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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

My first choice in bank industries.

5
My first choice in bank industries. Reviewed on: 12th March 2026
Mihai I's avatar
Mihai I

Best bank I’ve used

5
Been banking with Monzo for a few years now and easily one of the best banks I’ve been with, instant transfers and withdrawals. Customer service is also really good. Reviewed on: 12th March 2026
Michael o's avatar
Michael o

Phenomenal digital banking experience.

5
Phenomenal digital banking experience. Entirely customer centric, engaging, and a great user experience all around. Makes day to day banking a pleasure (also- weekly Greggs Doughnuts!) Reviewed on: 12th March 2026
Alexandra B's avatar
Alexandra B

amazing for current accounts and fo saving

5
amazing for current accounts and fo saving Reviewed on: 12th March 2026
annabelle 's avatar
annabelle

Good no issues

4
Never had any issues never needed to use customer service always been good for me Reviewed on: 12th March 2026
Lilly's avatar
Lilly

Cannot fault this bank

5
Such a simple and easy bank to communicate with. Makes handling money so easy Reviewed on: 12th March 2026
Reece R's avatar
Reece R

Never had a problem with Monzo, keeps my money safe,...

5
Never had a problem with Monzo, keeps my money safe, the exchange rate abroad too is amazing! Reviewed on: 12th March 2026
Sophie m's avatar
Sophie m

I have been with Monzo for ages and it’s a very reli...

5
I have been with Monzo for ages and it’s a very reliable and easy bank company easy to get a hold of if there’s any problems. Very high security and many procedures to log in Reviewed on: 12th March 2026
Annabelle H's avatar
Annabelle H

Great company, great product.

5
Great company, great product. Excellent customer service Reviewed on: 12th March 2026
Stefano S's avatar
Stefano S

Makes banking fun!

5
Really like the ability to create pots and budget money better. I also use the roundup feature to optimise savings. The customisable aspect is also great as I can make my app colourful Reviewed on: 12th March 2026
Emma 's avatar
Emma

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