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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo The bank you did not know you needed

5
When I first opened my Monzo account it was originally going to be used for savings strictly, however over time I have fell in love with the layout of the app, the ease in which you can use it & how visually appealing the app is! Overall the staff on the chat to help are always helpful and polite! Reviewed on: 25th February 2023
Charlie Desouza's avatar
Charlie Desouza

Excellent for budgeting & money management.

5
I’ve been using Monzo for over 5 years and love how easy it is to use, the automation I can build into it using IFTTT, and recent improvements to trends, allowing me to predict my cash flow month to month. Every month I get paid I allocate money to my “pots” for bills, Groceries and transport. Monzo does the rest! Reviewed on: 25th February 2023
Sean Cullen's avatar
Sean Cullen

Easily the best bank I have had an account with

5
Everything is clear no hidden or surprising anything! Using the card abroad, transferring money, requesting money just everything. I'm in complete control of my bank. The pots are fantastic. Being able to view upcoming bills days before they go out. There's so much that helps me feel in control. Even misplaced cards can be frozen and unfrozen at will. No other bank compares as far as I know. Reviewed on: 25th February 2023
Lmf's avatar
Lmf

BEST BANK EVER

4
Is such an amazing company in everyway possible and I have recommended it to all my family and friends aswell Reviewed on: 25th February 2023
SPLASH TV NEWS's avatar
SPLASH TV NEWS

Proberbly the best bank in the world!

5
Monzo have been fantastic helping me out with a few things over the past couple of months, and would highly recommend them as a major leading UK bank if not the world. Why not consider moving and doing all your main banking with them? I might Reviewed on: 25th February 2023
andyroo's avatar
andyroo

modern, complex, easy to use

5
monzo has many modern features, with the easy access pots as well as saving accounts to easily split your money in, and to look at all in one place. spending notifications as well as getting paid a day early. Reviewed on: 25th February 2023
poppiebright05@gmail.com's avatar
[email protected]

Excellent

5
Excellent and very easy to use. Love the notifications. Reviewed on: 25th February 2023
karen fairbanks's avatar
karen fairbanks

Easy to use

5
I love using Monzo. It is easy and convenient and offers competitive interest rates too for savings accounts. Reviewed on: 25th February 2023
Adam Steele's avatar
Adam Steele

Excellent Bank

4
Love the sound the phone makes when you spend your money. Money pots are great Reviewed on: 25th February 2023
Miss Bev's avatar
Miss Bev

never looked back

4
i tell my customers about monzo how easy it is inc their pots early wages less charges instant notifications n even how quickly you get a new card .. Reviewed on: 25th February 2023
gail's avatar
gail

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