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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Had no issues since joining use Monzo as a way to pa...

Had no issues since joining use Monzo as a way to pay some bill and also the 1p saver challenge which I think is a great way to end up saving money without realising Reviewed on: 12th March 2026

Does everything you need and more

Does everything you need and more. Any issue have been resolved promptly and properly Reviewed on: 12th March 2026

Best bank ive had

Super helpful team who talk to you like theyre people too and not just a bank. They have bundles of disability support and help. Reviewed on: 12th March 2026

Why I love Monzo

I love Monzo for my everyday banking it’s so easy to use and when it comes to transferring money that’s even easier!!! I’ve signed up for the 1p saving challenge this year and I’m enjoying it so far as Monzo does all the hard work for me! There’s also so many different ways of saving with Monzo it’s great. The app has so many different features too. I would definitely recommend!!! Reviewed on: 12th March 2026

I have been using Monzo for a while and it hasn’t di...

I have been using Monzo for a while and it hasn’t disappoint me till now. Everything is easy and straightforward. Reviewed on: 12th March 2026

Customer service is excellent , I like everything ab...

Customer service is excellent , I like everything about it Reviewed on: 12th March 2026

Best bank I’ve had , great customer service and easy...

Best bank I’ve had , great customer service and easy enough for anyone to use Reviewed on: 12th March 2026

amazing company!!!

most recent problem was when i needed a refund and the original company refused. i went through monzo and they got me my refund and argued against it to give me my payment back, customer service got back to me quick. never had any issues with monzo, the perks are outstanding, especially the rail card!! would 1000% recommend Reviewed on: 12th March 2026

Best Bank

Very good bank I never thought banking app would be that much easier. Reviewed on: 12th March 2026

10/10 bank, customer service is top notch

10/10 bank, customer service is top notch Reviewed on: 12th March 2026

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