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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Easiest banking app used to date.

Easiest banking app used to date. So many features I use daily. It's not stress-inducing opening the app to check your money and upcoming flow. 1p challenge and round up change are game changers too. Reviewed on: 19th March 2025

Love Monzo, been with them since the start.

Love Monzo, been with them since the start. Brilliant experience, modern alternative to the other banks. Reviewed on: 19th March 2025

I use the app everyday to split bills with my partne...

I use the app everyday to split bills with my partner and friends, and our rent/bills comes out of our joint account which makes money management easy and seamless. The exchange rate of the card abroad is also great value for money. I can’t imagine my life without a Monzo Reviewed on: 19th March 2025

I've had a monzo account as my main account for years.

I've had a monzo account as my main account for years. Being able to budget with separate pots was great, but being able to create a virtual card for each of those pots, which increases my account security, is a game changer. Then there's the ability to access my monthly pay the evening before it clears into my account and have it auto-sorted into each pot, just makes it all so simple. What's not to love about all of that? Reviewed on: 19th March 2025

Simply fantastic.

Simply fantastic. Really brilliant Reviewed on: 19th March 2025

Monzo has completly changed how I do banking with it...

Monzo has completly changed how I do banking with its easy to use app, instant notifications, and great budgeting tools. Signing up was super fast, and real-time updates mean I always know whats happening with my money. Features like Monzo Flex, fee-free spending abroad, and savings pots make it more than just a bank—it’s a game-changer. Customer service is top-notch and actually helpful, which is rare these days. Honestly, I can’t see myself going back to a normal bank—Monzo is just miles ahead! 10/10, highly recomend! Reviewed on: 19th March 2025

Monzo current account

Had an account for a long time and no issues. Reviewed on: 19th March 2025

Love it!

I love Monzo. I've had an account since 2019 and it allows me to see transactions.in real time, split bills, create pots and more, which is a level of control over my finances that I haven't had before. I think it is a valuable tool in building levels of financial literacy among young people too and that it can have a real positive impact. Reviewed on: 19th March 2025

Switched from HSBC and I am enjoying the pots, savin...

Switched from HSBC and I am enjoying the pots, saving aspects, the fact my children can have cards and mini accounts…it’s all excellent! Reviewed on: 19th March 2025

No complaints - easy to use app.

No complaints - easy to use app. Everything is in one place Reviewed on: 19th March 2025

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