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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
104% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Monzo are brilliant.

5
Monzo are brilliant. Rarely have to contact them but when I do. My issue is always sorted almost instantly. The app is really easy to use and customisable. There pots feature makes managing you finances so quick and simple. Overall I’ve had a fantastic experience with them, huge amounts better than my previous high street bank Reviewed on: 12th March 2026

Monzo are fantastic

5
Monzo have been great both digitally and whenever I’ve needed to talk to someone. The app is easy to use & I love the perks with my perkz account too. I use my free coffee at least 2-3 times a month! Reviewed on: 12th March 2026

Great bank who I’ve been with for many years

5
Great bank who I’ve been with for many years. Customer service solve problems quickly. They have paid money coming into my bank earlier than the due date which is great. Good finance options too and easy to use the app. Reviewed on: 12th March 2026

Monzo is very good and I couldn’t have a better...

5
Monzo is very good and I couldn’t have a better app Reviewed on: 12th March 2026

Monzo are the GOAT of banking

5
Monzo are a fantastic bank and have so many amazing options for saving / investing. It makes managing my money so easy and for the first time, thanks to Monzo, I’ve been able to start up a savings pot for a rainy day fund! Would highly reccomend! Reviewed on: 12th March 2026

Banking made simple

5
I have banked with monzo for nearly 2 years now and highly recommend the service. It is without a shadow of a doubt the easiest banking experience I have had, no nonsense and easy to use. The perks and unique quirks you get with momzo just add a cherry on top of all the delicious ice cream they offer. Reviewed on: 12th March 2026

Awesome!

5
Used the bank for a few years now, awesome! Reviewed on: 12th March 2026

You cannot find a better bank. Simply Excellent.

5
Never had an issue with the services or customer service. Have even encouraged family members to join. The additional options such as the 365 savings are a great feature. Couldn't recommend them enough. Reviewed on: 12th March 2026

Never had any other bank, brilliant not issues

5
Never had any other bank, brilliant not issues Reviewed on: 12th March 2026

Really good app, works well, when I've needed assist...

5
Really good app, works well, when I've needed assistance it's been quick and easy Reviewed on: 12th March 2026

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