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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank I’ve had , great customer service and easy...

5
Best bank I’ve had , great customer service and easy enough for anyone to use Reviewed on: 12th March 2026
Ruby p's avatar
Ruby p

amazing company!!!

5
most recent problem was when i needed a refund and the original company refused. i went through monzo and they got me my refund and argued against it to give me my payment back, customer service got back to me quick. never had any issues with monzo, the perks are outstanding, especially the rail card!! would 1000% recommend Reviewed on: 12th March 2026
sarah's avatar
sarah

Best Bank

5
Very good bank I never thought banking app would be that much easier. Reviewed on: 12th March 2026
Shawez's avatar
Shawez

10/10 bank, customer service is top notch

5
10/10 bank, customer service is top notch Reviewed on: 12th March 2026
AM's avatar
AM

Choose Monzo, it’s the best bank

5
An absolutely brilliant bank, and the app makes everything so easy, I absolutely love the pots, the cash back and everything it provides. I recently swapped to them and they did everything and made the transition seamless. I highly recommend Monzo. Reviewed on: 12th March 2026
Alfie E's avatar
Alfie E

Great benefits, good security and my money feels safe.

5
Great benefits, good security and my money feels safe. Reviewed on: 12th March 2026
Callum S's avatar
Callum S

My ride or die since 2022

5
Monzo has been my ride or die since applying in 2022, have made the most of splitting bills in pots so I’m all set and ready. I love this feature. Reviewed on: 12th March 2026
Megan's avatar
Megan

10 years with Monzo.

5
Have banked with Monzo for almost 10 years and it’s been seamless and transparent banking. Reviewed on: 12th March 2026
Tim S's avatar
Tim S

I love Monzo as i know my money is always safe and s...

5
I love Monzo as i know my money is always safe and secure no matter what country i am in or how im spending. Monzo is really reliable and makes spending easy. Reviewed on: 12th March 2026
Charlotte J's avatar
Charlotte J

best bank out there.

5
best bank out there. very good savings system and can easily put money in pots to help with saving whenever you get paid Reviewed on: 12th March 2026
Holly A's avatar
Holly A

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