Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great way of handling money, allows you to see every...

Great way of handling money, allows you to see every transaction and section money into pots Reviewed on: 12th March 2026

Great banking app and bonus getting paid early

Great banking app and bonus getting paid early Reviewed on: 12th March 2026

Had an issue trying to active apple pay on my new ph...

Had an issue trying to active apple pay on my new phone, the customer service was excellent it being new years day when I tried I expected it to be a while before I heard anything through the in app chat but it was only half an hour before 3 people were there dealing with it and got it sorted. Reviewed on: 12th March 2026

Brilliant for kids which is important to help

Very easy to use app and very easy to contact them would recommend Monzo also brilliant for kids which is important to help them learn about money Reviewed on: 12th March 2026

Great Provider

Been with Monzo for years only had one issue with my card being lost they sent a replacement straight away and got though to an advisor quickly, great bank everything is easily accessible and straight forward, only issue is the banks don’t like my metal card at some of the machines Reviewed on: 12th March 2026

Great bank and so easy to use the app.

Great bank and so easy to use the app. Reviewed on: 12th March 2026

I’ve been with Monzo since beta and have always been...

I’ve been with Monzo since beta and have always been impressed with their quick service, wide range of products, and little incentives. Roundups into a cash ISA is the best thing going, with a great interest rate too Reviewed on: 12th March 2026

Bank bank bank

It is great for learning about investing, gathering pensions, saving in different ways, accruing interest, providing pension information and assistance. Switch to this bank! Reviewed on: 12th March 2026

Monzo is absolutely amazing!

Monzo is absolutely amazing! And is the only bank I’ve been with, I would never switch to another bank. Reviewed on: 12th March 2026

My first choice in bank industries.

My first choice in bank industries. Reviewed on: 12th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from TSB 4.19 from 6 reviews
Test test testTest test test
from Test test test 5.00 from 1 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub