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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 3rd Aug 2025
99% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo steals from people and if you think you can di... Monzo steals from people and if you think you can dispute the money and they will help you you are wrong. They have scamming procedures and even when ... Read more Reviewed on: 3rd August 2025
Mihaela's avatar
Mihaela

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

No complaints - easy to use app.

5
No complaints - easy to use app. Everything is in one place Reviewed on: 19th March 2025

Very easy to set up and use - great!

5
Very easy to set up and use. The built in round up feature and pots are great as are the cashback offers. When I've had to use support it has been fairly quick and very helpful. Although many of the features don't seem unique these days, it must be remembered that Monzo were the pioneers of so many commonplace banking app features. Reviewed on: 19th March 2025

Greg is my main reason to vote

5
Greg is my main reason to vote but apart from the legend himself, monzo has helped me save money with the 1p saving challenge, the pots which i can create for multiple saving options and the spare change facility. If you want to save money, and be entertained by Greg, bank with Monzo! Reviewed on: 19th March 2025

Managing finances can be empowering with the right t...

5
Managing finances can be empowering with the right tools. Tracking spending allows for better control and smarter decisions. Excellent customer service ensures assistance is readily available when needed. A variety of account options caters to diverse financial goals. Unlocking valuable perks enhances the overall financial experience. Reviewed on: 19th March 2025

It’s a great experience with a lot of insights and e...

5
It’s a great experience with a lot of insights and easy for access products Reviewed on: 19th March 2025

Monzo - making financial services less rigid

5
I have financial products with numerous companies and have had with even more in the past. Monzo isn’t like anything else I’ve come across. Originally I got it for spending abroad, now it’s become my every day bank account and I’m looking to move more of my business to them in the next financial year. Their customer service is excellent; however, it’s rare that you’d need to contact them anyway. The app works brilliantly and it’s difficult for things to actually go wrong. Honestly, Monzo is a game changer. Reviewed on: 19th March 2025

Superb banking

5
Can’t fault Monzo, easy to use, great customer service, everything is streamlined. I love using pots to save for specific events. Reviewed on: 19th March 2025

Easy money

5
Simple to use banking app and easy way to manage finance. Not all down to Monzo but I managed to get out of debt by keeping track of what I was spending on everything (great categorization). Customer service always very efficient, no waiting on hold, no messing around, just quick and to the point support Reviewed on: 19th March 2025

Always easy to deal with and very helpful staff

5
Always easy to deal with and very helpful staff Reviewed on: 19th March 2025

App is great

5
App is great, far more usable than traditional brick and mortar bank apps. Never had any issues with the service. Reviewed on: 19th March 2025

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