Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Innovative banking simplifying your finances

5
Monzo makes your day-to-day banking easy through their innovative methods and new technologies Reviewed on: 25th February 2023
Stephen Pickett's avatar
Stephen Pickett

Perfect user experience!

5
Can manage everything I ever need from my phone and comprehensively understand my finances. Changed my life and how I budget and can’t see myself ever needing another bank. Reviewed on: 25th February 2023
jjllww's avatar
jjllww

Best banking experience I've had.

5
Monzo has provided the best banking experience I've had, everything is super clear and easy to understand. Especially the savings pots, they make earning interest on your money super easy. Reviewed on: 25th February 2023
Alex Nicholson's avatar
Alex Nicholson

I just love using Monzo

5
I remember I made a wrong transaction, I called Monzo and they retrieved it for me within 3 days Reviewed on: 25th February 2023
JEMIMA ADUBOFOUR's avatar
JEMIMA ADUBOFOUR

Simply perfect

5
Great, flexible and tailored personal finance. Reviewed on: 25th February 2023
Eva Kovacs's avatar
Eva Kovacs

Excellent Banking Experience

5
Having tried a few other banking options, Monzo is the best banking experience I have experienced. Thanks Monzo Team! Reviewed on: 25th February 2023
Oliver Nagaya's avatar
Oliver Nagaya

Speedy efficient service

5
Impressed by the speedy efficient security service in respect of service to counter scams. Reviewed on: 25th February 2023
Margaret Cupitt's avatar
Margaret Cupitt

Best bank

5
Awesome bank with great app and customer service Reviewed on: 25th February 2023
Iain Sweeney's avatar
Iain Sweeney

Simplicity!

5
They make dealing with banking an ease and convenience, unlike so many others! Can't recommend them enough! Reviewed on: 25th February 2023
Kyle Greggor's avatar
Kyle Greggor

Easy use, easy savings, excellent experience

5
I've had a Monzo amount for a few years now. I love the pots, I love the ifttt integration. I've managed to save so much without even realising it. Reviewed on: 25th February 2023
Daisy Pinkushion's avatar
Daisy Pinkushion

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill