Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

It has been a great experience, with excellent deliv...

It has been a great experience, with excellent delivery Reviewed on: 19th January 2024

Supportive Bank

Great flexibility and support towards customers. Reviewed on: 19th January 2024

Taking the Fear out of Spending

Easy to set up account, great for monitoring spending, budgeting, saving and seeing where money is spent and when. I used to be scared to look at.my old current account, but not with Monzo as it is so easy to keep track as I spend. Reviewed on: 19th January 2024

Monzo Bank App is amazing.

Monzo Bank App is amazing. Easy of transaction and feedback is great. Reviewed on: 19th January 2024

Excellent banking experience with Monzo.

Excellent banking experience with Monzo. Everything works so well and easy. Customer service helpful and efficient. Reviewed on: 19th January 2024

Monzo Accolades.

So far my experience with monzo has been awesome. Monzo communication in very step they want to take with me in respect to my account for approval. They are great. Monzo makes you understand every step of the way in saving them the bank and every transaction done with them is transparent. They are excellent in solving fraudulent situations. I Love their services Reviewed on: 19th January 2024

Interesting GUI

I love their GUI for users, and the constant improvement they make to the app. Love the sections of the application, putting the savings, interest and other money pot at the homepage. I love how the approval to app payments are made on the app, so you are certain that the user got the payment and not another scam page. Reviewed on: 19th January 2024

I really love the service of this bank.

I really love the service of this bank. It is easy to open accounts with Monzo. Monzo is the bank of today, tomorrow and the far future. They have the best of financial app. It is very comprehensive and it gives you all you need to monitor your money. Their interest rate is very competitive. Keep going Monzo. Reviewed on: 19th January 2024

Excellent service, very happy with the service provided

Excellent service, very happy with the service provided Reviewed on: 19th January 2024

The ease at which one is able to register and receiv...

The ease at which one is able to register and receive an account with Monzo is far easier and transparent as any other bank I have experienced within the UK Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

International Payments
from iFAST Global Bank 4.72 from 361 reviews
FlexBasic
from Nationwide 4.29 from 129 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub