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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18372 reviews)

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4.93

Based on 18,372 reviews, last reviewed 7th Mar 2026

37633% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank Good bank, not had any issues in the 4 years I’ve been using it. Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18372)

Just the best bank :)

So easy to transfer money to other people, and super helpful with trying to save money (especially when you can lock accounts). Just the best bank :) Reviewed on: 9th February 2026

Can’t fault Monzo

Fantastic experience wire Monzo and feel more in control of money and budgeting. Reviewed on: 9th February 2026

Helped me save!

Helped me save when it’s usually virtually impossible for me to Reviewed on: 9th February 2026

Best of the best

Amazing bank and so easy to use. I have Monzo Extra and it has everything you need in one. Reviewed on: 9th February 2026

A great, modernized way of banking!

A great, modernized way of banking. Monzo offers great perks and interest rates across their products & the fresh app design makes it easy for me to manage my finances, especially when sending & receiving money to friends/family, and managing my outgoings. Reviewed on: 9th February 2026

By far the best banking app

I bank with numerous banks and monzo is by far the best. It offers so many facilities compared with other banks. The app is excellent and very reliable and they are regularly updating it with new features. 10/10 from me! Reviewed on: 9th February 2026

Brilliant.

I found Monzo really quick and simple to sign up to. Got my Debit Card in a couple days as well. I have never had an issue banking with Monzo, it all seems fast and efficient to use. Easy access to my money and not forgetting the famous 1p challenge! All in all, yeah, all good. Reviewed on: 9th February 2026

Excellent for using abroad.

Love using Monzo especially when abroad. It's so easy and simple to keep a track of your spending. Reviewed on: 9th February 2026

Great Service

Been using Monzo for about 6 years now and always had great service. Reviewed on: 9th February 2026

what are you waiting for?

I’ve been with Monzo for years and it’s the best move I have ever made! I’ve recommended to family and friends ever since. Outstanding customer service and always ahead of the curve with new features! Reviewed on: 9th February 2026

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