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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Satisfied

5
User friendly application and quick actions are taken with satisfactory solution. Very good service. Reviewed on: 25th February 2023

Really impressed

5
When I contact Monza they are always efficient and friendly Reviewed on: 25th February 2023

The best

5
Monzo is so user friendly it is recognised globally and have never had a problem with them. I would highly recommend Reviewed on: 25th February 2023

Great online bank!

5
Title says it all! Great online bank and provide excellent services Reviewed on: 25th February 2023

Excellent Service

5
Very excellent service. The app is very user friendly and the savings pots are a great fixture in the app. The virtual cards make me feel safer to do online payments Reviewed on: 25th February 2023

Good banking app

5
Very accessible good customer service Reviewed on: 25th February 2023

Best bank account I have ever had

5
From the ease of initial application and onboarding to spend alerts, saving pots and customer support, I couldn’t be more pleased with the personal and business accounts I hold with Monzo! Reviewed on: 25th February 2023

This is like having a family bank account.

5
Monzo helps us manage our savings and not overspend by using the money pots. Travelling to Europe is so easy as I can just use my Monzo to pay in the local currency and pay the low bank of England exchange rate instead of costly local money fees. As a family we split costs on the app and save together towards holidays and concert tickets. It is just amazing. Reviewed on: 25th February 2023

Great Bank

5
Good service, good customer support. Never had an issue with Monzo, 10/10 Reviewed on: 25th February 2023

Amazing service

5
I have never had an issue and it’s always easy to use and to contact help device. Best bank I have used by far!!!! Reviewed on: 25th February 2023

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