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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Everything is easy

5
What I like about Monzo is everything is just easy. I can move money into pots, save and manage my money better. Reviewed on: 12th March 2026
James K's avatar
James K

I love the app, the flexibility when unexpected cost...

5
I love the app, the flexibility when unexpected costs arise. Splitting bills with friends is genius! Reviewed on: 12th March 2026
Elizabeth H's avatar
Elizabeth H

Love monzo always help when you have a problem had n...

5
Love monzo always help when you have a problem had no problems with them Reviewed on: 12th March 2026
Latisha s's avatar
Latisha s

Never had a bad experience with monzo, i enjoy the s...

5
Never had a bad experience with monzo, i enjoy the saving challenges they do and like the step up the bank has Reviewed on: 12th March 2026
Gemma's avatar
Gemma

I love Monzo, the ease of the whole app and I always...

5
I love Monzo, the ease of the whole app and I always struggled saving money but now with different pots and saving challenges I’m managing to save more than I ever have. Reviewed on: 12th March 2026
Caits F's avatar
Caits F

I used Monzo as a main UK bank for all bills in and...

5
I used Monzo as a main UK bank for all bills in and out and had no issues at all with made easy to use with simple UI Reviewed on: 12th March 2026
Brian H's avatar
Brian H

Great experience

5
Great experience and very easy to use Reviewed on: 12th March 2026
Wajid A's avatar
Wajid A

I love Monzo, the ease of using it abroad and I love...

5
I love Monzo, the ease of using it abroad and I loveeee the colour and use of emojis on the app and in correspondence with customer service! Reviewed on: 12th March 2026
Girl pop x's avatar
Girl pop x

The customer service is excellent!

5
The customer service is excellent! They are very helpful every step of the way. Great to use for holidays and general day of use. Reviewed on: 12th March 2026
Padsteer's avatar
Padsteer

Best app around, overall good experience

5
No problems very good app for customer use and good interest rates Reviewed on: 12th March 2026
Joshua B's avatar
Joshua B

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