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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Great Bank, easy to use and great socials!

5
Great Bank, easy to use and great socials! Reviewed on: 19th March 2025

Getting my pay a day early is a game changer - so ea...

5
Getting my pay a day early is a game changer - so easy to use and great for holidays with no fees. I also really love the 1p challenge! It means I can save without really thinking about it. I can also see my mortgage in app which is super handy Reviewed on: 19th March 2025

Resolves issues in a timely manner.

5
Resolves issues in a timely manner. Great offers. Quite easy to understand information on their products, website and app. Overall, they're always there for you. Reviewed on: 19th March 2025

The best British bank

5
This is by far the best bank in the UK! Their customer service is exceptional, the quality of their services is unmatched, and their technology is top notch. The app experience is genuinely next level—smooth, intuitive, and incredibly reliable. Reviewed on: 19th March 2025

The Smoothest Transition to the UK, Thanks to Monzo!

5
Making the decision to relocate to the UK was a huge step for us, and honestly, navigating everything from finances to daily life felt like a mountain to climb. We spent what felt like forever researching different banking options – hours of comparing, reading reviews, and testing out different services. In the end, Monzo was the clear winner. From the pricing, which was super reasonable, to the top-notch service and support we received, everything just clicked. The app itself is incredibly easy to use, making managing our finances a breeze. Monzo really ticked all the boxes for us, and it’s been a game-changer in our transition to the UK. Reviewed on: 19th March 2025

Love their socials

4
Love their socials - their posts on Linked in are great and their year end wrap is class! Reviewed on: 19th March 2025

Friendliest bank ever!

5
Really user-friendly, very easy to use, travel-friendly, easy to freeze and cancel cards in case of loss/theft. Overall really positive experience, have been using it as my main account for years now. Reviewed on: 19th March 2025

Monzo Max has great perks!

5
I have a monzo max current account which covers important things like travel insurance, travel and phone insurance. There are a lot of perks with this as well such as a weekly Greggs sausage roll and discounted airport lounge access. Recently I have synced my other accounts on the Monzo app so can view all my money in one place. The mortgage summary also gives a far better overview than our supplier Reviewed on: 19th March 2025

Monzo was my first bank account and only one I...

5
Monzo was my first bank account and only one I use now Reviewed on: 19th March 2025

Active listeners

5
Their service is very prompt, and most importantly they listen. I have had some issues with withdrawing cash abroad on a holiday, as I had reached my monthly withdrawal limit. I left my concern but they UK working hours. When I woke up ,without any back and forth, they had changed my limit and left me note to withdraw within the time the limit was removed for. I couldn't be more happy to be a Monzo customer. Reviewed on: 19th March 2025

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