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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best bank uk

5
Monzo make everything simple for you to use their bank Reviewed on: 25th February 2023
D h's avatar
D h

A great account.

5
Simple to use, can do all that you need on your phone. Reviewed on: 25th February 2023
Kate's avatar
Kate

Excellent

5
Monzo has been rendering excellent service Reviewed on: 25th February 2023
Oluwamakinde Ogunleye 's avatar
Oluwamakinde Ogunleye

Great bank

5
Really easy to use with loads of tools, Monzo is a exceptional bank Reviewed on: 25th February 2023
paul hullah's avatar
paul hullah

The best bank

5
With Monzo I thrust very satisfied with the service Reviewed on: 25th February 2023
Andrew Taffe's avatar
Andrew Taffe

Amazing in line bank!

5
I changed to Monzo after 28 years with nationwide. I love the simplicity of the app and customer service care: Round up is a great way to save a light extra money. Reviewed on: 25th February 2023
Louise73's avatar
Louise73

Most useful and fun bank to use

5
Monzo is really easy and fun to use, I found it very useful to create pots, check my spending averages and split money with friends. I can’t think of a bank facility that Monzo doesn’t provide. Reviewed on: 25th February 2023
Peter Karim's avatar
Peter Karim

My review of my Monzo experience

5
Been with Monzo since October 2018 and never really had a problem. I consider them to be secure and innovative. Highly recommended. Reviewed on: 25th February 2023
Patrick Dent's avatar
Patrick Dent

Love my monzo

5
Very easy to use you see instant transactions so you can see what coming & going love it Reviewed on: 25th February 2023
Janet Cuthbert's avatar
Janet Cuthbert

Easiest and most Functional Retail Bank in the UK

5
As an International Student moving to the UK, it was near impossible to open a bank account with the traditional banks in a swift and hassle free manner. However, Monzo was our saviour during those first weeks where we were able to open an account, get a debit card and start transacting within 2 days. After this initial positive experience, I have been using Monzo Plus to keep track of my budget - once again an essential component for a new student in UK. Their seamless integration of transactions to a Google Sheet is unheard of with the other banks. I have also used Monzo across Europe and has had the best experience. Reviewed on: 25th February 2023
Mevan P's avatar
Mevan P

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