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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Monzo is a fantastic bank and really helps when needed.

Monzo is a fantastic bank and really helps when needed. I’ve had no problems at all. Reviewed on: 12th March 2026

Never had any problems, had payment problems from ot...

Never had any problems, had payment problems from other companies and monzo sorted it pretty much as soon as they could Reviewed on: 12th March 2026

I had a loan with them it was so easy and quick and...

I had a loan with them it was so easy and quick and I bank with them everyday it’s so easy to get my pay check early and it’s so convenient splitting bills etc Reviewed on: 12th March 2026

I have Monzo Max and it’s been great!

I have Monzo Max and it’s been great! I found since returning to the UK its so hard to build a credit rating as I’d been away living in Mexico for 10 years, I had no UK credit. Monzo have since given me a FlexBuild, I have a current account with them and also my kids have accounts with them. I really recommend Monzo! Reviewed on: 12th March 2026

Amazing way to split and save money efficiently aswe...

Amazing way to split and save money efficiently aswell as , different plans available to get extra benefits ! Reviewed on: 12th March 2026

Life made easier

With previous banks I never got told what money was going into and out my bank Monzo gave notifications. We get cash back on several things and savings is also very good. Reviewed on: 12th March 2026

Monzo is great

Not had a bad experience yet and I’ve been a customer for the last 2 years. Have made it my main bank account Reviewed on: 12th March 2026

Monzo is the GOAT

Monzo is the best and easiest bank I’ve ever had Reviewed on: 12th March 2026

Never had an issue with monzo and everything works a...

Never had an issue with monzo and everything works as it should. Reviewed on: 12th March 2026

Easy to use

Easy set up and love how easy the joint account is for me and my partner Reviewed on: 12th March 2026

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