Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank I’ve used

Been banking with Monzo for a few years now and easily one of the best banks I’ve been with, instant transfers and withdrawals. Customer service is also really good. Reviewed on: 12th March 2026

Phenomenal digital banking experience.

Phenomenal digital banking experience. Entirely customer centric, engaging, and a great user experience all around. Makes day to day banking a pleasure (also- weekly Greggs Doughnuts!) Reviewed on: 12th March 2026

amazing for current accounts and fo saving

amazing for current accounts and fo saving Reviewed on: 12th March 2026

Monzo has been great.

Monzo has been great. It is one of the best banking apps I have ever used. The budgeting is super helpful, especially the option to bay bills from pots. A life changer. The customer service can be a bit lacking at times, especially for more complicated issues. Reviewed on: 12th March 2026

Good no issues

Never had any issues never needed to use customer service always been good for me Reviewed on: 12th March 2026

Cannot fault this bank

Such a simple and easy bank to communicate with. Makes handling money so easy Reviewed on: 12th March 2026

Never had a problem with Monzo, keeps my money safe,...

Never had a problem with Monzo, keeps my money safe, the exchange rate abroad too is amazing! Reviewed on: 12th March 2026

I have been with Monzo for ages and it’s a very reli...

I have been with Monzo for ages and it’s a very reliable and easy bank company easy to get a hold of if there’s any problems. Very high security and many procedures to log in Reviewed on: 12th March 2026

Great company, great product.

Great company, great product. Excellent customer service Reviewed on: 12th March 2026

Makes banking fun!

Really like the ability to create pots and budget money better. I also use the roundup feature to optimise savings. The customisable aspect is also great as I can make my app colourful Reviewed on: 12th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Student Current Account
from TSB 4.19 from 6 reviews
Reward Account
from NatWest 4.79 from 989 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub