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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy to use, friendly to talk to

5
Consistently amazing, always reliable! Reviewed on: 25th February 2023
alex wookie's avatar
alex wookie

v v good

5
amazing 10/10 great spectacular Reviewed on: 25th February 2023
Olivia Benton's avatar
Olivia Benton

Monzo are incredibly helpful

5
Monzo is a life saver. My first bank account as teenager; their app and customer service made me stick with them. I was able to withdraw my trust fund into the account with no hassle. The app is very clear and concise and well organised, I would definitely recommend Monzo to a friend! Reviewed on: 25th February 2023
alexobiago.ao@gmail.com's avatar
[email protected]

Great modern way to bank

5
If you were to tell me how banking has changed from the old way of cheques, queues and tellers, this would be it. So insightful and Monzo was a secondary account but it impressed me over the years, it’s now become my main account my money moves with online payments and VC, features in general just blows my old bank out the water. Usually I’d say you’d need to change but today I say don’t change, just keep doing what you already know how to do. Reviewed on: 25th February 2023
Social Gadfly's avatar
Social Gadfly

Amazing online banking

5
Monzo is the best of all the bank app have used. Easy to navigate, safe,and easily accessible...no ambiguity... Reviewed on: 25th February 2023
Godwin 's avatar
Godwin

Only had to contact you once so far but the customer service was fast and efficient.

5
Disputed card transaction was handled quickly and I was kept informed of what was happening. I'm very impressed Reviewed on: 25th February 2023
Karen Bradley's avatar
Karen Bradley

Banking Revolutionised

5
Monzo has completely changed the way I think about money — my relationship with money is no longer filled with anxiety, but with power instead. With Monzo I am able to organise my finances to suit my needs, and therefore am able to control my spending and separate dedicated spending from flexible spending. I am also able to automate how my money is organised; when I receive my monthly allowance into Monzo, I have set up my that the money is automatically distributed into all my pots according to my budget. And then, with things like repeating card payments for subscriptions, Monzo Plus allows you to use virtual cards which you can attach to a certain pot, which means your payment is automatically taken out of that pot. This has been so handy as all I need to do is stuff my money away into a pot and not think about how much I need to keep for my dedicated spending every time I go to buy something or check my bank balance. There is so much more I could talk about but I think you get the overall gist — for me, opening a Monzo account has been one of the best financial decisions I’ve ever made! Reviewed on: 25th February 2023
Danny's avatar
Danny

Account

5
It is user friendly and can use anywhere Reviewed on: 25th February 2023
Chandana Kamepalli's avatar
Chandana Kamepalli

Excellence and an amazing experience with Monzo

5
It’s been an amazing experience and would recommend Monzo to lord and more people everyday!!! Reviewed on: 25th February 2023
Temitope Talabi's avatar
Temitope Talabi

Monzo

5
Ease of use, I have control of how much I put on it and feel confident about fraud Reviewed on: 25th February 2023
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