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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo’s mortgage tracker is superb

5
Monzo’s mortgage tracker gives me better insight and understanding on my mortgage than my actual provider. It really shows Monzo’s way of design is to put customer’s need at its core. Reviewed on: 12th March 2026
Peggy's avatar
Peggy

never had problems and very supportive bank to use

5
never had problems and a very supportive bank to use Reviewed on: 12th March 2026
daniel m's avatar
daniel m

Monzo is the best bank I have been with so far they...

5
Monzo is the best bank I have been with so far they keep money safe I like the idea of the pots and being able to lock them really helped me save lots of money Reviewed on: 12th March 2026
Thomas L's avatar
Thomas L

Great bank

5
Never had an issue with Monzo. I use it as my main bank and have done for years now. Best bank out there! Reviewed on: 12th March 2026
PaigeM 's avatar
PaigeM

Great bank

5
Had no issues banking with Monzo and I like that it puts change in a pot automatically. App is easy to use and secure. Easy to authenticate and great kids accounts and can automatically pay pocket money Reviewed on: 12th March 2026
Beth S's avatar
Beth S

Best bank by far!

5
I’ve been using Monzo for a while now and it’s completely changed how I manage my money. The app is incredibly intuitive and everything happens instantly—I get a notification the second I tap my card. The 'Pots' feature is a game-changer for saving; I love how I can round up my spare change into a separate pot without thinking about it. Plus, the 'Early Payday' feature (getting my salary a day early) is a lifesaver. Highly recommend if you're tired of clunky traditional banking! Reviewed on: 12th March 2026
John O's avatar
John O

Love Monzo.

5
Love Monzo. Just transferred over my pensions to them! They did all the work! Excellent Reviewed on: 12th March 2026
Simon J's avatar
Simon J

The BEST Bank

5
Nothing but really good things to say about monzo. Recommended multiple people to join and they also love it. I have all 3 non business accounts and love them. Reviewed on: 12th March 2026
Will H's avatar
Will H

Definitely recommend Monzo!

5
Always fast to respond when you send a query over, great benefits to being a customer, great for helping to budget, great saving options especially the 1p challenge! The cashback & billsback idea is a great incentive. Issues resolved straight away. Account can be frozen and unfrozen very easily. Ability to upgrade your account with perks. Monzo saved my life in terms of finances and budgeting and saving, absolutely recommend! Reviewed on: 12th March 2026
Haw's avatar
Haw

I love Monzo, for me personally I think Monzo is the...

5
I love Monzo, for me personally I think Monzo is the best bank ever. I love the app for iOS, it’s simple and clear and always works. I love the fact you can get your money a day or two early. You can deposit money at any pay point or post office and it’s super easy. If you are a perks customer you get amazing rewards such as a rail-card, a year of uber one. A weekly treat from Greggs. 10% off cinema tickets. You get credit score insights and you can now add your pensions. Real time notifications, add other bank accounts and credit cards all in one place. You get cash back for certain subscriptions such as Netflix and it’s all done within one tap! You get put in to (bills back) with a chance to have a bill refunded and paid on behalf of Monzo and double payday with the chance to have your wages or certain benefits doubled for the month. The app tells you if they are calling you for extra safety. I have never had any issues at all and I think it’s a fantastic bank and app. Reviewed on: 12th March 2026
Danielle 's avatar
Danielle

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