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Monzo: Current account reviews

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4.93
Based on 18,371 reviews, last reviewed 7th Mar 2026
37600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good service never any problem Very good service never a problem with them Reviewed on: 7th March 2026
Peter eagles's avatar
Peter eagles

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
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Ex Monzo
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18371)

Monzo has always been a great bank!

5
Monzo has always been a great bank! since turning 16, I always wanted to switch to them for their ease of access and marketing tactics which always amaze me. They make banking easy to understand, which some other banks intentionally make difficult. It seems that Monzo always wanted to learn to improving and have community forums to even discuss issues, features and tricks, and upcoming beta releases almost like an upcoming game release. It’s definitely my go-to bank, and on top of that the Hot Coral is an exquisite touch. Reviewed on: 9th February 2026
Daniel H's avatar
Daniel H

Bank on Monzo!

5
I love the app and the constant innovation of features that are both of practical use and financial benefit. Reviewed on: 9th February 2026
Colin F's avatar
Colin F

The whole Monzo package is excellent easy to use and...

5
The whole Monzo package is excellent easy to use and organise with lots of feed back and offers Reviewed on: 9th February 2026
Colin's avatar
Colin

Monzo - My favourite bank account

5
Monzo is fantastic. It quick, simple and easy to set up. The app is really easy to use. I love the 1p saving feature, rounding up your change and the option to set up different saving pots for different reasons e.g. Holidays, days out, rainy day, as many as you like. The colour of the card is also lovely and makes it really easy to find in your purse! Reviewed on: 9th February 2026
Katy C's avatar
Katy C

Really good bank and there service is the best

5
Monzo great bank and lovely they are excellent service Reviewed on: 9th February 2026
Saho's avatar
Saho

Customer service

5
Excellent customer service from Monzo Reviewed on: 9th February 2026
Francine 's avatar
Francine

Simply the best personal bank you could use!

5
Simply the best personal bank you could use! Easy to carryout any task, really nice UI, everything is clear to understand. Reviewed on: 9th February 2026
DB's avatar
DB

Switched all primary accounts to Monzo.

5
Having been with a traditional bank for over 10 years, I can safelt say that Monzo has much better customer service, and the user interface is easy and fun to use. I also like the way that Monzo explains the different products it offers, such as savings, investment and pensions, as it's something I don't have much experience with. Feels like they care about their customers and design their products with people in mind. Reviewed on: 9th February 2026
Rads's avatar
Rads

Easy to use and very good to help you with saving mo...

5
Easy to use and very good to help you with saving money Reviewed on: 9th February 2026
Lewis s's avatar
Lewis s

No faults what so ever.

5
No faults what so ever. Never had any issues which i had with other banks in the past. i love how you can organise your money accordingly to how you see fit and love there 1p savings challenge. Their different little quirks down to the app formation is amazing. Reviewed on: 9th February 2026
Sophie P's avatar
Sophie P

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