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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love Monzo, the ease of the whole app and I always...

I love Monzo, the ease of the whole app and I always struggled saving money but now with different pots and saving challenges I’m managing to save more than I ever have. Reviewed on: 12th March 2026

I used Monzo as a main UK bank for all bills in and...

I used Monzo as a main UK bank for all bills in and out and had no issues at all with made easy to use with simple UI Reviewed on: 12th March 2026

Great experience

Great experience and very easy to use Reviewed on: 12th March 2026

I love Monzo, the ease of using it abroad and I love...

I love Monzo, the ease of using it abroad and I loveeee the colour and use of emojis on the app and in correspondence with customer service! Reviewed on: 12th March 2026

The customer service is excellent!

The customer service is excellent! They are very helpful every step of the way. Great to use for holidays and general day of use. Reviewed on: 12th March 2026

Best app around, overall good experience

No problems very good app for customer use and good interest rates Reviewed on: 12th March 2026

Excellent service

Excellent service. Particularly with the Monzo Max Reviewed on: 12th March 2026

Always loved Monzo and is just the best bank I’ve ev...

Always loved Monzo and is just the best bank I’ve ever been with. Reviewed on: 12th March 2026

Since using Monzo my banking has been amazing!

Since using Monzo my banking has been amazing! Can use pots to sort your bills etc and the salary sorter is genuis! Everything else just fits! Love it would highly recomend! Reviewed on: 12th March 2026

You certainly get what you pay for,...

Considering the low price for the 2nd tier account, the amount of perks received is exceptional. It's brilliant having access to a variety of discounts, as well as being able to divide money and see exactly how I am spending, month and month. Reviewed on: 12th March 2026

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