Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17222)

Great bank

5
Great bank, easy to navigate, great perks if you wish to sign up to them. I also enjoy the variety of the perks provided by Monzo, there is something for everybody. As soon as I opened my Monzo account I made it my default bank accountb Reviewed on: 18th March 2025

I am using them for last 2 years , i had always grea...

5
I am using them for last 2 years , i had always great experience and user friendly. Even i have upgraded to their perks. Reviewed on: 18th March 2025

Best bank that I've been with.

5
Best bank that I've been with. The app is brilliant, especially the bill splitting and tabs the flex account makes spreading payments so easy Reviewed on: 18th March 2025

Love the app and the additional service such a premi...

5
Love the app and the additional service such a premium pots. savings and investments. Reviewed on: 18th March 2025

Great and easy

5
Easy, seamless and very opinionated at the end of the year Reviewed on: 18th March 2025

Experience has been great.

5
Experience has been great. Haven't had any issues with them at all. Reviewed on: 18th March 2025

Monzo is very efficient.

5
Monzo is very efficient. Their app layout is very clear, concise, and not overwhelming. Their pots are great for budgeting and separating money, and very useful to have everything in one place that you can easily access and see at all times. I have a business account and flex card with them also and again it’s very easy to keep everything in one place. Their customer service is very quick and efficient, and I’ve never had an issue with them in the 3 years I’ve been with them. I’ve recommended Monzo to 2 of my friends/family members due to how satisfied I’ve been and they’re equally as happy with them as I am. Reviewed on: 18th March 2025

Monzo offers so many great extras and features throu...

5
Monzo offers so many great extras and features through perks. When I had issues their customer service has always been super responsive and helpful Reviewed on: 18th March 2025

Easy to use interface, seein everything in one place...

5
Easy to use interface, seein everything in one place, seamless interactions Reviewed on: 18th March 2025

The app brings me joy!

5
The app brings me joy! Its user friendly app actually makes me enjoy sorting out my finances!! Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products