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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Choose Monzo, it’s the best bank

An absolutely brilliant bank, and the app makes everything so easy, I absolutely love the pots, the cash back and everything it provides. I recently swapped to them and they did everything and made the transition seamless. I highly recommend Monzo. Reviewed on: 12th March 2026

Great benefits, good security and my money feels safe.

Great benefits, good security and my money feels safe. Reviewed on: 12th March 2026

My ride or die since 2022

Monzo has been my ride or die since applying in 2022, have made the most of splitting bills in pots so I’m all set and ready. I love this feature. Reviewed on: 12th March 2026

10 years with Monzo.

Have banked with Monzo for almost 10 years and it’s been seamless and transparent banking. Reviewed on: 12th March 2026

I love Monzo as i know my money is always safe and s...

I love Monzo as i know my money is always safe and secure no matter what country i am in or how im spending. Monzo is really reliable and makes spending easy. Reviewed on: 12th March 2026

best bank out there.

best bank out there. very good savings system and can easily put money in pots to help with saving whenever you get paid Reviewed on: 12th March 2026

Brilliant

Incredibly reliable, fast with sending money and piggy bank feature is amazing Reviewed on: 12th March 2026

very easy to use and very helpful

very easy to use and very helpful Reviewed on: 12th March 2026

Falling behind with services while abroad

Overall good company but Monzo is now lagging behind in services while abroad. Reviewed on: 12th March 2026

Amazing app, easy and simple to use.

Amazing app, easy and simple to use. Reviewed on: 12th March 2026

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