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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent bank

5
Awesome bank with lots of clients satisfaction Reviewed on: 25th February 2023

Challenger, more like challenge complete

5
Currently looking for the right moment to move away completely from my brick and mortar bank (I won't name names but it's definitely BOS). Monzo just offers more convenience for me, from payments between friends to savings pots to save the change. Its great. *This review is in no way sponsored, but if they see this and want to give me a fancy coloured card ;)* Reviewed on: 25th February 2023

Transformed my money management

5
I've always tried to do what Monzo do, but manually with my own mental pots. Having everything in the app, with such an intuitive design, and really good support services is just fantastic. I couldn't ask for better. Reviewed on: 25th February 2023

Great bank account

5
I love my Monzo Current Account. So straight forward to use. Excellent customer service. Brilliant app. Reviewed on: 25th February 2023

Everything at your fingertips

5
Always helpful whenever I have had a question and sorted out within days. No need to get time off work to go anywhere and sort it. Customer service is awesome thank you Reviewed on: 25th February 2023

The best banking experience

5
Very user friendly experience which has allowed me to gain better control over my money. I've already recommended Monzo to all my friends. Reviewed on: 25th February 2023

Best bank ever

4
Monzo makes banking easy and simple whilst remaining secure. Whenever someone else talks about their complicated banking experience I appreciate using Monzo! Reviewed on: 25th February 2023

Fabulous

5
I love Monzo and have recommended it to friends who now use it too. Reviewed on: 25th February 2023

Monzo is great

5
Love using monzo I have used other cards like starling but I like monzp the best Reviewed on: 25th February 2023

Excellent service

5
Easy and superb quality experience Reviewed on: 25th February 2023

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