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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent all round

App is great. Functionality, ease of use and ability to transfer money in seconds is superb. Flex is also a great addition to their product. Reviewed on: 24th February 2023

Excellent bank!

Monzo is the type of service where I have to assure people I'm not being paid by them to promote it - simply because of how excited I get explaining how useful it is! It's so easy, straightforward, upfront, and reliable. Genuinely the most straightforward way to keep on top of my money. Reviewed on: 24th February 2023

Easy to use bank app

Monzo is easy to use, helps with budgeting and saving as you are able to see your areas of spend and set targets against. Reviewed on: 24th February 2023

All round great package

I set up Monzo as a second account and loved it so much that I soon switched my entire naming over. Easy to use, easy to sort out issues, transparent, Customer focused. I don’t have enough good things to say about Monzo! Reviewed on: 24th February 2023

Awesome digital bank

Great digital bank, easy to use great services Reviewed on: 24th February 2023

Outstanding customer service

Monzo helped me recover my money from Scammers who infiltrated my life through Amazon shopping Reviewed on: 24th February 2023

Best Bank Ever

Love Monzo so much, so easy to use since day 1. I’ve been recommending it to all my friends and family. Reviewed on: 24th February 2023

Very good all round Bank.

Nothing really to report. Everything is instant. You know when money is put into or going out of your account within seconds! Reviewed on: 24th February 2023

Best bank ever!

When I applied for a monzo account, I didn’t realise how easy it was to sign up, how quick I got accepted for an account and also, how fast my card arrived. I really love that when it’s the day before I get paid, I can see how much money I’m getting plus I can get it a day early if I want. Amazing bank, 11/10!!! Reviewed on: 24th February 2023

Very satisfied with the service

Online banking is quick, simple and easy Reviewed on: 24th February 2023

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