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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love Monzo.

5
Love Monzo. Just transferred over my pensions to them! They did all the work! Excellent Reviewed on: 12th March 2026
Simon J's avatar
Simon J

The BEST Bank

5
Nothing but really good things to say about monzo. Recommended multiple people to join and they also love it. I have all 3 non business accounts and love them. Reviewed on: 12th March 2026
Will H's avatar
Will H

Definitely recommend Monzo!

5
Always fast to respond when you send a query over, great benefits to being a customer, great for helping to budget, great saving options especially the 1p challenge! The cashback & billsback idea is a great incentive. Issues resolved straight away. Account can be frozen and unfrozen very easily. Ability to upgrade your account with perks. Monzo saved my life in terms of finances and budgeting and saving, absolutely recommend! Reviewed on: 12th March 2026
Haw's avatar
Haw

I love Monzo, for me personally I think Monzo is the...

5
I love Monzo, for me personally I think Monzo is the best bank ever. I love the app for iOS, it’s simple and clear and always works. I love the fact you can get your money a day or two early. You can deposit money at any pay point or post office and it’s super easy. If you are a perks customer you get amazing rewards such as a rail-card, a year of uber one. A weekly treat from Greggs. 10% off cinema tickets. You get credit score insights and you can now add your pensions. Real time notifications, add other bank accounts and credit cards all in one place. You get cash back for certain subscriptions such as Netflix and it’s all done within one tap! You get put in to (bills back) with a chance to have a bill refunded and paid on behalf of Monzo and double payday with the chance to have your wages or certain benefits doubled for the month. The app tells you if they are calling you for extra safety. I have never had any issues at all and I think it’s a fantastic bank and app. Reviewed on: 12th March 2026
Danielle 's avatar
Danielle

Great bank, helped me out a lot ever since i’ve open...

5
Great bank, helped me out a lot ever since i’ve opened my account and will continue to use in the future. Definitely recommend switching to monzo! Reviewed on: 12th March 2026
Cameron L's avatar
Cameron L

Brilliant

5
Have nothing but good things to say about Monzo. Easy to navigate on the app, easy to use the app and money is always fast to send and receive. And 24hr support Reviewed on: 12th March 2026
krveitch@gmail.com's avatar
[email protected]

Monzo is the best banking I've ever joined just can'...

5
Monzo is the best banking I've ever joined just can't say anything bad about it! Reviewed on: 12th March 2026
Kayli Horton's avatar
Kayli Horton

Out ranks all the other banks by far!

5
Out ranks all the other banks by far!! It’s the people bank!! Reviewed on: 12th March 2026
Stephen M's avatar
Stephen M

Been with Monzo for years, there’s no longer a need...

5
Been with Monzo for years, there’s no longer a need for a traditional bank when such product exists Reviewed on: 12th March 2026
Connor pick's avatar
Connor pick

They have been a good bank to me, they have always h...

5
They have been a good bank to me, they have always helped me when iv needed it and very clear on communication. I recommend this bank to anyone who needs a good reliable banking account. They have lots of challenges to help you save money and they have good savings accounts which adds interest overtime Reviewed on: 12th March 2026
Rebecca's avatar
Rebecca

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