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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing and very updated bank

5
Best bank ever I was with co op bank for years should have changed a long time ago Reviewed on: 25th February 2023
husband 1's avatar
husband 1

Fabulous

5
Who Would Have thought banking could be as good as this? I have nothing bad to say about Monzo. Since the day I started using them The experience has been great. Even buying a house was hassle free and fee free. Customer service is on the dot too. Reviewed on: 25th February 2023
Deggsie's avatar
Deggsie

Excellent service

5
I know my finances are safe with monzo Reviewed on: 25th February 2023
Charity Amoah's avatar
Charity Amoah

Does the job

5
User friendly, great exchange rates Reviewed on: 25th February 2023
Jamie Roberts's avatar
Jamie Roberts

Awesome

5
Great experience in most of transaction and availability of staff to assist when needed promptly. Reviewed on: 25th February 2023
Olatunde Omotosho 's avatar
Olatunde Omotosho

Best bank for international students

5
Monzo assisted me to integrate with United Kingdom system by opening an online account for me and quick delivery of my card. It was easier for me to move around in search of jobs and rent my apartment. Life was miserable without a bank account or a bank card. Thank you Monzo for the supportive overdraft and flexit Reviewed on: 25th February 2023
Olusegun Olaitan's avatar
Olusegun Olaitan

Great account

5
Am very happy with my Monzo account. My first online banking experience. So easy to use and great being able to see where my money is going. Reviewed on: 25th February 2023
Anna Andoniou 's avatar
Anna Andoniou

Great bank to do business with!

5
Since joining, I have found the whole experience very pleasant, straight forward and informational. Everything I need from a bank. I believe they are transforming the way banks operate and are clearly forward thinking. 11/10 from me. Reviewed on: 25th February 2023
Gibbo's avatar
Gibbo

Very good bank

5
Excellent service I’m very happy on my monzo bank Reviewed on: 25th February 2023
Mehmet palas's avatar
Mehmet palas

Best bank ever

5
Fast transaction and easy to use Reviewed on: 25th February 2023
Oladipupo Oyekunle's avatar
Oladipupo Oyekunle

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