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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

amazing bank had for many years

5
amazing bank had for many years, very easy to use which is brilliant for all age groups. Reviewed on: 12th March 2026
Maddie mac 's avatar
Maddie mac

I love using Monzo

5
I love using Monzo, easy to navigate and never had any issues - a very happy customer!! I’ve been banking with Monzo for a number of years and have no plans on changing anytime soon! Reviewed on: 12th March 2026
Rebecca w's avatar
Rebecca w

Brilliant

5
Always resolve issues quickly, super user friendly, great for travelling! Reviewed on: 12th March 2026
Emelie D's avatar
Emelie D

Best bank

5
Monzo had issues once and as a sorry they gave me some money! Always super helpful, quick payments Reviewed on: 12th March 2026
Lauren 's avatar
Lauren

Great bank all banks should catch up features apps s...

5
Great bank all banks should catch up features apps so good so for money great tech Reviewed on: 12th March 2026
Joe Williams's avatar
Joe Williams

I am a new comer to Monzo but really enjoying it.

5
I am a new comer to Monzo but really enjoying it. The round ups and pots really make a difference to my budgeting. I also love that on perks you get a free coffee per week - that more than earns the monthly cost. Reviewed on: 12th March 2026
Js's avatar
Js

Monzo have been so useful in the past sorting out is...

5
Monzo have been so useful in the past sorting out issues I had, always great customer service Reviewed on: 12th March 2026
Connor o's avatar
Connor o

Very good account!

5
Very good account! Customer service is friendly and helpful! It’s very easy to see your accounts and save money! Lots of different features which you don’t get with most other banks! Reviewed on: 12th March 2026
Amelia's avatar
Amelia

I switched to monzo when they first came around!

5
I switched to monzo when they first came around! Money managing is so much easier and clearer. At first I was a bit apprehensive about not being able to go into a branch but their customer support team is very helpful and ive never actually needed anything that couldnt be sorted out on their easy to use app! Credit tracking is so helpful and they always have great cashback offers on and saving incentives! All my family are now using monzo! Reviewed on: 12th March 2026
Deanna M's avatar
Deanna M

Current account very good easy to use and instant lo...

5
Current account very good easy to use and instant loan facility available Reviewed on: 12th March 2026
Sachin Aggarwal 's avatar
Sachin Aggarwal

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