Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Always raising interest rates on savings accounts

Always raising interest rates on savings accounts Reviewed on: 19th January 2024

My experience has been smooth so far

My experience has been smooth so far Reviewed on: 19th January 2024

Best bank around, easy to use, quick communication

Best bank around, easy to use, quick communication Reviewed on: 19th January 2024

If you’re not with Monzo then get switching!

Not been with Monzo long which upsets me, since I have been with them it’s all been positive. They’ve helped me massively with saving money plus a lot of extras to help my money go further. Reviewed on: 19th January 2024

I recommend a good bank to everyone.

I recommend a good bank to everyone. Reviewed on: 19th January 2024

Excellent customer service, amazing roundup features...

Excellent customer service, amazing roundup features and high interest instant savings accounts. Reviewed on: 19th January 2024

I am having a great experience with monzo

I am having a great experience with monzo Reviewed on: 19th January 2024

Customer service has been great when needed!

Customer service has been great when needed! Rarely required but when I've used the live chat to speak to someone, they've given quick and accurate answers. Reviewed on: 19th January 2024

Great app, saving and pot opportunities and can use...

Great app, saving and pot opportunities and can use card abroad fee free Reviewed on: 19th January 2024

Always know when a payment goes out.

Always know when a payment goes out. Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Account
from NatWest 4.27 from 233 reviews
Platinum Current Account
from TSB 3.76 from 21 reviews
Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub