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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

93% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

This is like having a family bank account.

Monzo helps us manage our savings and not overspend by using the money pots. Travelling to Europe is so easy as I can just use my Monzo to pay in the local currency and pay the low bank of England exchange rate instead of costly local money fees. As a family we split costs on the app and save together towards holidays and concert tickets. It is just amazing. Reviewed on: 25th February 2023

Great Bank

Good service, good customer support. Never had an issue with Monzo, 10/10 Reviewed on: 25th February 2023

Amazing service

I have never had an issue and it’s always easy to use and to contact help device. Best bank I have used by far!!!! Reviewed on: 25th February 2023

Monzo does it all

Have had great satisfaction with my Monzo account over the last few years. Efficient, great app functionality, good security. Reviewed on: 25th February 2023

Clean, easy to use, helpful support

Really good and easy banking online, love all the info a stats on spend Reviewed on: 25th February 2023

Very satisfied

Full transparency, great experience. I love the flexibility it provides me Reviewed on: 25th February 2023

effortless & easy to use.

For use over seas the best card you can use for speed & exchange rate value. Reviewed on: 25th February 2023

Best virtual bank

No complaints at all. Never been disappointed by Monzo Reviewed on: 25th February 2023

Amazing bank

Monzo is just great, I love to know when payements are leaving my account and when I will be paid and the amount, everything is all there in one place! I especially love their get paid early feature! Couldn’t recommend enough! Reviewed on: 25th February 2023

Great and easy to use

Fantastic easy to use app, easy to send and receive money. Only downside is no cash deposit option Reviewed on: 25th February 2023

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