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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank!

5
Easy to use. Helpful when needed. Love everything about Monzo Reviewed on: 12th March 2026
Tim W's avatar
Tim W

Great bank

5
Great bank and advanced in the support and technology provided Reviewed on: 12th March 2026
Laura W's avatar
Laura W

Very user friendly

5
Very user friendly, the app layout helps me achieve my goals Reviewed on: 12th March 2026
AD's avatar
AD

Absolutely love monzo, I have a current account, sav...

5
Absolutely love monzo, I have a current account, savings account,joint account, business account and credit card, they're so easy to deal with and problems are dealt with quickly and without all the stress, like what you get with some other banks. The app is easy to use and I can use it on holiday without getting charged extra fees. Reviewed on: 12th March 2026
Danielle Steele's avatar
Danielle Steele

Monzo’s mortgage tracker is superb

5
Monzo’s mortgage tracker gives me better insight and understanding on my mortgage than my actual provider. It really shows Monzo’s way of design is to put customer’s need at its core. Reviewed on: 12th March 2026
Peggy's avatar
Peggy

never had problems and very supportive bank to use

5
never had problems and a very supportive bank to use Reviewed on: 12th March 2026
daniel m's avatar
daniel m

Monzo is the best bank I have been with so far they...

5
Monzo is the best bank I have been with so far they keep money safe I like the idea of the pots and being able to lock them really helped me save lots of money Reviewed on: 12th March 2026
Thomas L's avatar
Thomas L

Great bank

5
Never had an issue with Monzo. I use it as my main bank and have done for years now. Best bank out there! Reviewed on: 12th March 2026
PaigeM 's avatar
PaigeM

Great bank

5
Had no issues banking with Monzo and I like that it puts change in a pot automatically. App is easy to use and secure. Easy to authenticate and great kids accounts and can automatically pay pocket money Reviewed on: 12th March 2026
Beth S's avatar
Beth S

Best bank by far!

5
I’ve been using Monzo for a while now and it’s completely changed how I manage my money. The app is incredibly intuitive and everything happens instantly—I get a notification the second I tap my card. The 'Pots' feature is a game-changer for saving; I love how I can round up my spare change into a separate pot without thinking about it. Plus, the 'Early Payday' feature (getting my salary a day early) is a lifesaver. Highly recommend if you're tired of clunky traditional banking! Reviewed on: 12th March 2026
John O's avatar
John O

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