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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

i enjoy getting paid early by monzo!

i enjoy getting paid early by monzo! and how the app is pretty straightforward and the customer service people are very helpful. i have had monzo for a year now and i recommend it to people when brought up into conversation Reviewed on: 12th March 2026

Love being with Monzo, very easy to keep track of my...

Love being with Monzo, very easy to keep track of my money and it’s a bonus to be able to get my wages early when needed Reviewed on: 12th March 2026

Nothing but good things to say about Monzo.

Nothing but good things to say about Monzo. Really helped with my finance goals in every respect. Reviewed on: 12th March 2026

I’ve been with Monzo for a long long time now it’s t...

I’ve been with Monzo for a long long time now it’s the best bank I’ve been with everything is just perfect Reviewed on: 12th March 2026

I love monzo.

I love monzo. Can track scheduled payments, set up savings and ISA’s and investments, and easy to go about the app. Can cancel payments easily and track payments. The app is set up genuinely well and easy to navigate. Don’t think any other banking genuinely compares. Reviewed on: 12th March 2026

Room for improvement but overall great

Been scammed before by Monzo they closed my account for no reason. Decided to give them another try as I travel, and have been great so far. This is why applied for an account initially the previous time as they are good for value banking. They just need to work on customer service a whole lot more as they don’t have an official branch everything is done online. Switch up the ways they do things they will probably be a perfect bank . Reviewed on: 12th March 2026

Revolutionised My Money

Got Monzo back in 2017 as a travel card, but in 2020 switched my entire finances to Monzo and have never looked back! So incredible easy to use. I have pots for everything. My wife and I have a joint account that gives us all the control we could ask for. Our direct debits all coming out of one pot, we know exactly what is going in/out every month, we have our ISA with monzo and have use Monzo Flex and Monzo Max for short periods of time when we need travel cover. Very helpful customer service whenever I've needed help. Couldn't recommend enough! Reviewed on: 12th March 2026

Great experience as I use my account regularly and a...

Great experience as I use my account regularly and appreciate the value added to my experience Reviewed on: 12th March 2026

A bright star in banking

Always loved the simplicity and convenience of Monzo and its services. They just get it. Reviewed on: 12th March 2026

Monzo is a phenomenal !

Monzo is a phenomenal bank I joined shortly after 2021 having gone abroad and was unable to use current bank , ever since then Monzo has essentially become my primary bank , the customer service team are incredible too any issue I’ve ever had has been sorted almost instantly ! Reviewed on: 12th March 2026

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