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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Never had a problem with Monzo, keeps my money safe,...

5
Never had a problem with Monzo, keeps my money safe, the exchange rate abroad too is amazing! Reviewed on: 12th March 2026
Sophie m's avatar
Sophie m

I have been with Monzo for ages and it’s a very reli...

5
I have been with Monzo for ages and it’s a very reliable and easy bank company easy to get a hold of if there’s any problems. Very high security and many procedures to log in Reviewed on: 12th March 2026
Annabelle H's avatar
Annabelle H

Great company, great product.

5
Great company, great product. Excellent customer service Reviewed on: 12th March 2026
Stefano S's avatar
Stefano S

Makes banking fun!

5
Really like the ability to create pots and budget money better. I also use the roundup feature to optimise savings. The customisable aspect is also great as I can make my app colourful Reviewed on: 12th March 2026
Emma 's avatar
Emma

Had no issues since joining use Monzo as a way to pa...

5
Had no issues since joining use Monzo as a way to pay some bill and also the 1p saver challenge which I think is a great way to end up saving money without realising Reviewed on: 12th March 2026
Kiera D's avatar
Kiera D

Does everything you need and more

5
Does everything you need and more. Any issue have been resolved promptly and properly Reviewed on: 12th March 2026
Ross Campbell's avatar
Ross Campbell

Best bank ive had

5
Super helpful team who talk to you like theyre people too and not just a bank. They have bundles of disability support and help. Reviewed on: 12th March 2026
Bambi S's avatar
Bambi S

Why I love Monzo

5
I love Monzo for my everyday banking it’s so easy to use and when it comes to transferring money that’s even easier!!! I’ve signed up for the 1p saving challenge this year and I’m enjoying it so far as Monzo does all the hard work for me! There’s also so many different ways of saving with Monzo it’s great. The app has so many different features too. I would definitely recommend!!! Reviewed on: 12th March 2026
Izzy's avatar
Izzy

I have been using Monzo for a while and it hasn’t di...

5
I have been using Monzo for a while and it hasn’t disappoint me till now. Everything is easy and straightforward. Reviewed on: 12th March 2026
Mahesh Sarangthem's avatar
Mahesh Sarangthem

Customer service is excellent , I like everything ab...

5
Customer service is excellent , I like everything about it Reviewed on: 12th March 2026
Blessing U's avatar
Blessing U

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