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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo does it all

5
Have had great satisfaction with my Monzo account over the last few years. Efficient, great app functionality, good security. Reviewed on: 25th February 2023

Clean, easy to use, helpful support

5
Really good and easy banking online, love all the info a stats on spend Reviewed on: 25th February 2023

Very satisfied

5
Full transparency, great experience. I love the flexibility it provides me Reviewed on: 25th February 2023

effortless & easy to use.

5
For use over seas the best card you can use for speed & exchange rate value. Reviewed on: 25th February 2023

Best virtual bank

5
No complaints at all. Never been disappointed by Monzo Reviewed on: 25th February 2023

Amazing bank

5
Monzo is just great, I love to know when payements are leaving my account and when I will be paid and the amount, everything is all there in one place! I especially love their get paid early feature! Couldn’t recommend enough! Reviewed on: 25th February 2023

Great and easy to use

5
Fantastic easy to use app, easy to send and receive money. Only downside is no cash deposit option Reviewed on: 25th February 2023

Excellent

5
No mess no fuss....great customer service!! Reviewed on: 25th February 2023

Tops

5
Very easy to use,I have no problems. Reviewed on: 25th February 2023

The best decision I made banking

5
So useful, all the features are there to help you really get to grips with your money Reviewed on: 25th February 2023

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