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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Been with Monzo for many years, never any issues.

Been with Monzo for many years, never any issues. Great service Reviewed on: 19th March 2025

Monzo, they lead the way and others follow

Monzo are the best - easy to use, great perks, they lead the way and others follow (my other traditional high-street bank only launched roundups in the last year or so, for example) Reviewed on: 19th March 2025

Monzo offers a lot for a little

Have tried most Monzo services, including: current, joint and business accounts, flex, savings and investments as well now the pension account. All super easy to use and understand Reviewed on: 19th March 2025

Best banking services

My whole family uses this bank and we do not regret. Reviewed on: 19th March 2025

Customer service is always there to clear up any mis...

Customer service is always there to clear up any misunderstanding Reviewed on: 19th March 2025

Top notch bank

Monzo strives for user friendliness by making their app and processes super simple for everyone to use. Whether it’s for regular banking or using travel money abroad, they cover all bases to ensure the user is the prime focus. In addition, raising issues to support or going through different processes is an easy process given their quick response times too! Reviewed on: 19th March 2025

Great bank

They have always been helpful and are fast sorting any issues I have had Reviewed on: 19th March 2025

I joined monzo attracted by their hot coral card fun...

I joined monzo attracted by their hot coral card fun approach to social media and have stayed as I find the app user friendly and enjoy the features such as categorising spend and income. I also like the pots feature for saving specifics, and I recently opened a savings account for my wedding as it has a great interest rate and is paid monthly. Reviewed on: 19th March 2025

Brilliant!

So easy to set up the account, and the app is really intuitive and straight forward to use. Having access to pots and a separate savings within the account make budgeting so much simpler, and I find it so much easier to stay on top of my finances! I am able to see what I have for essentials and luxuries, and what I have saved for holidays. I also love the recommend a friend incentive, and have both my parents set up with accounts for their upcoming trip abroad so they can take advantage of no international transaction fees! Reviewed on: 19th March 2025

Monzo, by far, is the best banking experience I’ve e...

Monzo, by far, is the best banking experience I’ve ever had. Firstly, the user experience on the app is flawless, everything (from getting a loan to saving challenges) is so easy to navigate and a pleasure to use. Secondly, the communication from the team is quick, friendly and efficient. Finally, the level of detail (for example, seeing exactly when and where a payment was made) is unrivalled. Reviewed on: 19th March 2025

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