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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent

No mess no fuss....great customer service!! Reviewed on: 25th February 2023

Tops

Very easy to use,I have no problems. Reviewed on: 25th February 2023

The best decision I made banking

So useful, all the features are there to help you really get to grips with your money Reviewed on: 25th February 2023

Innovative banking simplifying your finances

Monzo makes your day-to-day banking easy through their innovative methods and new technologies Reviewed on: 25th February 2023

Perfect user experience!

Can manage everything I ever need from my phone and comprehensively understand my finances. Changed my life and how I budget and can’t see myself ever needing another bank. Reviewed on: 25th February 2023

Best banking experience I've had.

Monzo has provided the best banking experience I've had, everything is super clear and easy to understand. Especially the savings pots, they make earning interest on your money super easy. Reviewed on: 25th February 2023

I just love using Monzo

I remember I made a wrong transaction, I called Monzo and they retrieved it for me within 3 days Reviewed on: 25th February 2023

Simply perfect

Great, flexible and tailored personal finance. Reviewed on: 25th February 2023

Excellent Banking Experience

Having tried a few other banking options, Monzo is the best banking experience I have experienced. Thanks Monzo Team! Reviewed on: 25th February 2023

Speedy efficient service

Impressed by the speedy efficient security service in respect of service to counter scams. Reviewed on: 25th February 2023

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