Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

I used Monzo as a main UK bank for all bills in and...

I used Monzo as a main UK bank for all bills in and out and had no issues at all with made easy to use with simple UI Reviewed on: 12th March 2026

Great experience

Great experience and very easy to use Reviewed on: 12th March 2026

I love Monzo, the ease of using it abroad and I love...

I love Monzo, the ease of using it abroad and I loveeee the colour and use of emojis on the app and in correspondence with customer service! Reviewed on: 12th March 2026

The customer service is excellent!

The customer service is excellent! They are very helpful every step of the way. Great to use for holidays and general day of use. Reviewed on: 12th March 2026

Best app around, overall good experience

No problems very good app for customer use and good interest rates Reviewed on: 12th March 2026

Excellent service

Excellent service. Particularly with the Monzo Max Reviewed on: 12th March 2026

Always loved Monzo and is just the best bank I’ve ev...

Always loved Monzo and is just the best bank I’ve ever been with. Reviewed on: 12th March 2026

Since using Monzo my banking has been amazing!

Since using Monzo my banking has been amazing! Can use pots to sort your bills etc and the salary sorter is genuis! Everything else just fits! Love it would highly recomend! Reviewed on: 12th March 2026

You certainly get what you pay for,...

Considering the low price for the 2nd tier account, the amount of perks received is exceptional. It's brilliant having access to a variety of discounts, as well as being able to divide money and see exactly how I am spending, month and month. Reviewed on: 12th March 2026

Monzo are Amazing and so helpful with any problems t...

Monzo are Amazing and so helpful with any problems that you may have. I have been with them for a few years now and will continue to use there fantastic service! Reviewed on: 12th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Smile Bank 4.07 from 111 reviews
Black Account
from NatWest 4.29 from 233 reviews
Reward current account
from Halifax 4.41 from 203 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub