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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

77% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

I’ve used monzo for 2 years i would never switch.

I’ve used monzo for 2 years now, i would never switch. Monzo has great interest , original ideas , such as the “1p challenge” and i love the “get paid the day before feature”!. I have recommended Monzo to over 5 people and monzo gives me £5 everytime for it! but it’s such a great bank id do it without the money incentive! Overall monzo is a great bank, never ever had an issue! Reviewed on: 18th March 2025

Excellent service, makes money easy to manage and fu...

Excellent service, makes money easy to manage and fun to save (started my children off in the best way too!) Reviewed on: 18th March 2025

Gone from holiday account to main account!

Set up account initially so could track holiday spend, to use abroad and for exchange rates. I’ve found it so easy to use, accessible with no hidden fees etc that I’ve now made it my main bank account. Absolutely love it and have had no issues so far. Would throughly recommend Reviewed on: 18th March 2025

Best bank app

Got referred to Monzo by a friend, and haven’t stopped using it since. Love the penny challenge and being able to see what’s coming out of my bank Reviewed on: 18th March 2025

I just like their ads

I just like their ads. Mono makes me laugh so much. They are real Reviewed on: 18th March 2025

The best banking app on the market

I’ve tried a lot of banking apps including Santander, Chase, Starling, First Direct and finally Monzo. None of them offer the same digital-first experience. I work as a software engineer and I can’t express by how impressed I am by how much this app puts the customer first. No dreaded phone calls to a call centre, just a few taps on my phone. An example is in Starling, to replace a connected card it’s call their call centre - but on Monzo no such thing - just tap on the app. Monzo also offer a lot of great other features such as split the bill and shared tabs. When we go on holiday with a group of friends, we can all add our expenses onto a shared tab showing transparency to everyone meaning we always make sure we each pay our fair amount. They also provide great flexibility with their current accounts when linked to a flex credit card - where you can retrospectively convert a current account charge to a flex charge. No need to carry lots of cards with you anymore! Reviewed on: 18th March 2025

I use Monzo for personal and business banking - I lo...

I use Monzo for personal and business banking - I love how user friendly it is and easy to get things done (especially on business) Reviewed on: 18th March 2025

I love my account with Monzo.

I love my account with Monzo. It was easy to set up and the customer experience has been second to none. I’d switch all of my accounts to Monzo if I could get the same overdraft that I have with Halifax. I’m going to recommend my children to go with Monzo - modern banking at its best! Reviewed on: 18th March 2025

Upgraded Perks account benefits

Their upgraded “Perks” current account comes with some really great benefits and their savings account has a better interest rate that other banks! You can split money into pots for better budgeting and can categorise your transactions to better keep track of your spending. Sending and receiving money is particularly easy with people who also have a Monzo account, you just need their phone number! Reviewed on: 18th March 2025

Would recommend- Had my Monzo account since 2019

Had my Monzo account since 2019 and haven't had a problem since. The pots are a great way to budget as well as the virtual cards. Would recommend! Reviewed on: 18th March 2025

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