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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank and so easy to use the app.

5
Great bank and so easy to use the app. Reviewed on: 12th March 2026
Jenny N's avatar
Jenny N

I’ve been with Monzo since beta and have always been...

5
I’ve been with Monzo since beta and have always been impressed with their quick service, wide range of products, and little incentives. Roundups into a cash ISA is the best thing going, with a great interest rate too Reviewed on: 12th March 2026
Elizabeth B's avatar
Elizabeth B

Bank bank bank

5
It is great for learning about investing, gathering pensions, saving in different ways, accruing interest, providing pension information and assistance. Switch to this bank! Reviewed on: 12th March 2026
Ewan's avatar
Ewan

Monzo is absolutely amazing!

5
Monzo is absolutely amazing! And is the only bank I’ve been with, I would never switch to another bank. Reviewed on: 12th March 2026
Alfie G's avatar
Alfie G

My first choice in bank industries.

5
My first choice in bank industries. Reviewed on: 12th March 2026
Mihai I's avatar
Mihai I

Best bank I’ve used

5
Been banking with Monzo for a few years now and easily one of the best banks I’ve been with, instant transfers and withdrawals. Customer service is also really good. Reviewed on: 12th March 2026
Michael o's avatar
Michael o

Phenomenal digital banking experience.

5
Phenomenal digital banking experience. Entirely customer centric, engaging, and a great user experience all around. Makes day to day banking a pleasure (also- weekly Greggs Doughnuts!) Reviewed on: 12th March 2026
Alexandra B's avatar
Alexandra B

amazing for current accounts and fo saving

5
amazing for current accounts and fo saving Reviewed on: 12th March 2026
annabelle 's avatar
annabelle

Good no issues

4
Never had any issues never needed to use customer service always been good for me Reviewed on: 12th March 2026
Lilly's avatar
Lilly

Cannot fault this bank

5
Such a simple and easy bank to communicate with. Makes handling money so easy Reviewed on: 12th March 2026
Reece R's avatar
Reece R

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