Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Never had an issue with Monzo, always been amazing-...

5
Never had an issue with Monzo, always been amazing- had one issue regarding a refund however Monzo delt with it straight away Reviewed on: 12th March 2026
Chloe E's avatar
Chloe E

100% reccomend to all.

5
I have been using Monzo max since 2022. I have never had an issue and loved using this bank compared to my previous one. Reviewed on: 12th March 2026
Charlie Vaughan's avatar
Charlie Vaughan

Always straight forward.

5
Always straight forward. Great way to manage my money. Wonderful perks Reviewed on: 12th March 2026
Joanne m's avatar
Joanne m

I think monzo are great, get paid early!

5
I think monzo are great, get paid early! Whenever I’ve had an issue and spoken to the staff they are always polite and solve my issues pretty much instantly!! App is simple to use also Reviewed on: 12th March 2026
Jade's avatar
Jade

Great bank and really helpful would love it if you c...

5
Great bank and really helpful would love it if you could deposit like a normal bank Reviewed on: 12th March 2026
Aimee k's avatar
Aimee k

Helpful and patient

5
Always been very helpful, polite and very quick to get back to you:) Reviewed on: 12th March 2026
Sara L's avatar
Sara L

Best UK bank

5
Monzo makes banking easy and help is available 24/7. Reviewed on: 12th March 2026
Ben S's avatar
Ben S

Brilliant Bank

5
Excellent in customer service and such an easy platform to control accounts. Reviewed on: 12th March 2026
Anonymous 's avatar
Anonymous

Great bank account.

5
Great bank account. Very user friendly app. I like how interactive it is. Really enjoy banking with them. Love the pots and ease of viewing isas / investments/ stocks and shares. Although no LISA!! What?!! Reviewed on: 12th March 2026
Daisy's avatar
Daisy

Brilliant for saving and feel confident with my mone...

5
Brilliant for saving and feel confident with my money being in the bank Reviewed on: 12th March 2026
Dk's avatar
Dk

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill