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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

I am a new comer to Monzo but really enjoying it.

I am a new comer to Monzo but really enjoying it. The round ups and pots really make a difference to my budgeting. I also love that on perks you get a free coffee per week - that more than earns the monthly cost. Reviewed on: 12th March 2026

Monzo have been so useful in the past sorting out is...

Monzo have been so useful in the past sorting out issues I had, always great customer service Reviewed on: 12th March 2026

Very good account!

Very good account! Customer service is friendly and helpful! It’s very easy to see your accounts and save money! Lots of different features which you don’t get with most other banks! Reviewed on: 12th March 2026

I switched to monzo when they first came around!

I switched to monzo when they first came around! Money managing is so much easier and clearer. At first I was a bit apprehensive about not being able to go into a branch but their customer support team is very helpful and ive never actually needed anything that couldnt be sorted out on their easy to use app! Credit tracking is so helpful and they always have great cashback offers on and saving incentives! All my family are now using monzo! Reviewed on: 12th March 2026

Current account very good easy to use and instant lo...

Current account very good easy to use and instant loan facility available Reviewed on: 12th March 2026

Everything is easy

What I like about Monzo is everything is just easy. I can move money into pots, save and manage my money better. Reviewed on: 12th March 2026

I love the app, the flexibility when unexpected cost...

I love the app, the flexibility when unexpected costs arise. Splitting bills with friends is genius! Reviewed on: 12th March 2026

Love monzo always help when you have a problem had n...

Love monzo always help when you have a problem had no problems with them Reviewed on: 12th March 2026

Never had a bad experience with monzo, i enjoy the s...

Never had a bad experience with monzo, i enjoy the saving challenges they do and like the step up the bank has Reviewed on: 12th March 2026

I love Monzo, the ease of the whole app and I always...

I love Monzo, the ease of the whole app and I always struggled saving money but now with different pots and saving challenges I’m managing to save more than I ever have. Reviewed on: 12th March 2026

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