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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Awesome!

5
Used the bank for a few years now, awesome! Reviewed on: 12th March 2026
JackW's avatar
JackW

You cannot find a better bank. Simply Excellent.

5
Never had an issue with the services or customer service. Have even encouraged family members to join. The additional options such as the 365 savings are a great feature. Couldn't recommend them enough. Reviewed on: 12th March 2026
Nathaniel T's avatar
Nathaniel T

Never had any other bank, brilliant not issues

5
Never had any other bank, brilliant not issues Reviewed on: 12th March 2026
Mol's avatar
Mol

Really good app, works well, when I've needed assist...

5
Really good app, works well, when I've needed assistance it's been quick and easy Reviewed on: 12th March 2026
Fh's avatar
Fh

Never had a bad one always good ones

5
Never had a bad one always good ones Reviewed on: 12th March 2026
Abs 's avatar
Abs

Great for money management.

5
I’ve been with Monzo for years and they’ve been amazing to help me mange my money better and to budget. I love that you can use the pots to put away money it has helped me become better with money. The customer service was great and always answered and supported any queries. Reviewed on: 12th March 2026
Rhiannon J's avatar
Rhiannon J

I always recommend Monzo to friends and family to th...

5
I always recommend Monzo to friends and family to the point where they think I work for them. Reviewed on: 12th March 2026
Harry 's avatar
Harry

Lovely , I am very happy with the service

5
Lovely , I am very happy with the service Reviewed on: 12th March 2026
Romina I's avatar
Romina I

It’s honestly the best banks to use it’s fast and ne...

5
It’s honestly the best banks to use it’s fast and never had faults Reviewed on: 12th March 2026
Toya's avatar
Toya

LOVE THE MAX PLAN

5
I’ve been a subscriber since 2021 and I absolutely love the max plan. All the extras, it’s fun and so simple to use. I like the investments section, the pension, savings and it’s all so clearly laid out. I love the railcard included, travel insurance, Greggs, uber one… it’s brilliant and the cash back !! I also love that I can travel to my home country and withdraw with 0 fees Reviewed on: 12th March 2026
Laura S's avatar
Laura S

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