Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
84% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

best bank to carry out any type of transaction.

5
I've been using the bank for a long time and I've never had any problems. Quickly solves any problem the customer has. I am very satisfied. Reviewed on: 25th February 2023

Really really good future

5
UK best bank monzo very past money send charge less so very happy Reviewed on: 25th February 2023

I get the best from Monzo

5
I always get the best of service from Monzo Reviewed on: 25th February 2023

@Monzo is a helpful bank

5
I’m happy with a part of monzo account Reviewed on: 25th February 2023

Best banking company

5
Munzo is a friendly, upto date online banking with an easy to use banking app. The customer service team treat you with respect and compassion when dealing with queries or problems Reviewed on: 25th February 2023

Gen Z Money

5
Innovative, secure, forward thinking Reviewed on: 25th February 2023

Best bank

5
Love Monzo and recommend to everyone Reviewed on: 25th February 2023

Great bank

5
I use this account to make purchases and like the function of payments being rounded to nearest pound and saved In a lot Reviewed on: 25th February 2023

Excellent

5
Excellent and the best bank ever Reviewed on: 25th February 2023

Love monzo

5
It's the best savings account I have and the fact that I can earn money for recommendations is a bonus. Reviewed on: 25th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products