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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Digital banking that acts as a great tool for handling personal finances.

5
Helps parenting towards personal financial planning. Reviewed on: 25th February 2023
Shrikant Ramakrishnan's avatar
Shrikant Ramakrishnan

Excellent system and so easy to use

5
I use my Monzo account mainly for my holiday spends. I have a current account and savings pot and it's so easy to transfer between the two. Communication is excellent and the app is clear and simple Reviewed on: 25th February 2023
Jane Armstrong's avatar
Jane Armstrong

Best and most accommodating

5
Love Monzo it’s a great bank, very user friendly and easy to navigate Reviewed on: 25th February 2023
Loubilou's avatar
Loubilou

Best bank

5
I use Monzo since I came to the UK and I think I've made the best choice. Reviewed on: 25th February 2023
Anonymous's avatar
Anonymous

A must have

5
Unbelievably easy to use, I find using pots works for me Reviewed on: 25th February 2023
Irene Hodgson's avatar
Irene Hodgson

Outstanding

5
Love the fact I can get paid early! Simplistic banking Reviewed on: 25th February 2023
Tracey Clarkson's avatar
Tracey Clarkson

Monzo the Great

5
Love Monzo - so easy to keep an eye on my finances - instant notifications of each transaction. Reviewed on: 25th February 2023
Julie Chappell's avatar
Julie Chappell

Good

4
Very nice zzzzzzzzzzzzzxzzzddddxzzxx Reviewed on: 25th February 2023
Irfan Bashir's avatar
Irfan Bashir

Great service

5
Easy to use great rates of interest Reviewed on: 25th February 2023
ged.oconnor@gmail.com's avatar
[email protected]

Easy and innovative!

5
Never had a complaint about Monzo. Everything is easy to use. They are very innovative too, from pots to round up. Love my Monzo account! Reviewed on: 25th February 2023
Tammi Adams's avatar
Tammi Adams

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