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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent app to help you manage your finances

Easy to set up, easy to monitor your savings and budget. My wife and I use different pots for bills and expenses and it's helped us track where our money goes. Roundups are a great way of putting money aside without realising it - our roundups pay for our pub trips! Reviewed on: 25th February 2023

The most customers friendly bank

So customer Friendly and so helpful. Reviewed on: 25th February 2023

EXCELLENT CHOICE

I have been a customer for a number of years. I have found any time I have had to contact customer service they have been very helpful and prompt to reply to my query. Great choice of products. App is easy to use. Reviewed on: 25th February 2023

Monzo The bank you did not know you needed

When I first opened my Monzo account it was originally going to be used for savings strictly, however over time I have fell in love with the layout of the app, the ease in which you can use it & how visually appealing the app is! Overall the staff on the chat to help are always helpful and polite! Reviewed on: 25th February 2023

Excellent for budgeting & money management.

I’ve been using Monzo for over 5 years and love how easy it is to use, the automation I can build into it using IFTTT, and recent improvements to trends, allowing me to predict my cash flow month to month. Every month I get paid I allocate money to my “pots” for bills, Groceries and transport. Monzo does the rest! Reviewed on: 25th February 2023

Easily the best bank I have had an account with

Everything is clear no hidden or surprising anything! Using the card abroad, transferring money, requesting money just everything. I'm in complete control of my bank. The pots are fantastic. Being able to view upcoming bills days before they go out. There's so much that helps me feel in control. Even misplaced cards can be frozen and unfrozen at will. No other bank compares as far as I know. Reviewed on: 25th February 2023

BEST BANK EVER

Is such an amazing company in everyway possible and I have recommended it to all my family and friends aswell Reviewed on: 25th February 2023

Proberbly the best bank in the world!

Monzo have been fantastic helping me out with a few things over the past couple of months, and would highly recommend them as a major leading UK bank if not the world. Why not consider moving and doing all your main banking with them? I might Reviewed on: 25th February 2023

modern, complex, easy to use

monzo has many modern features, with the easy access pots as well as saving accounts to easily split your money in, and to look at all in one place. spending notifications as well as getting paid a day early. Reviewed on: 25th February 2023

Excellent

Excellent and very easy to use. Love the notifications. Reviewed on: 25th February 2023

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