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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

The money sending experience and the app in general...

The money sending experience and the app in general are just a breeze to opereate Reviewed on: 19th March 2025

Fantastic experience, easy to use app, instant notif...

Fantastic experience, easy to use app, instant notifications, early payments. All working well. Reviewed on: 19th March 2025

I’ve been using monzo for years and never had any is...

I’ve been using monzo for years and never had any issues. Super reliable bank, customer service is top excellent. The option to get your salary early is amazing, I use it pretty much every single month and have done for a couple of years. Reviewed on: 19th March 2025

Money transfers and, bereavement support

Current account is easy to use at home and abroad. Exchange rate is always really good and the spending summary is really helpful. It is also really easy to transfer money at home and internationally with real clear exchange rates and fees stated where relevant. Most of all, when my mother sadly passed away and she had a Monzo account the customer service/bereavement team were the easiest team out of all other bank accounts that she had to deal with. They replied and actioned any requests instantly and dealt with real compassion. I am really grateful for them for that. Reviewed on: 19th March 2025

Since joining Monzo they have helped me so much with...

Since joining Monzo they have helped me so much with having better money management Reviewed on: 19th March 2025

Switched to Monzo - Love it!

I used to use Monzo just as a spending account and had a high street bank account for my salary payments and direct debits. I wanted to make my life more efficient by having one bank account for everything so ended up switching entirely to Monzo. It’s been fantastic, super easy to use, no issues at all! Reviewed on: 19th March 2025

The app has most things built in, security and anti-...

The app has most things built in, security and anti-fraud features at great, and on the odd occasion I’ve had to contact them they’ve been quick to respond. Reviewed on: 19th March 2025

Moved to Monzo a couple of years ago from HSBC

Moved to Monzo a couple of years ago from HSBC, latter is a soulless org with no care about the well-being of customers. Monzo pots are really useful, and recent additions like investments are a simple way for people to learn about how investments work Reviewed on: 19th March 2025

Love my Monzo perks account!

Love my Monzo perks account! There are so many little things that add up! Reviewed on: 19th March 2025

Love Monzo, the app is easy to use and the ability t...

Love Monzo, the app is easy to use and the ability to have investment pots makes saving easy :) Reviewed on: 19th March 2025

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