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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Everything Ive always wanted a bank to be

5
Can’t say more than a title. Makes using a bank simple, which is how I like it! Reviewed on: 25th February 2023

Best bank - really good app

5
I never had any issues to this bank. The app is very good. Reviewed on: 25th February 2023

Awesome bank very helpfull.

5
Awesome banking app, very easy to navigate. Reviewed on: 25th February 2023

Monzo very good bank

5
Very efficient and reliable service Reviewed on: 25th February 2023

A stress-free current account

5
I was able to open a current account in under 30 minutes without any stress that other banks used to give to customers. Reviewed on: 25th February 2023

Amazing bank!!

5
Monzo is absolutely the best, the best app, the best experience, easy to use, constantly updating, just what I need! Reviewed on: 25th February 2023

Absolutely brilliant!

5
So easy to use. Split the bill works so well. Used abroad many times with no problems. Reviewed on: 25th February 2023

Excellent app to help you manage your finances

5
Easy to set up, easy to monitor your savings and budget. My wife and I use different pots for bills and expenses and it's helped us track where our money goes. Roundups are a great way of putting money aside without realising it - our roundups pay for our pub trips! Reviewed on: 25th February 2023

The most customers friendly bank

5
So customer Friendly and so helpful. Reviewed on: 25th February 2023

EXCELLENT CHOICE

5
I have been a customer for a number of years. I have found any time I have had to contact customer service they have been very helpful and prompt to reply to my query. Great choice of products. App is easy to use. Reviewed on: 25th February 2023

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