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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

A great bank with many options.

5
I use monzo not only for a current account, but for savings as well. It’s also brilliant for when you go abroad as you don’t have to worry about exchange rate as they do that for you. With savings it helps create a pot so you can decide what it’s for, and when you want to send money. Reviewed on: 19th March 2025

Great account, love the app and features.

5
Great account, love the app and features. I have the max account and the benefits are really great value for money. It’s now become my main account/app for banking Reviewed on: 19th March 2025

The future of banking!

5
The app is very convenient, sleek in design and user friendly. Using lots is such a unique and useful tool which isn’t offered by other brands on the market, it’s brilliant for budgeting and financial awareness. Reviewed on: 19th March 2025

Great concepts that make managing money easier

5
Great concepts that make managing money easier Reviewed on: 19th March 2025

It’s okay, nothing special.

5
It’s okay, nothing special. It used to be much better but still better than most high street banks. Reviewed on: 19th March 2025

I Love Monzo.

5
I Love Monzo. A genuine trailblazing company. I Have convinced many people to join. Great app. Great customer service. Easy to navigate features. Great little perks like cash back at genuinely useful and useable companies. Reviewed on: 19th March 2025

Great from start to finish, good customisation and t...

5
Great from start to finish, good customisation and tracking with saving pots, saving challenges, and cashback. Reviewed on: 19th March 2025

UX on point.

5
UX on point. Reliability excellent. Value for money brilliant. Reviewed on: 19th March 2025

Accessible and easy to manage money

5
App is really easy to use and enables me to manage my money with different pots. I love the use of visuals it makes it a lot easier for me and is more accessible. I had a query over a charge and it was super easy to contact customer services and they responded quickly and were clear with the answer. Reviewed on: 19th March 2025

Very user friendly.

5
Very user friendly. Great quick customer support. Always happy to help and do what they can to support you. Very innovative in their banking ideas. Reviewed on: 19th March 2025

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