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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
84% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Fabulous

5
I love Monzo and have recommended it to friends who now use it too. Reviewed on: 25th February 2023

Monzo is great

5
Love using monzo I have used other cards like starling but I like monzp the best Reviewed on: 25th February 2023

Excellent service

5
Easy and superb quality experience Reviewed on: 25th February 2023

Amazing and very updated bank

5
Best bank ever I was with co op bank for years should have changed a long time ago Reviewed on: 25th February 2023

Fabulous

5
Who Would Have thought banking could be as good as this? I have nothing bad to say about Monzo. Since the day I started using them The experience has been great. Even buying a house was hassle free and fee free. Customer service is on the dot too. Reviewed on: 25th February 2023

Excellent service

5
I know my finances are safe with monzo Reviewed on: 25th February 2023

Does the job

5
User friendly, great exchange rates Reviewed on: 25th February 2023

Awesome

5
Great experience in most of transaction and availability of staff to assist when needed promptly. Reviewed on: 25th February 2023

Best bank for international students

5
Monzo assisted me to integrate with United Kingdom system by opening an online account for me and quick delivery of my card. It was easier for me to move around in search of jobs and rent my apartment. Life was miserable without a bank account or a bank card. Thank you Monzo for the supportive overdraft and flexit Reviewed on: 25th February 2023

Great account

5
Am very happy with my Monzo account. My first online banking experience. So easy to use and great being able to see where my money is going. Reviewed on: 25th February 2023

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