swapped sooner. So easy to use and actually gets my money working for me as much as I work for it. Reviewed on: 9th February 2026

Since having a Monzo current account, banking has be...

Since having a Monzo current account, banking has become so much easier, with amazing cash back offers to getting paid earlier I would recommend this bank to anyone Reviewed on: 9th February 2026

Best bank account , great help in finance .

Best bank account , great help in finance . Most of the functions are automatically done with a click of a button , like saving and spending . Reviewed on: 9th February 2026

Best bank so far

Never had any issues with monzo, I’m loving it, and everyone else is loving it: Reviewed on: 9th February 2026

Getting paid earlier GREAT!

Love the layout and the side pots amongst the other saving options and the little details on the app, so fast to receive a new card also in the post of lose the card and like the little cash sound on the app haha. But the great feature I find is being able to get paid a day earlier at 4pm such a great thing! Live this bank and I have also got my son who is 11 a card on my app in his name :) Reviewed on: 9th February 2026

Monzo allows me to control my finances.

Monzo allows me to control my finances, all from the app. At 61 I have never had such a great experience. Reviewed on: 9th February 2026

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