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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Never had a bad one always good ones

Never had a bad one always good ones Reviewed on: 12th March 2026

Great for money management.

I’ve been with Monzo for years and they’ve been amazing to help me mange my money better and to budget. I love that you can use the pots to put away money it has helped me become better with money. The customer service was great and always answered and supported any queries. Reviewed on: 12th March 2026

I always recommend Monzo to friends and family to th...

I always recommend Monzo to friends and family to the point where they think I work for them. Reviewed on: 12th March 2026

Lovely , I am very happy with the service

Lovely , I am very happy with the service Reviewed on: 12th March 2026

It’s honestly the best banks to use it’s fast and ne...

It’s honestly the best banks to use it’s fast and never had faults Reviewed on: 12th March 2026

LOVE THE MAX PLAN

I’ve been a subscriber since 2021 and I absolutely love the max plan. All the extras, it’s fun and so simple to use. I like the investments section, the pension, savings and it’s all so clearly laid out. I love the railcard included, travel insurance, Greggs, uber one… it’s brilliant and the cash back !! I also love that I can travel to my home country and withdraw with 0 fees Reviewed on: 12th March 2026

Simple, Smart, and Stress-Free Banking with Monzo

I’ve been using a Monzo current account for a while now, and it’s honestly one of the best banking experiences I’ve had. The whole process of opening the account was quick and straightforward, all done through the app without needing to visit a branch or deal with paperwork. One of the standout features is the mobile app. It’s incredibly easy to use and makes managing money simple. I can instantly see where my money is going thanks to automatic spending categories, and the real-time notifications every time I spend help me stay on top of my budget. Features like Pots also make it easy to set aside money for bills or savings without feeling complicated. Another thing I really like is how transparent Monzo is. There are no hidden fees for everyday banking, and everything is clearly explained in the app. Sending and receiving money is fast, and splitting bills with friends is very convenient. Customer support has also been helpful whenever I’ve needed it, with quick responses through the in-app chat. Overall, Monzo makes everyday banking feel modern, simple, and under control. If you prefer managing your finances from your phone and want a clear view of your spending, I’d definitely recommend giving Monzo a try. Reviewed on: 12th March 2026

Very quick and easy to use, even made my daughter he...

Very quick and easy to use, even made my daughter her own card and she loves it Reviewed on: 12th March 2026

Having used Monzo as my only main bank since 2019 it...

Having used Monzo as my only main bank since 2019 it’s absolutely brilliant- I feel I should have commission for the amount of friends and family I have tried to convince that it is far superior to any main bank out there. Absolutely brilliant in every way - If you haven’t tried it then you need to! Reviewed on: 12th March 2026

Good overall

Good options for investments, e.g. ISAs. Good savings methods like top up and the 1p challenge. Never had an issue with taking money out or putting it in, signup process is a little tedious but well worth it. Reviewed on: 12th March 2026

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