Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

My review of my Monzo experience

Been with Monzo since October 2018 and never really had a problem. I consider them to be secure and innovative. Highly recommended. Reviewed on: 25th February 2023

Love my monzo

Very easy to use you see instant transactions so you can see what coming & going love it Reviewed on: 25th February 2023

Easiest and most Functional Retail Bank in the UK

As an International Student moving to the UK, it was near impossible to open a bank account with the traditional banks in a swift and hassle free manner. However, Monzo was our saviour during those first weeks where we were able to open an account, get a debit card and start transacting within 2 days. After this initial positive experience, I have been using Monzo Plus to keep track of my budget - once again an essential component for a new student in UK. Their seamless integration of transactions to a Google Sheet is unheard of with the other banks. I have also used Monzo across Europe and has had the best experience. Reviewed on: 25th February 2023

Personal experience

I have a good experience in dealing with customer service regarding my account Reviewed on: 25th February 2023

Enslaved by currency

Couldn't do anything without monzo Reviewed on: 25th February 2023

Outstanding

I am very much satisfied I am happy Reviewed on: 25th February 2023

Amazing

Great customer service. Incredible range of products and very user friendly app Reviewed on: 25th February 2023

Great

Great banking services. Easy to use Reviewed on: 25th February 2023

Excellent

I've been using this card for 3 years. It is very convenient to use. I really like the split bill feature and that you can create pots for different purposes. Reviewed on: 25th February 2023

About monzo

They are really good and really really helpful Reviewed on: 25th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Additions Account
from Barclays 4.55 from 92 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews
FlexDirect
from Nationwide 4.61 from 371 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub