Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Monzo are Amazing and so helpful with any problems t...

5
Monzo are Amazing and so helpful with any problems that you may have. I have been with them for a few years now and will continue to use there fantastic service! Reviewed on: 12th March 2026
Ella k's avatar
Ella k

Great way of handling money, allows you to see every...

5
Great way of handling money, allows you to see every transaction and section money into pots Reviewed on: 12th March 2026
Jane doe 's avatar
Jane doe

Great banking app and bonus getting paid early

5
Great banking app and bonus getting paid early Reviewed on: 12th March 2026
Chloe O's avatar
Chloe O

Had an issue trying to active apple pay on my new ph...

4
Had an issue trying to active apple pay on my new phone, the customer service was excellent it being new years day when I tried I expected it to be a while before I heard anything through the in app chat but it was only half an hour before 3 people were there dealing with it and got it sorted. Reviewed on: 12th March 2026
Adam N's avatar
Adam N

Brilliant for kids which is important to help

5
Very easy to use app and very easy to contact them would recommend Monzo also brilliant for kids which is important to help them learn about money Reviewed on: 12th March 2026
Liam Wright's avatar
Liam Wright

Great Provider

5
Been with Monzo for years only had one issue with my card being lost they sent a replacement straight away and got though to an advisor quickly, great bank everything is easily accessible and straight forward, only issue is the banks don’t like my metal card at some of the machines Reviewed on: 12th March 2026
Nicole A's avatar
Nicole A

Great bank and so easy to use the app.

5
Great bank and so easy to use the app. Reviewed on: 12th March 2026
Jenny N's avatar
Jenny N

I’ve been with Monzo since beta and have always been...

5
I’ve been with Monzo since beta and have always been impressed with their quick service, wide range of products, and little incentives. Roundups into a cash ISA is the best thing going, with a great interest rate too Reviewed on: 12th March 2026
Elizabeth B's avatar
Elizabeth B

Bank bank bank

5
It is great for learning about investing, gathering pensions, saving in different ways, accruing interest, providing pension information and assistance. Switch to this bank! Reviewed on: 12th March 2026
Ewan's avatar
Ewan

Monzo is absolutely amazing!

5
Monzo is absolutely amazing! And is the only bank I’ve been with, I would never switch to another bank. Reviewed on: 12th March 2026
Alfie G's avatar
Alfie G

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill