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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

I love Monzo.

I love Monzo. Have the whole family using it. It's great for saving. The cashback and perks are also brilliant additions. Reviewed on: 12th March 2026

USER FRIENDLY AND INNOVATIVE

Monzo is incredibly user friendly platform and keeping me updated of the latest offerings, news and changes to T&C’s. They are trying to improve with adding new products to their portfolio (I have taken up savings challenges, pots, cashback and ISA investments) and can’t wait to see what they add to home area and insurance area in time to come but they have so many more products available. For paid accounts you get a lot more and my rating is only 4/5 because I wish they offered 1 virtual card for free AND I wish it could allow me to invest in specific ETF’s but I am sure this will come down the line. Reviewed on: 12th March 2026

Great Bank, good and understandable

Brilliant company, regular updates on credit score and ways to improve, clear and readable layout. Helps when you need them and have a user friendly app interface. Easy and quick to send and receive money and have option to cancel a payment if sent by accident or to the wrong person. Definitely suggest to others Reviewed on: 12th March 2026

Used monzo for 5 years never had a issue brilliant b...

Used monzo for 5 years never had a issue brilliant banking app and overall system easy to use and very reliable Reviewed on: 12th March 2026

monzo is great it is a simple app to use and the fea...

monzo is great it is a simple app to use and the features are good Reviewed on: 12th March 2026

Monzo is amazing best bank easy to be with and grat...

Monzo is amazing best bank easy to be with and grat customer service when neede Reviewed on: 12th March 2026

They are great very reliable and an amazing bank to...

They are great very reliable and an amazing bank to choose. So many great features that other banks simply cannot touch. Perfect bank and very recommended by me Reviewed on: 12th March 2026

Monzo is the best banking app in the world everythin...

Monzo is the best banking app in the world everything you need in one place Whats more to love Reviewed on: 12th March 2026

Brilliant bank best around easy tidy always helpfull

Brilliant bank best easy tidy always helpfull Reviewed on: 12th March 2026

They are absolutely amazing company

They are absolutely amazing company fault them been with them for two years know and to say the least they are the best banking app ever. You get you’re money early you have chance of winning double of you’re money the lot!! 10/10 especially the workers with every problem I had they are amazing and completely understand Reviewed on: 12th March 2026

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