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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
84% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Great bank to do business with!

5
Since joining, I have found the whole experience very pleasant, straight forward and informational. Everything I need from a bank. I believe they are transforming the way banks operate and are clearly forward thinking. 11/10 from me. Reviewed on: 25th February 2023

Very good bank

5
Excellent service I’m very happy on my monzo bank Reviewed on: 25th February 2023

Best bank ever

5
Fast transaction and easy to use Reviewed on: 25th February 2023

Best bank uk

5
Monzo make everything simple for you to use their bank Reviewed on: 25th February 2023

A great account.

5
Simple to use, can do all that you need on your phone. Reviewed on: 25th February 2023

Excellent

5
Monzo has been rendering excellent service Reviewed on: 25th February 2023

Great bank

5
Really easy to use with loads of tools, Monzo is a exceptional bank Reviewed on: 25th February 2023

The best bank

5
With Monzo I thrust very satisfied with the service Reviewed on: 25th February 2023

Amazing in line bank!

5
I changed to Monzo after 28 years with nationwide. I love the simplicity of the app and customer service care: Round up is a great way to save a light extra money. Reviewed on: 25th February 2023

Most useful and fun bank to use

5
Monzo is really easy and fun to use, I found it very useful to create pots, check my spending averages and split money with friends. I can’t think of a bank facility that Monzo doesn’t provide. Reviewed on: 25th February 2023

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