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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy to use

I love using Monzo. It is easy and convenient and offers competitive interest rates too for savings accounts. Reviewed on: 25th February 2023

Excellent Bank

Love the sound the phone makes when you spend your money. Money pots are great Reviewed on: 25th February 2023

never looked back

i tell my customers about monzo how easy it is inc their pots early wages less charges instant notifications n even how quickly you get a new card .. Reviewed on: 25th February 2023

Excellent bank

Awesome bank with lots of clients satisfaction Reviewed on: 25th February 2023

Challenger, more like challenge complete

Currently looking for the right moment to move away completely from my brick and mortar bank (I won't name names but it's definitely BOS). Monzo just offers more convenience for me, from payments between friends to savings pots to save the change. Its great. *This review is in no way sponsored, but if they see this and want to give me a fancy coloured card ;)* Reviewed on: 25th February 2023

Transformed my money management

I've always tried to do what Monzo do, but manually with my own mental pots. Having everything in the app, with such an intuitive design, and really good support services is just fantastic. I couldn't ask for better. Reviewed on: 25th February 2023

Great bank account

I love my Monzo Current Account. So straight forward to use. Excellent customer service. Brilliant app. Reviewed on: 25th February 2023

Everything at your fingertips

Always helpful whenever I have had a question and sorted out within days. No need to get time off work to go anywhere and sort it. Customer service is awesome thank you Reviewed on: 25th February 2023

The best banking experience

Very user friendly experience which has allowed me to gain better control over my money. I've already recommended Monzo to all my friends. Reviewed on: 25th February 2023

Best bank ever

Monzo makes banking easy and simple whilst remaining secure. Whenever someone else talks about their complicated banking experience I appreciate using Monzo! Reviewed on: 25th February 2023

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