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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Very good

5
إنه من افضل واسهل وامان جدا فى التعاملات البنكية Reviewed on: 25th February 2023
Anonymous's avatar
Anonymous

It just works

5
No frills or thrills. It just works. Everything is easy to find and use. Reviewed on: 25th February 2023
'Dayo Olatunji's avatar
'Dayo Olatunji

Best of the best

5
Best service at any time. No problem at all with the service they offer. Reviewed on: 25th February 2023
Deo Tubig's avatar
Deo Tubig

Good internet on my savings. Easy to send money to family and friends.

5
App easy and always works. Easy to have separate money pots for different things. Reviewed on: 25th February 2023
Jane Wright's avatar
Jane Wright

Simple

5
So easy to navigate and great how u can send a payment even if you don’t have bank details for the person Reviewed on: 25th February 2023
Jane Beukers 's avatar
Jane Beukers

Overall good

4
I’m quite happy with Monzo bank. Great online banking Reviewed on: 25th February 2023
Antonio Moio's avatar
Antonio Moio

Awesome bank

5
Great bank I have ever used. I would like to continue same for life time. Reviewed on: 25th February 2023
Shifas k.b's avatar
Shifas k.b

Banking Made Easy

5
Hugely impressed with Monzo. Ease of use & a very user friendly platform. Personal loans easy to arrange, manage & repay. Savings rates are v competitive & again so easy to add, withdraw & create specific pots. As a family we’ve all adopted Monzo, so easy to transfer money & share bills Reviewed on: 25th February 2023
John Truswell's avatar
John Truswell

Great features, easy to use

5
I've had a Monzo account since 2019 alongside other high street bank accounts. I've steadily moved across to doing everything in Monzo because it's so easy to use and the information on spending etc. is so easy to find. Combined with easy bill-splitting and the new target and balance teacher features, it's just very easy to use and practical. I recommend Monzo to other friends in the UK as a very practical and easy way to do banking. Reviewed on: 25th February 2023
Cameron Hall's avatar
Cameron Hall

Easy to use and perfectly secure

5
Monzo bank is very easy to use and their security system is 100% perfect so it’s safe to use,thank you. Reviewed on: 25th February 2023
Doris Antwi's avatar
Doris Antwi

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