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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent Service

Calor was my first bank when I moved to the UK, everything is in one place and the app is very easy to use. Reviewed on: 25th February 2023

Banking made easy

Fantastic bank since I joined 2 years ago I would highly recommend nothing is a problem Reviewed on: 25th February 2023

Love it

Got originally for a trip to Disney, but ended up using it more. Love the flex and saving pots. Feel like it’s individual to me, and modern. Reviewed on: 25th February 2023

Financial control

Monzo has helped me stabilise my finances and is streamlined to let me see all my accounts in one place! Reviewed on: 25th February 2023

Amazing

Monzo is a reliable and efficient bank. I would highly recommend Reviewed on: 25th February 2023

Brilliant

although there are no branches open to walk in, there are always ways to deposit money and great ways to save. Reviewed on: 24th February 2023

Easy, simple, clean

Easy, simple to use and clean look Reviewed on: 24th February 2023

Simple and easy

Banking with Monzo is so easy and simple. Very efficient and everything is easy to access and to find. Reviewed on: 24th February 2023

Very good

A bank that cares about its customers. I really like . Reviewed on: 24th February 2023

Pros and cons of Monzo

Very reliable online bank , they are always next to your needs. If you are consistent with your payments they'll reward you for various useful products that can make your life easier. The only con is not real life bank. Reviewed on: 24th February 2023

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